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Stock comparison · Signal date 2026-11-03

BRBS vs CFFI: stock comparison and AI forecast

Blue Ridge Bankshares, Inc. (BRBS) and C & F Financial Corp (CFFI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · State Commercial Banks

BRBS Blue Ridge Bankshares, Inc.

Market Cap
$361M
P/E Ratio
44.8x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Nasdaq · State Commercial Banks

CFFI C & F Financial Corp

Market Cap
$362M
P/E Ratio
12.4x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BRBS · CFFI

Key facts

  • BRBS and CFFI have similar market capitalizations ($361M and $362M).
  • CFFI trades at 12.4 times trailing earnings, BRBS at 44.8 times.
  • CFFI turns 19.5% of its revenue into net income, against 11.2% for BRBS.
  • CFFI carries 9.11 times debt per unit of equity, against 7.45 times for BRBS.
  • CFFI yields 1.69% in dividends; BRBS pays none.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBRBSCFFI
Market Cap$361M$362M
P/E Ratio44.78x12.41x
P/B Ratio1.31x1.30x
Dividend Yield–1.69%
EPS$0.09$8.97
Book Value/Share$3.07$85.43
Revenue/Share$0.94$45.83
FCF/Share$0.24$11.86

Profitability & Margins

MetricBRBSCFFI
ROE3.4%10.5%
ROA0.4%1.0%
Net Margin11.2%19.5%
EBT Margin14.7%24.2%
Tax Rate24.1%19.1%

Financial Health

MetricBRBSCFFI
D/E Ratio7.45x9.11x
Financial Leverage8.45x10.12x

Cash Flow

MetricBRBSCFFI
Operating Cash Flow$23M$43M
Free Cash Flow$21M$39M
Capital Spending-$2M-$4M
OCF Growth YoY78.1%23.2%
FCF Growth YoY68.1%22.7%
FCF/Sales25.1%25.9%
CapEx/Sales2.6%2.8%

Operational Efficiency

MetricBRBSCFFI
Asset Turnover0.04x0.05x
Fixed Assets Turnover3.9x3.7x

Income Statement

MetricBRBSCFFI
Total Revenue$84M$149M
Net Income$9M$29M

Dividend & Shareholder Information

MetricBRBSCFFI
Dividends Per Share–$1.88
Payout Ratio–21.0%
Shares Outstanding90M3M
Net Income Growth–18.8%
EPS Growth-47.1%19.1%
FAQ

BRBS vs CFFI: stock comparison and AI forecast

Which is bigger, BRBS or CFFI?

BRBS and CFFI have similar market capitalizations ($361M and $362M).

Which is cheaper on earnings, BRBS or CFFI?

CFFI trades at 12.4 times trailing earnings, BRBS at 44.8 times.

Which one does Intratio's AI model rank higher, BRBS or CFFI?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.