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Stock comparison · Signal date 2026-11-04

CPAY vs FISV: stock comparison and AI forecast

Corpay, Inc. (CPAY) and Fiserv Inc (FISV) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Services-Business Services, NEC

CPAY Corpay, Inc.

Price
$409.29 +31.7% · 6M
Market Cap
$26.70B
P/E Ratio
24.8x
Size
large-cap
AI Forecast
Full analysis →
Nasdaq · Services-Business Services, NEC

FISV Fiserv Inc

Market Cap
$27.61B
P/E Ratio
10.0x
Size
large-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CPAY · FISV

Key facts

  • CPAY and FISV have similar market capitalizations ($26.70B and $27.61B).
  • FISV trades at 10.0 times trailing earnings, CPAY at 24.8 times.
  • CPAY turns 22.7% of its revenue into net income, against 17.9% for FISV.
  • CPAY carries 6.87 times debt per unit of equity, against 1.83 times for FISV.
  • Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCPAYFISV
Market Cap$26.70B$27.61B
P/E Ratio24.76x9.97x
P/B Ratio7.54x1.02x
EPS$16.42$5.21
Book Value/Share$53.94$50.90
Revenue/Share$76.46$40.49
FCF/Share$24.95$7.38

Profitability & Margins

MetricCPAYFISV
ROE32.2%13.9%
ROA4.0%–
ROIC19.5%–
Operating Margin43.7%22.2%
Net Margin22.7%17.9%
EBT Margin33.3%16.0%
Tax Rate31.2%16.5%

Financial Health

MetricCPAYFISV
Current Ratio0.97x1.04x
D/E Ratio6.87x1.83x
Financial Leverage7.97x–
Interest Coverage3.3x2.7x
Working Capital-$475M$1.06B

Cash Flow

MetricCPAYFISV
Operating Cash Flow$1.85B$5.83B
Free Cash Flow$1.64B$3.93B
Capital Spending-$209M-$1.91B
OCF Growth YoY-12.7%-13.9%
FCF Growth YoY-15.0%-23.9%
FCF/Sales32.6%18.2%
CapEx/Sales4.2%8.8%

Operational Efficiency

MetricCPAYFISV
Asset Turnover0.18x–
Receivables Turnover1.9x5.5x
Fixed Assets Turnover10.6x6.5x
Days Sales Outstanding193 days66 days

Income Statement

MetricCPAYFISV
Total Revenue$5.02B$21.53B
Operating Income$2.20B$4.66B
Net Income$1.14B$3.75B
SG&A Expense$1.38B$7.26B

Dividend & Shareholder Information

MetricCPAYFISV
Shares Outstanding66M532M
Net Income Growth8.7%11.1%
EPS Growth11.6%-12.9%
FAQ

CPAY vs FISV: stock comparison and AI forecast

Which is bigger, CPAY or FISV?

CPAY and FISV have similar market capitalizations ($26.70B and $27.61B).

Which is cheaper on earnings, CPAY or FISV?

FISV trades at 10.0 times trailing earnings, CPAY at 24.8 times.

Which one does Intratio's AI model rank higher, CPAY or FISV?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.