FRST vs USCB: stock comparison and AI forecast
Primis Financial Corp. (FRST) and Uscb Financial Holdings, Inc. (USCB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FRST Primis Financial Corp.
- Market Cap
- $372M
- P/E Ratio
- 5.4x
- Size
- small-cap
- AI Forecast
USCB Uscb Financial Holdings, Inc.
- Market Cap
- $371M
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FRST and USCB have similar market capitalizations ($372M and $371M).
- FRST trades at 5.4 times trailing earnings, USCB at 11.0 times.
- USCB carries 11.85 times debt per unit of equity, against 9.04 times for FRST.
- FRST yields 2.68% in dividends and USCB 2.26%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FRST | USCB |
|---|---|---|
| Market Cap | $372M | $371M |
| P/E Ratio | 5.42x | 11.03x |
| P/B Ratio | 0.86x | 1.71x |
| Dividend Yield | 2.68% | 2.26% |
| EPS | $2.77 | $1.82 |
| Book Value/Share | $17.49 | $11.76 |
| Revenue/Share | $10.93 | $5.11 |
| FCF/Share | – | $2.66 |
Profitability & Margins
| Metric | FRST | USCB |
|---|---|---|
| ROE | 17.5% | – |
| ROA | 1.7% | – |
| Net Margin | 27.9% | – |
| EBT Margin | 34.0% | – |
| Tax Rate | 21.6% | 27.2% |
Financial Health
| Metric | FRST | USCB |
|---|---|---|
| D/E Ratio | 9.04x | 11.85x |
| Financial Leverage | 10.04x | – |
Cash Flow
| Metric | FRST | USCB |
|---|---|---|
| Operating Cash Flow | -$43M | $50M |
| Free Cash Flow | – | $49M |
| Capital Spending | – | -$970K |
| FCF/Sales | – | 52.0% |
| CapEx/Sales | – | 1.0% |
Operational Efficiency
| Metric | FRST | USCB |
|---|---|---|
| Asset Turnover | 0.06x | – |
| Fixed Assets Turnover | 45.5x | 20.3x |
Income Statement
| Metric | FRST | USCB |
|---|---|---|
| Total Revenue | $271M | $94M |
| Net Income | $76M | – |
Dividend & Shareholder Information
| Metric | FRST | USCB |
|---|---|---|
| Dividends Per Share | $0.40 | $0.45 |
| Payout Ratio | 14.4% | 24.7% |
| Shares Outstanding | 25M | 18M |
| Net Income Growth | 322.2% | – |
| EPS Growth | 326.1% | – |
FRST vs USCB: stock comparison and AI forecast
Which is bigger, FRST or USCB?
FRST and USCB have similar market capitalizations ($372M and $371M).
Which is cheaper on earnings, FRST or USCB?
FRST trades at 5.4 times trailing earnings, USCB at 11.0 times.
Which one does Intratio's AI model rank higher, FRST or USCB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.