BCAL vs CBNK: stock comparison and AI forecast
California Bancorp \ Ca (BCAL) and Capital Bancorp Inc (CBNK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BCAL California Bancorp \ Ca
- Market Cap
- $701M
- P/E Ratio
- 11.2x
- Size
- small-cap
- AI Forecast
CBNK Capital Bancorp Inc
- Price
- $43.11 +40.0% · 6M
- Market Cap
- $694M
- P/E Ratio
- 12.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BCAL and CBNK have similar market capitalizations ($701M and $694M).
- BCAL trades at 11.2 times trailing earnings, CBNK at 12.2 times.
- BCAL turns 33.1% of its revenue into net income, against 23.7% for CBNK.
- CBNK carries 8.21 times debt per unit of equity, against 5.86 times for BCAL.
- CBNK yields 1.14% in dividends; BCAL pays none.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BCAL | CBNK |
|---|---|---|
| Market Cap | $701M | $694M |
| P/E Ratio | 11.23x | 12.18x |
| P/B Ratio | 1.19x | 1.64x |
| Dividend Yield | – | 1.14% |
| EPS | $1.94 | $3.50 |
| Book Value/Share | $18.25 | $25.92 |
| Revenue/Share | $7.24 | $14.62 |
| FCF/Share | $1.84 | – |
Profitability & Margins
| Metric | BCAL | CBNK |
|---|---|---|
| ROE | 13.1% | 13.3% |
| ROA | 1.9% | 1.4% |
| Operating Margin | – | -1.6% |
| Net Margin | 33.1% | 23.7% |
| EBT Margin | 45.9% | 31.0% |
| Tax Rate | 27.9% | 23.7% |
Financial Health
| Metric | BCAL | CBNK |
|---|---|---|
| D/E Ratio | 5.86x | 8.21x |
| Financial Leverage | 6.86x | 9.21x |
| Interest Coverage | – | -0.0x |
Cash Flow
| Metric | BCAL | CBNK |
|---|---|---|
| Operating Cash Flow | $60M | $68M |
| Free Cash Flow | $59M | – |
| Capital Spending | -$960K | – |
| OCF Growth YoY | 31.0% | 55.4% |
| FCF Growth YoY | 233.9% | – |
| FCF/Sales | 25.4% | – |
| CapEx/Sales | 0.4% | – |
Operational Efficiency
| Metric | BCAL | CBNK |
|---|---|---|
| Asset Turnover | 0.06x | 0.06x |
| Fixed Assets Turnover | 19.2x | 13.5x |
Income Statement
| Metric | BCAL | CBNK |
|---|---|---|
| Total Revenue | $233M | $238M |
| Operating Income | – | -$4M |
| Net Income | $77M | $56M |
Dividend & Shareholder Information
| Metric | BCAL | CBNK |
|---|---|---|
| Dividends Per Share | – | $0.48 |
| Payout Ratio | – | 13.7% |
| Shares Outstanding | 32M | 16M |
| Net Income Growth | – | 30.3% |
| EPS Growth | 1840.0% | 51.5% |
BCAL vs CBNK: stock comparison and AI forecast
Which is bigger, BCAL or CBNK?
BCAL and CBNK have similar market capitalizations ($701M and $694M).
Which is cheaper on earnings, BCAL or CBNK?
BCAL trades at 11.2 times trailing earnings, CBNK at 12.2 times.
Which one does Intratio's AI model rank higher, BCAL or CBNK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.