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Stock comparison · Signal date 2026-11-03

AMAL vs TMP: stock comparison and AI forecast

Amalgamated Financial Corp. (AMAL) and Tompkins Financial Corp (TMP) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

AMAL Amalgamated Financial Corp.

Market Cap
$1.51B
P/E Ratio
12.5x
Size
small-cap
AI Forecast
Full analysis →
NYSE · State Commercial Banks

TMP Tompkins Financial Corp

Price
$101.48 +22.2% · 6M
Market Cap
$1.46B
P/E Ratio
8.1x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

AMAL · TMP

Key facts

  • AMAL and TMP have similar market capitalizations ($1.51B and $1.46B).
  • TMP trades at 8.1 times trailing earnings, AMAL at 12.5 times.
  • TMP turns 40.2% of its revenue into net income, against 35.0% for AMAL.
  • AMAL carries 10.68 times debt per unit of equity, against 8.59 times for TMP.
  • TMP yields 2.65% in dividends and AMAL 1.30%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricAMALTMP
Market Cap$1.51B$1.46B
P/E Ratio12.52x8.07x
P/B Ratio1.82x1.56x
Dividend Yield1.30%2.65%
EPS$4.04$12.58
Book Value/Share$27.88$65.10
Revenue/Share$11.76$31.18
FCF/Share$4.73$3.46

Profitability & Margins

MetricAMALTMP
ROE14.8%19.2%
ROA1.3%2.0%
Net Margin35.0%40.2%
EBT Margin48.6%55.9%
Tax Rate23.5%28.0%

Financial Health

MetricAMALTMP
D/E Ratio10.68x8.59x
Financial Leverage11.68x9.59x

Cash Flow

MetricAMALTMP
Operating Cash Flow$166M$59M
Free Cash Flow$141M$50M
Capital Spending-$24M-$9M
OCF Growth YoY29.9%-40.6%
FCF Growth YoY13.4%-47.5%
FCF/Sales40.2%11.1%
CapEx/Sales7.0%2.1%

Operational Efficiency

MetricAMALTMP
Asset Turnover0.04x0.05x
Fixed Assets Turnover8.6x6.4x

Income Statement

MetricAMALTMP
Total Revenue$352M$448M
Net Income$123M$180M

Dividend & Shareholder Information

MetricAMALTMP
Dividends Per Share$0.66$2.69
Payout Ratio16.3%21.4%
Shares Outstanding30M14M
Net Income Growth20.3%103.7%
EPS Growth19.2%112.9%
FAQ

AMAL vs TMP: stock comparison and AI forecast

Which is bigger, AMAL or TMP?

AMAL and TMP have similar market capitalizations ($1.51B and $1.46B).

Which is cheaper on earnings, AMAL or TMP?

TMP trades at 8.1 times trailing earnings, AMAL at 12.5 times.

Which one does Intratio's AI model rank higher, AMAL or TMP?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.