OPFI vs OPRT: stock comparison and AI forecast
Oppfi Inc. (OPFI) and Oportun Financial Corp (OPRT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
OPFI Oppfi Inc.
- Price
- $5.60 -42.1% · 6M
- Market Cap
- $498M
- P/E Ratio
- 3.0x
- Size
- small-cap
- AI Forecast
OPRT Oportun Financial Corp
- Price
- $9.92 +74.0% · 6M
- Market Cap
- $462M
- P/E Ratio
- 17.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OPFI and OPRT have similar market capitalizations ($498M and $462M).
- OPFI trades at 3.0 times trailing earnings, OPRT at 17.9 times.
- Over the last six months OPRT returned +74.0% and OPFI -42.1%.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | OPFI | OPRT |
|---|---|---|
| Market Cap | $498M | $462M |
| P/E Ratio | 2.99x | 17.93x |
| P/B Ratio | – | 1.13x |
| EPS | $1.95 | $0.56 |
| Book Value/Share | – | $8.85 |
| Revenue/Share | $4.98 | $20.62 |
| FCF/Share | $4.52 | – |
Profitability & Margins
| Metric | OPFI | OPRT |
|---|---|---|
| ROE | – | 4.8% |
| ROA | – | 0.6% |
| Operating Margin | 29.0% | – |
| Net Margin | – | 2.0% |
| EBT Margin | 42.7% | 4.2% |
| Tax Rate | 10.2% | 51.3% |
Financial Health
| Metric | OPFI | OPRT |
|---|---|---|
| D/E Ratio | – | 6.69x |
| Financial Leverage | – | 7.69x |
| Interest Coverage | 3.4x | – |
Cash Flow
| Metric | OPFI | OPRT |
|---|---|---|
| Operating Cash Flow | $405M | $421M |
| Free Cash Flow | $385M | – |
| Capital Spending | -$20M | – |
| OCF Growth YoY | 15.2% | 3.8% |
| FCF Growth YoY | 15.2% | – |
| FCF/Sales | 90.6% | – |
| CapEx/Sales | 4.7% | – |
Operational Efficiency
| Metric | OPFI | OPRT |
|---|---|---|
| Asset Turnover | – | 0.30x |
| Fixed Assets Turnover | 12.0x | 514.9x |
Income Statement
| Metric | OPFI | OPRT |
|---|---|---|
| Total Revenue | $425M | $948M |
| Operating Income | $139M | – |
| Net Income | – | $19M |
| R&D Expense | $17M | – |
| SG&A Expense | – | $30M |
Dividend & Shareholder Information
| Metric | OPFI | OPRT |
|---|---|---|
| Shares Outstanding | 85M | 46M |
OPFI vs OPRT: stock comparison and AI forecast
Which is bigger, OPFI or OPRT?
OPFI and OPRT have similar market capitalizations ($498M and $462M).
Which is cheaper on earnings, OPFI or OPRT?
OPFI trades at 3.0 times trailing earnings, OPRT at 17.9 times.
Which stock performed better over the last six months, OPFI or OPRT?
Over the last six months OPRT returned +74.0% and OPFI -42.1%.
Which one does Intratio's AI model rank higher, OPFI or OPRT?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.