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Stock comparison · Signal date 2026-11-03

LNC vs VOYA: stock comparison and AI forecast

Lincoln National Corp (LNC) and Voya Financial, Inc. (VOYA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Life Insurance

LNC Lincoln National Corp

Market Cap
$7.97B
P/E Ratio
3.5x
Size
mid-cap
AI Forecast
Full analysis →
NYSE · Life Insurance

VOYA Voya Financial, Inc.

Market Cap
$9.01B
P/E Ratio
16.8x
Size
mid-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

LNC · VOYA

Key facts

  • VOYA is 1.1 times larger than LNC by market capitalization ($9.01B against $7.97B).
  • LNC trades at 3.5 times trailing earnings, VOYA at 16.8 times.
  • LNC turns 12.2% of its revenue into net income, against 7.5% for VOYA.
  • VOYA carries 37.63 times debt per unit of equity, against 36.87 times for LNC.
  • LNC yields 4.32% in dividends and VOYA 1.51%.
  • Both companies share the SEC industry classification Life Insurance.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricLNCVOYA
Market Cap$7.97B$9.01B
P/E Ratio3.45x16.76x
P/B Ratio0.70x1.92x
Dividend Yield4.32%1.51%
EPS$12.06$5.93
Book Value/Share$59.28$51.71
Revenue/Share$100.94$90.14

Profitability & Margins

MetricLNCVOYA
ROE20.8%13.0%
ROA0.6%0.3%
Net Margin12.2%7.5%
EBT Margin14.7%9.1%
Tax Rate16.8%14.3%

Financial Health

MetricLNCVOYA
D/E Ratio36.87x37.63x
Financial Leverage37.87x39.05x
Interest Coverage–9.0x

Cash Flow

MetricLNCVOYA
Operating Cash Flow-$1.33B$1.19B
OCF Growth YoY-241.9%-12.4%

Operational Efficiency

MetricLNCVOYA
Asset Turnover0.04x0.04x
Receivables Turnover–23.9x
Days Sales Outstanding–15 days

Income Statement

MetricLNCVOYA
Total Revenue$19.32B$8.17B
Net Income$2.36B$608M

Dividend & Shareholder Information

MetricLNCVOYA
Dividends Per Share$1.80$1.50
Payout Ratio14.9%25.3%
Shares Outstanding191M91M
Net Income Growth107.9%14.1%
EPS Growth109.4%17.4%
FAQ

LNC vs VOYA: stock comparison and AI forecast

Which is bigger, LNC or VOYA?

VOYA is 1.1 times larger than LNC by market capitalization ($9.01B against $7.97B).

Which is cheaper on earnings, LNC or VOYA?

LNC trades at 3.5 times trailing earnings, VOYA at 16.8 times.

Which one does Intratio's AI model rank higher, LNC or VOYA?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.