ING vs LYG: stock comparison and AI forecast
Ing Groep Nv (ING) and Lloyds Banking Group Plc (LYG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ING Ing Groep Nv
- Market Cap
- $91.31B
- P/E Ratio
- 3.9x
- Size
- large-cap
- AI Forecast
- NO CURRENT FORECAST
LYG Lloyds Banking Group Plc
- Market Cap
- $74.94B
- P/E Ratio
- 19.1x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ING is 1.2 times larger than LYG by market capitalization ($91.31B against $74.94B).
- ING trades at 3.9 times trailing earnings, LYG at 19.1 times.
- LYG carries 18.80 times debt per unit of equity, against 18.58 times for ING.
- Both companies share the SEC industry classification Commercial Banks, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ING | LYG |
|---|---|---|
| Market Cap | $91.31B | $74.94B |
| P/E Ratio | 3.93x | 19.07x |
| EPS | $8.01 | $0.26 |
| Revenue/Share | $37.21 | $7.28 |
| FCF/Share | $-5.26 | $-0.77 |
Profitability & Margins
| Metric | ING | LYG |
|---|---|---|
| ROE | 40.7% | – |
| ROA | 2.1% | – |
| Operating Margin | 75.5% | – |
| Net Margin | 23.1% | – |
| EBT Margin | 33.0% | 23.7% |
| Tax Rate | – | 26.9% |
Financial Health
| Metric | ING | LYG |
|---|---|---|
| D/E Ratio | 18.58x | 18.80x |
| Financial Leverage | 19.61x | 19.81x |
Cash Flow
| Metric | ING | LYG |
|---|---|---|
| Operating Cash Flow | -$14.15B | $7.83B |
| Free Cash Flow | -$15.26B | -$11.31B |
| Capital Spending | -$1.11B | -$19.13B |
| OCF Growth YoY | – | -89.4% |
| FCF/Sales | -14.1% | -10.4% |
| CapEx/Sales | 1.0% | 17.7% |
Operational Efficiency
| Metric | ING | LYG |
|---|---|---|
| Asset Turnover | 0.09x | 0.09x |
Income Statement
| Metric | ING | LYG |
|---|---|---|
| Total Revenue | $107.98B | $108.31B |
| Operating Income | $81.56B | – |
| Net Income | $24.96B | – |
Dividend & Shareholder Information
| Metric | ING | LYG |
|---|---|---|
| Shares Outstanding | 2902M | 14869M |
| Net Income Growth | -26.5% | – |
| EPS Growth | -12.7% | -9.1% |
ING vs LYG: stock comparison and AI forecast
Which is bigger, ING or LYG?
ING is 1.2 times larger than LYG by market capitalization ($91.31B against $74.94B).
Which is cheaper on earnings, ING or LYG?
ING trades at 3.9 times trailing earnings, LYG at 19.1 times.
Which one does Intratio's AI model rank higher, ING or LYG?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.