ACIC vs AMSF: stock comparison and AI forecast
American Coastal Insurance Corp (ACIC) and Amerisafe Inc (AMSF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ACIC American Coastal Insurance Corp
- Price
- $10.90 -6.4% · 6M
- Market Cap
- $515M
- P/E Ratio
- 5.3x
- Size
- small-cap
- AI Forecast
AMSF Amerisafe Inc
- Price
- $20.70 -31.1% · 6M
- Market Cap
- $384M
- P/E Ratio
- 9.5x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- ACIC is 1.3 times larger than AMSF by market capitalization ($515M against $384M).
- ACIC trades at 5.3 times trailing earnings, AMSF at 9.4 times.
- Over the last six months ACIC returned -6.4% and AMSF -31.1%.
- ACIC turns 30.3% of its revenue into net income, against 12.1% for AMSF.
- AMSF carries 3.68 times debt per unit of equity, against 2.65 times for ACIC.
- AMSF yields 16.51% in dividends; ACIC pays none.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ACIC | AMSF |
|---|---|---|
| Market Cap | $515M | $384M |
| P/E Ratio | 5.29x | 9.45x |
| P/B Ratio | 1.51x | 1.62x |
| Dividend Yield | – | 16.51% |
| EPS | $2.06 | $2.19 |
| Book Value/Share | $7.21 | $12.80 |
| Revenue/Share | $6.99 | $17.99 |
| FCF/Share | $-0.66 | $0.66 |
Profitability & Margins
| Metric | ACIC | AMSF |
|---|---|---|
| ROE | 29.4% | 17.0% |
| ROA | 8.1% | 3.6% |
| Operating Margin | 40.2% | – |
| Net Margin | 30.3% | 12.1% |
| EBT Margin | 40.3% | 15.0% |
| Tax Rate | 24.8% | 19.5% |
Financial Health
| Metric | ACIC | AMSF |
|---|---|---|
| D/E Ratio | 2.65x | 3.68x |
| Financial Leverage | 3.65x | 4.68x |
| Interest Coverage | 12.1x | – |
Cash Flow
| Metric | ACIC | AMSF |
|---|---|---|
| Operating Cash Flow | -$31M | $13M |
| Free Cash Flow | -$31M | $12M |
| Capital Spending | -$430K | -$240K |
| OCF Growth YoY | -120.8% | 11.5% |
| FCF Growth YoY | -121.1% | 32.7% |
| FCF/Sales | -9.4% | 3.7% |
| CapEx/Sales | 0.1% | 0.1% |
Operational Efficiency
| Metric | ACIC | AMSF |
|---|---|---|
| Asset Turnover | 0.27x | 0.30x |
| Fixed Assets Turnover | 380.4x | 49.0x |
Income Statement
| Metric | ACIC | AMSF |
|---|---|---|
| Total Revenue | $331M | $333M |
| Operating Income | $133M | – |
| Net Income | $100M | $40M |
Dividend & Shareholder Information
| Metric | ACIC | AMSF |
|---|---|---|
| Dividends Per Share | – | $3.42 |
| Payout Ratio | – | 156.2% |
| Shares Outstanding | 47M | 19M |
| Net Income Growth | 23.9% | -19.1% |
| EPS Growth | 22.6% | -27.5% |
ACIC vs AMSF: stock comparison and AI forecast
Which is bigger, ACIC or AMSF?
ACIC is 1.3 times larger than AMSF by market capitalization ($515M against $384M).
Which is cheaper on earnings, ACIC or AMSF?
ACIC trades at 5.3 times trailing earnings, AMSF at 9.4 times.
Which stock performed better over the last six months, ACIC or AMSF?
Over the last six months ACIC returned -6.4% and AMSF -31.1%.
Which one does Intratio's AI model rank higher, ACIC or AMSF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.