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Stock comparison · Signal date 2026-11-03

OBT vs WTBA: stock comparison and AI forecast

Orange County Bancorp, Inc. /De/ (OBT) and West Bancorporation Inc (WTBA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

OBT Orange County Bancorp, Inc. /De/

Price
$40.11 +19.8% · 6M
Market Cap
$538M
P/E Ratio
11.5x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · State Commercial Banks

WTBA West Bancorporation Inc

Market Cap
$528M
P/E Ratio
11.6x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

OBT · WTBA

Key facts

  • OBT and WTBA have similar market capitalizations ($538M and $528M).
  • OBT trades at 11.5 times trailing earnings, WTBA at 11.6 times.
  • OBT turns 38.6% of its revenue into net income, against 37.9% for WTBA.
  • WTBA carries 13.32 times debt per unit of equity, against 8.13 times for OBT.
  • WTBA yields 3.25% in dividends and OBT 1.67%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricOBTWTBA
Market Cap$538M$528M
P/E Ratio11.52x11.55x
P/B Ratio1.75x1.94x
Dividend Yield1.67%3.25%
EPS$3.48$2.68
Book Value/Share$22.87$15.94
Revenue/Share$9.15$6.31
FCF/Share$4.82$3.13

Profitability & Margins

MetricOBTWTBA
ROE15.5%15.0%
ROA1.7%1.1%
Net Margin38.6%37.9%
EBT Margin43.1%48.9%
Tax Rate10.3%22.6%

Financial Health

MetricOBTWTBA
D/E Ratio8.13x13.32x
Financial Leverage9.13x14.32x

Cash Flow

MetricOBTWTBA
Operating Cash Flow$67M$55M
Free Cash Flow$65M$53M
Capital Spending-$2M-$1M
OCF Growth YoY190.8%20.5%
FCF Growth YoY217.6%33.6%
FCF/Sales52.7%49.7%
CapEx/Sales1.7%1.2%

Operational Efficiency

MetricOBTWTBA
Asset Turnover0.04x0.03x
Fixed Assets Turnover7.9x1.0x

Income Statement

MetricOBTWTBA
Total Revenue$123M$107M
Net Income$47M$41M

Dividend & Shareholder Information

MetricOBTWTBA
Dividends Per Share$0.67$1.01
Payout Ratio19.2%37.7%
Shares Outstanding13M17M
Net Income Growth60.4%26.3%
EPS Growth95.0%65.4%
FAQ

OBT vs WTBA: stock comparison and AI forecast

Which is bigger, OBT or WTBA?

OBT and WTBA have similar market capitalizations ($538M and $528M).

Which is cheaper on earnings, OBT or WTBA?

OBT trades at 11.5 times trailing earnings, WTBA at 11.6 times.

Which one does Intratio's AI model rank higher, OBT or WTBA?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.