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Stock comparison · Signal date 2026-11-03

NBTB vs PRK: stock comparison and AI forecast

Nbt Bancorp Inc (NBTB) and Park National Corp /Oh/ (PRK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · National Commercial Banks

NBTB Nbt Bancorp Inc

Market Cap
$2.78B
P/E Ratio
13.7x
Size
mid-cap
AI Forecast
Full analysis →
NYSE · National Commercial Banks

PRK Park National Corp /Oh/

Market Cap
$3.17B
P/E Ratio
15.7x
Size
mid-cap
AI Forecast
NO CURRENT FORECAST
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

NBTB · PRK

Key facts

  • PRK is 1.1 times larger than NBTB by market capitalization ($3.17B against $2.78B).
  • NBTB trades at 13.7 times trailing earnings, PRK at 15.7 times.
  • NBTB turns 25.0% of its revenue into net income, against 24.2% for PRK.
  • NBTB carries 7.85 times debt per unit of equity, against 6.64 times for PRK.
  • PRK yields 3.00% in dividends and NBTB 2.78%.
  • Both companies share the SEC industry classification National Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricNBTBPRK
Market Cap$2.78B$3.17B
P/E Ratio13.67x15.74x
P/B Ratio1.77x1.87x
Dividend Yield2.78%3.00%
EPS$3.91$11.16
Book Value/Share$30.13$94.10
Revenue/Share$13.93$40.86
FCF/Share$4.64$10.18

Profitability & Margins

MetricNBTBPRK
ROE9.4%10.2%
Net Margin25.0%24.2%
EBT Margin47.1%33.7%
Tax Rate22.8%18.7%

Financial Health

MetricNBTBPRK
D/E Ratio7.85x6.64x

Cash Flow

MetricNBTBPRK
Operating Cash Flow$262M$199M
Free Cash Flow$241M$184M
Capital Spending-$20M-$15M
OCF Growth YoY37.9%9.8%
FCF Growth YoY37.2%5.3%
FCF/Sales33.3%24.9%
CapEx/Sales2.8%2.0%

Operational Efficiency

MetricNBTBPRK
Fixed Assets Turnover7.4x7.7x

Income Statement

MetricNBTBPRK
Total Revenue$724M$738M
Net Income$147M$173M

Dividend & Shareholder Information

MetricNBTBPRK
Dividends Per Share$1.49$5.27
Payout Ratio38.1%47.2%
Shares Outstanding52M18M
Net Income Growth-0.4%3.6%
EPS Growth43.8%8.3%
FAQ

NBTB vs PRK: stock comparison and AI forecast

Which is bigger, NBTB or PRK?

PRK is 1.1 times larger than NBTB by market capitalization ($3.17B against $2.78B).

Which is cheaper on earnings, NBTB or PRK?

NBTB trades at 13.7 times trailing earnings, PRK at 15.7 times.

Which one does Intratio's AI model rank higher, NBTB or PRK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.