CCB vs CIVB: stock comparison and AI forecast
Coastal Financial Corp (CCB) and Civista Bancshares, Inc. (CIVB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CCB Coastal Financial Corp
- Price
- $43.29 -42.8% · 6M
- Market Cap
- $662M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
CIVB Civista Bancshares, Inc.
- Market Cap
- $592M
- P/E Ratio
- 10.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CCB is 1.1 times larger than CIVB by market capitalization ($662M against $592M).
- CIVB turns 27.3% of its revenue into net income, against -1.1% for CCB.
- CCB carries 10.77 times debt per unit of equity, against 9.36 times for CIVB.
- CIVB yields 2.37% in dividends; CCB pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CCB | CIVB |
|---|---|---|
| Market Cap | $662M | $592M |
| P/E Ratio | – | 10.87x |
| P/B Ratio | 1.43x | 1.46x |
| Dividend Yield | – | 2.37% |
| EPS | $-0.41 | $2.62 |
| Book Value/Share | $30.32 | $19.44 |
| Revenue/Share | $23.68 | $8.82 |
| FCF/Share | $17.14 | – |
Profitability & Margins
| Metric | CCB | CIVB |
|---|---|---|
| ROE | -0.8% | 10.9% |
| ROA | -0.1% | – |
| Net Margin | -1.1% | 27.3% |
| EBT Margin | -1.5% | 40.6% |
| Tax Rate | 30.2% | 17.2% |
Financial Health
| Metric | CCB | CIVB |
|---|---|---|
| D/E Ratio | 10.77x | 9.36x |
| Financial Leverage | 11.77x | – |
Cash Flow
| Metric | CCB | CIVB |
|---|---|---|
| Operating Cash Flow | $270M | $58M |
| Free Cash Flow | $262M | – |
| Capital Spending | -$8M | – |
| OCF Growth YoY | 2.5% | 15.2% |
| FCF Growth YoY | 3.7% | – |
| FCF/Sales | 72.4% | – |
| CapEx/Sales | 2.1% | – |
Operational Efficiency
| Metric | CCB | CIVB |
|---|---|---|
| Asset Turnover | 0.07x | – |
| Fixed Assets Turnover | 14.1x | 4.9x |
Income Statement
| Metric | CCB | CIVB |
|---|---|---|
| Total Revenue | $362M | $183M |
| Net Income | -$4M | $44M |
Dividend & Shareholder Information
| Metric | CCB | CIVB |
|---|---|---|
| Dividends Per Share | – | $0.68 |
| Payout Ratio | – | 25.9% |
| Shares Outstanding | 15M | 21M |
| Net Income Growth | -108.1% | 11.7% |
| EPS Growth | -113.1% | 15.4% |
CCB vs CIVB: stock comparison and AI forecast
Which is bigger, CCB or CIVB?
CCB is 1.1 times larger than CIVB by market capitalization ($662M against $592M).
Which one does Intratio's AI model rank higher, CCB or CIVB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.