BSRR vs NPB: stock comparison and AI forecast
Sierra Bancorp (BSRR) and Northpointe Bancshares Inc (NPB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BSRR Sierra Bancorp
- Market Cap
- $545M
- P/E Ratio
- 11.8x
- Size
- small-cap
- AI Forecast
NPB Northpointe Bancshares Inc
- Market Cap
- $545M
- P/E Ratio
- 7.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BSRR and NPB have similar market capitalizations ($545M and $545M).
- NPB trades at 7.2 times trailing earnings, BSRR at 11.8 times.
- NPB turns 34.9% of its revenue into net income, against 32.1% for BSRR.
- NPB carries 11.31 times debt per unit of equity, against 9.16 times for BSRR.
- BSRR yields 2.52% in dividends and NPB 0.63%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BSRR | NPB |
|---|---|---|
| Market Cap | $545M | $545M |
| P/E Ratio | 11.80x | 7.16x |
| P/B Ratio | 1.51x | 0.89x |
| Dividend Yield | 2.52% | 0.63% |
| EPS | $3.56 | $2.20 |
| Book Value/Share | $27.90 | $17.69 |
| Revenue/Share | $12.15 | $7.44 |
| FCF/Share | $3.91 | $2.94 |
Profitability & Margins
| Metric | BSRR | NPB |
|---|---|---|
| ROE | 14.0% | 14.7% |
| ROA | 1.4% | 1.2% |
| Net Margin | 32.1% | 34.9% |
| EBT Margin | 42.5% | 46.4% |
| Tax Rate | 24.4% | 24.9% |
Financial Health
| Metric | BSRR | NPB |
|---|---|---|
| D/E Ratio | 9.16x | 11.31x |
| Financial Leverage | 10.16x | 12.31x |
Cash Flow
| Metric | BSRR | NPB |
|---|---|---|
| Operating Cash Flow | $52M | $104M |
| Free Cash Flow | $51M | $102M |
| Capital Spending | -$1M | -$2M |
| OCF Growth YoY | 24.2% | – |
| FCF Growth YoY | 25.1% | – |
| FCF/Sales | 32.2% | 39.6% |
| CapEx/Sales | 0.8% | 0.7% |
Operational Efficiency
| Metric | BSRR | NPB |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 11.0x | 9.5x |
Income Statement
| Metric | BSRR | NPB |
|---|---|---|
| Total Revenue | $158M | $257M |
| Net Income | $51M | $90M |
Dividend & Shareholder Information
| Metric | BSRR | NPB |
|---|---|---|
| Dividends Per Share | $1.06 | $0.10 |
| Payout Ratio | 29.8% | 4.5% |
| Shares Outstanding | 13M | 35M |
| Net Income Growth | 27.2% | – |
| EPS Growth | 24.0% | – |
BSRR vs NPB: stock comparison and AI forecast
Which is bigger, BSRR or NPB?
BSRR and NPB have similar market capitalizations ($545M and $545M).
Which is cheaper on earnings, BSRR or NPB?
NPB trades at 7.2 times trailing earnings, BSRR at 11.8 times.
Which one does Intratio's AI model rank higher, BSRR or NPB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.