LKFN vs OBK: stock comparison and AI forecast
Lakeland Financial Corp (LKFN) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
LKFN Lakeland Financial Corp
- Price
- $60.09 -0.7% · 6M
- Market Cap
- $1.49B
- P/E Ratio
- 11.4x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
OBK Origin Bancorp, Inc.
- Price
- $54.13 +17.0% · 6M
- Market Cap
- $1.67B
- P/E Ratio
- 17.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OBK is 1.1 times larger than LKFN by market capitalization ($1.67B against $1.49B).
- LKFN trades at 11.4 times trailing earnings, OBK at 17.9 times.
- Over the last six months OBK returned +17.0% and LKFN -0.7%.
- LKFN turns 40.8% of its revenue into net income, against 30.3% for OBK.
- OBK carries 11.55 times debt per unit of equity, against 8.85 times for LKFN.
- LKFN yields 3.49% in dividends and OBK 1.31%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | LKFN | OBK |
|---|---|---|
| Market Cap | $1.49B | $1.67B |
| P/E Ratio | 11.44x | 17.92x |
| P/B Ratio | 2.04x | 2.58x |
| Dividend Yield | 3.49% | 1.31% |
| EPS | $5.25 | $3.02 |
| Book Value/Share | $29.45 | $20.95 |
| Revenue/Share | $11.20 | $12.31 |
| FCF/Share | $4.86 | $5.69 |
Profitability & Margins
| Metric | LKFN | OBK |
|---|---|---|
| ROE | 15.5% | 13.2% |
| ROA | 1.6% | – |
| Net Margin | 40.8% | 30.3% |
| EBT Margin | 50.0% | 45.1% |
| Tax Rate | 18.4% | 21.4% |
Financial Health
| Metric | LKFN | OBK |
|---|---|---|
| D/E Ratio | 8.85x | 11.55x |
| Financial Leverage | 9.85x | – |
Cash Flow
| Metric | LKFN | OBK |
|---|---|---|
| Operating Cash Flow | $134M | $196M |
| Free Cash Flow | $121M | $175M |
| Capital Spending | -$14M | -$20M |
| OCF Growth YoY | 12.2% | 55.7% |
| FCF Growth YoY | 10.8% | 57.9% |
| FCF/Sales | 43.4% | 46.2% |
| CapEx/Sales | 4.9% | 5.3% |
Operational Efficiency
| Metric | LKFN | OBK |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 3.9x | 2.8x |
Income Statement
| Metric | LKFN | OBK |
|---|---|---|
| Total Revenue | $278M | $380M |
| Net Income | $114M | $85M |
Dividend & Shareholder Information
| Metric | LKFN | OBK |
|---|---|---|
| Dividends Per Share | $2.10 | $0.71 |
| Payout Ratio | 40.0% | 23.5% |
| Shares Outstanding | 25M | 31M |
| Net Income Growth | 16.4% | 0.0% |
| EPS Growth | 33.9% | 34.2% |
LKFN vs OBK: stock comparison and AI forecast
Which is bigger, LKFN or OBK?
OBK is 1.1 times larger than LKFN by market capitalization ($1.67B against $1.49B).
Which is cheaper on earnings, LKFN or OBK?
LKFN trades at 11.4 times trailing earnings, OBK at 17.9 times.
Which stock performed better over the last six months, LKFN or OBK?
Over the last six months OBK returned +17.0% and LKFN -0.7%.
Which one does Intratio's AI model rank higher, LKFN or OBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.