MCB vs OSBC: stock comparison and AI forecast
Metropolitan Bank Holding Corp. (MCB) and Old Second Bancorp Inc (OSBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MCB Metropolitan Bank Holding Corp.
- Price
- $97.67 +11.1% · 6M
- Market Cap
- $1.21B
- P/E Ratio
- 12.4x
- Size
- small-cap
- AI Forecast
OSBC Old Second Bancorp Inc
- Price
- $25.07 +22.3% · 6M
- Market Cap
- $1.28B
- P/E Ratio
- 14.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- MCB and OSBC have similar market capitalizations ($1.21B and $1.28B).
- MCB trades at 12.4 times trailing earnings, OSBC at 14.9 times.
- Over the last six months OSBC returned +22.3% and MCB +11.1%.
- MCB turns 27.8% of its revenue into net income, against 27.0% for OSBC.
- MCB carries 8.15 times debt per unit of equity, against 6.61 times for OSBC.
- OSBC yields 1.11% in dividends and MCB 0.70%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MCB | OSBC |
|---|---|---|
| Market Cap | $1.21B | $1.28B |
| P/E Ratio | 12.41x | 14.92x |
| P/B Ratio | 1.25x | 1.41x |
| Dividend Yield | 0.70% | 1.11% |
| EPS | $7.87 | $1.68 |
| Book Value/Share | $78.09 | $17.75 |
| Revenue/Share | $25.17 | $6.72 |
| FCF/Share | – | $2.79 |
Profitability & Margins
| Metric | MCB | OSBC |
|---|---|---|
| ROE | 8.9% | 10.2% |
| ROA | 1.0% | 1.4% |
| Net Margin | 27.8% | 27.0% |
| EBT Margin | 39.6% | 36.4% |
| Tax Rate | 29.9% | 25.6% |
Financial Health
| Metric | MCB | OSBC |
|---|---|---|
| D/E Ratio | 8.15x | 6.61x |
| Financial Leverage | 9.15x | 7.61x |
Cash Flow
| Metric | MCB | OSBC |
|---|---|---|
| Operating Cash Flow | $107M | $146M |
| Free Cash Flow | – | $142M |
| Capital Spending | – | -$4M |
| OCF Growth YoY | -6.6% | 27.2% |
| FCF Growth YoY | – | 32.0% |
| FCF/Sales | – | 41.6% |
| CapEx/Sales | – | 1.0% |
Operational Efficiency
| Metric | MCB | OSBC |
|---|---|---|
| Asset Turnover | 0.04x | 0.05x |
| Fixed Assets Turnover | – | 4.0x |
Income Statement
| Metric | MCB | OSBC |
|---|---|---|
| Total Revenue | $312M | $342M |
| Net Income | $87M | $92M |
Dividend & Shareholder Information
| Metric | MCB | OSBC |
|---|---|---|
| Dividends Per Share | $0.69 | $0.28 |
| Payout Ratio | 8.8% | 16.7% |
| Shares Outstanding | 12M | 51M |
| Net Income Growth | 25.9% | 10.4% |
| EPS Growth | 27.4% | -10.2% |
MCB vs OSBC: stock comparison and AI forecast
Which is bigger, MCB or OSBC?
MCB and OSBC have similar market capitalizations ($1.21B and $1.28B).
Which is cheaper on earnings, MCB or OSBC?
MCB trades at 12.4 times trailing earnings, OSBC at 14.9 times.
Which stock performed better over the last six months, MCB or OSBC?
Over the last six months OSBC returned +22.3% and MCB +11.1%.
Which one does Intratio's AI model rank higher, MCB or OSBC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.