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Stock comparison · Signal date 2026-11-03

FIGR vs TREE: stock comparison and AI forecast

Figure Technology Solutions, Inc. (FIGR) and Lendingtree, Inc. (TREE) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Loan Brokers

FIGR Figure Technology Solutions, Inc.

Market Cap
$4.89B
P/E Ratio
27.6x
Size
mid-cap
AI Forecast
Full analysis →
Nasdaq · Loan Brokers

TREE Lendingtree, Inc.

Market Cap
$380M
P/E Ratio
2.3x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FIGR · TREE

Key facts

  • FIGR is 12.9 times larger than TREE by market capitalization ($4.89B against $380M).
  • TREE trades at 2.2 times trailing earnings, FIGR at 27.6 times.
  • TREE carries 1.84 times debt per unit of equity, against 1.14 times for FIGR.
  • Both companies share the SEC industry classification Loan Brokers.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFIGRTREE
Market Cap$4.89B$380M
P/E Ratio27.58x2.25x
P/B Ratio3.46x1.19x
EPS$0.79$12.03
Book Value/Share$6.30$22.85
Revenue/Share$4.01$90.33
FCF/Share–$5.26

Profitability & Margins

MetricFIGRTREE
ROE–56.6%
ROA–19.9%
ROIC13.7%13.9%
Gross Margin–96.4%
Operating Margin26.4%8.2%
Net Margin–14.3%
EBT Margin26.1%4.9%
Tax Rate-13.6%-192.4%

Financial Health

MetricFIGRTREE
Current Ratio1.86x1.85x
D/E Ratio1.14x1.84x
Financial Leverage2.14x2.84x
Interest Coverage5.0x1.4x
Working Capital$1.11B$137M

Cash Flow

MetricFIGRTREE
Operating Cash Flow-$10M$86M
Free Cash Flow–$74M
Capital Spending–-$12M
OCF Growth YoY–-3.5%
FCF Growth YoY–-4.5%
FCF/Sales–5.8%
CapEx/Sales–1.0%

Operational Efficiency

MetricFIGRTREE
Asset Turnover0.30x1.39x
Receivables Turnover10.2x8.5x
Fixed Assets Turnover–41.7x
Days Sales Outstanding36 days43 days

Income Statement

MetricFIGRTREE
Total Revenue$899M$1.27B
Operating Income$237M$104M
Net Income–$182M
R&D Expense$96M$43M
SG&A Expense$626M$1.09B
Cost of Goods Sold–$46M

Dividend & Shareholder Information

MetricFIGRTREE
Shares Outstanding224M14M
FAQ

FIGR vs TREE: stock comparison and AI forecast

Which is bigger, FIGR or TREE?

FIGR is 12.9 times larger than TREE by market capitalization ($4.89B against $380M).

Which is cheaper on earnings, FIGR or TREE?

TREE trades at 2.2 times trailing earnings, FIGR at 27.6 times.

Which one does Intratio's AI model rank higher, FIGR or TREE?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.