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Stock comparison · Signal date 2026-11-03

PAYC vs SAIL: stock comparison and AI forecast

Paycom Software, Inc. (PAYC) and Sailpoint, Inc. (SAIL) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Services-Prepackaged Software

PAYC Paycom Software, Inc.

Price
$266.04 +101.2% · 6M
Market Cap
$11.99B
P/E Ratio
28.3x
Size
large-cap
AI Forecast
Full analysis →
Nasdaq · Services-Prepackaged Software

SAIL Sailpoint, Inc.

Market Cap
$10.96B
P/E Ratio
–
Size
large-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

PAYC · SAIL

Key facts

  • PAYC and SAIL have similar market capitalizations ($11.99B and $10.96B).
  • PAYC turns 22.8% of its revenue into net income, against -16.9% for SAIL.
  • PAYC carries 8.10 times debt per unit of equity, against 0.11 times for SAIL.
  • PAYC yields 0.65% in dividends; SAIL pays none.
  • Both companies share the SEC industry classification Services-Prepackaged Software.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricPAYCSAIL
Market Cap$11.99B$10.96B
P/E Ratio28.30x–
P/B Ratio20.98x1.60x
Dividend Yield0.65%–
EPS$9.40$-0.61
Book Value/Share$12.68$12.02
Revenue/Share$47.49$2.04
FCF/Share$12.76$0.34

Profitability & Margins

MetricPAYCSAIL
ROE85.3%-2.9%
ROA9.4%-2.6%
ROIC33.1%-3.2%
Gross Margin83.7%66.2%
Operating Margin30.3%-18.9%
Net Margin22.8%-16.9%
EBT Margin32.0%-18.6%
Tax Rate28.7%9.1%

Financial Health

MetricPAYCSAIL
Current Ratio1.07x1.23x
Quick Ratio1.07x–
D/E Ratio8.10x0.11x
Financial Leverage9.10x1.11x
Interest Coverage16.1x-471.7x
Working Capital$240M$144M

Cash Flow

MetricPAYCSAIL
Operating Cash Flow$802M$201M
Free Cash Flow$575M$195M
Capital Spending-$226M-$6M
OCF Growth YoY43.6%–
FCF Growth YoY60.1%–
FCF/Sales26.9%16.7%
CapEx/Sales10.6%0.5%

Operational Efficiency

MetricPAYCSAIL
Asset Turnover0.41x0.15x
Receivables Turnover40.0x4.2x
Inventory Turnover205.7x–
Fixed Assets Turnover3.5x24.9x
Days Sales Outstanding9 days86 days
Days Inventory2 days–
Payables Period8 days12 days
Cash Conversion Cycle3 days–

Income Statement

MetricPAYCSAIL
Total Revenue$2.14B$1.17B
Operating Income$648M-$221M
Net Income$488M-$197M
R&D Expense$259M$231M
SG&A Expense$1.14B$1.20B
Cost of Goods Sold$350M$394M

Dividend & Shareholder Information

MetricPAYCSAIL
Dividends Per Share$1.72–
Payout Ratio18.3%–
Shares Outstanding45M571M
Net Income Growth17.3%–
EPS Growth26.9%–
FAQ

PAYC vs SAIL: stock comparison and AI forecast

Which is bigger, PAYC or SAIL?

PAYC and SAIL have similar market capitalizations ($11.99B and $10.96B).

Which one does Intratio's AI model rank higher, PAYC or SAIL?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.