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Stock comparison · Signal date 2026-11-04

FCBM vs OBK: stock comparison and AI forecast

First Carolina Financial Services, Inc. (FCBM) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · State Commercial Banks

FCBM First Carolina Financial Services, Inc.

Market Cap
$405M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
TXSE · State Commercial Banks

OBK Origin Bancorp, Inc.

Price
$54.13 +17.0% · 6M
Market Cap
$1.65B
P/E Ratio
17.8x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FCBM · OBK

Key facts

  • OBK is 4.1 times larger than FCBM by market capitalization ($1.65B against $405M).
  • OBK carries 11.55 times debt per unit of equity, against 6.93 times for FCBM.
  • OBK yields 1.33% in dividends; FCBM pays none.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFCBMOBK
Market Cap$405M$1.65B
P/E Ratio–17.75x
P/B Ratio0.94x2.56x
Dividend Yield–1.33%
EPS–$3.02
Book Value/Share$13.83$20.95
Revenue/Share–$12.31
FCF/Share–$5.69

Profitability & Margins

MetricFCBMOBK
ROE–13.2%
Net Margin–30.3%
EBT Margin–45.1%
Tax Rate–21.4%

Financial Health

MetricFCBMOBK
D/E Ratio6.93x11.55x
Financial Leverage7.93x–

Cash Flow

MetricFCBMOBK
Operating Cash Flow–$196M
Free Cash Flow–$175M
Capital Spending–-$20M
OCF Growth YoY–55.7%
FCF Growth YoY–57.9%
FCF/Sales–46.2%
CapEx/Sales–5.3%

Operational Efficiency

MetricFCBMOBK
Fixed Assets Turnover–2.8x

Income Statement

MetricFCBMOBK
Total Revenue–$380M
Net Income–$85M

Dividend & Shareholder Information

MetricFCBMOBK
Dividends Per Share–$0.71
Payout Ratio–23.5%
Shares Outstanding31M31M
Net Income Growth–0.0%
EPS Growth–34.2%
FAQ

FCBM vs OBK: stock comparison and AI forecast

Which is bigger, FCBM or OBK?

OBK is 4.1 times larger than FCBM by market capitalization ($1.65B against $405M).

Which one does Intratio's AI model rank higher, FCBM or OBK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.