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Stock comparison · Signal date 2026-11-03

FMBH vs HBT: stock comparison and AI forecast

First Mid Bancshares, Inc. (FMBH) and Hbt Financial, Inc. (HBT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

FMBH First Mid Bancshares, Inc.

Market Cap
$1.34B
P/E Ratio
10.2x
Size
small-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Nasdaq · State Commercial Banks

HBT Hbt Financial, Inc.

Market Cap
$1.36B
P/E Ratio
14.5x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FMBH · HBT

Key facts

  • FMBH and HBT have similar market capitalizations ($1.34B and $1.36B).
  • FMBH trades at 10.2 times trailing earnings, HBT at 14.5 times.
  • HBT turns 29.2% of its revenue into net income, against 26.9% for FMBH.
  • HBT carries 7.80 times debt per unit of equity, against 7.36 times for FMBH.
  • HBT yields 2.12% in dividends and FMBH 1.83%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFMBHHBT
Market Cap$1.34B$1.36B
P/E Ratio10.18x14.48x
P/B Ratio1.22x1.78x
Dividend Yield1.83%2.12%
EPS$4.95$2.59
Book Value/Share$41.42$21.03
Revenue/Share$14.04$7.31
FCF/Share$4.49–

Profitability & Margins

MetricFMBHHBT
ROE9.1%10.2%
ROA1.1%1.2%
Net Margin26.9%29.2%
EBT Margin34.5%39.7%
Tax Rate22.3%26.3%

Financial Health

MetricFMBHHBT
D/E Ratio7.36x7.80x
Financial Leverage8.36x8.80x

Cash Flow

MetricFMBHHBT
Operating Cash Flow$127M$87M
Free Cash Flow$119M–
Capital Spending-$7M–
OCF Growth YoY-0.3%0.0%
FCF Growth YoY-1.3%–
FCF/Sales32.0%–
CapEx/Sales1.9%–

Operational Efficiency

MetricFMBHHBT
Asset Turnover0.04x0.04x
Fixed Assets Turnover3.7x2.9x

Income Statement

MetricFMBHHBT
Total Revenue$373M$266M
Net Income$100M$78M

Dividend & Shareholder Information

MetricFMBHHBT
Dividends Per Share$0.92$0.80
Payout Ratio18.6%30.9%
Shares Outstanding27M36M
Net Income Growth19.0%1.3%
EPS Growth43.1%12.6%
FAQ

FMBH vs HBT: stock comparison and AI forecast

Which is bigger, FMBH or HBT?

FMBH and HBT have similar market capitalizations ($1.34B and $1.36B).

Which is cheaper on earnings, FMBH or HBT?

FMBH trades at 10.2 times trailing earnings, HBT at 14.5 times.

Which one does Intratio's AI model rank higher, FMBH or HBT?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.