PFSI vs RKT: stock comparison and AI forecast
Pennymac Financial Services, Inc. (PFSI) and Rocket Companies, Inc. (RKT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PFSI Pennymac Financial Services, Inc.
- Market Cap
- $3.39B
- P/E Ratio
- 9.0x
- Size
- mid-cap
- AI Forecast
RKT Rocket Companies, Inc.
- Market Cap
- $38.99B
- P/E Ratio
- 53.0x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- RKT is 11.5 times larger than PFSI by market capitalization ($38.99B against $3.39B).
- PFSI trades at 9.0 times trailing earnings, RKT at 53.0 times.
- PFSI carries 5.88 times debt per unit of equity, against 1.47 times for RKT.
- PFSI yields 1.86% in dividends; RKT pays none.
- Both companies share the SEC industry classification Mortgage Bankers & Loan Correspondents.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PFSI | RKT |
|---|---|---|
| Market Cap | $3.39B | $38.99B |
| P/E Ratio | 8.97x | 52.96x |
| P/B Ratio | 0.78x | 1.60x |
| Dividend Yield | 1.86% | – |
| EPS | $7.28 | $0.26 |
| Book Value/Share | $83.48 | $8.59 |
| Revenue/Share | $62.48 | $4.13 |
| FCF/Share | $-34.67 | $0.41 |
Profitability & Margins
| Metric | PFSI | RKT |
|---|---|---|
| ROE | 9.1% | – |
| ROA | 1.3% | – |
| Net Margin | 12.1% | – |
| EBT Margin | 15.6% | 15.4% |
| Tax Rate | 22.6% | 27.9% |
Financial Health
| Metric | PFSI | RKT |
|---|---|---|
| D/E Ratio | 5.88x | 1.47x |
| Financial Leverage | 6.88x | 2.47x |
Cash Flow
| Metric | PFSI | RKT |
|---|---|---|
| Operating Cash Flow | -$1.79B | $1.32B |
| Free Cash Flow | -$1.80B | $1.16B |
| Capital Spending | -$16M | -$160M |
| FCF/Sales | -55.5% | 9.9% |
| CapEx/Sales | 0.5% | 1.4% |
Operational Efficiency
| Metric | PFSI | RKT |
|---|---|---|
| Asset Turnover | 0.11x | 0.19x |
| Fixed Assets Turnover | 164.0x | 40.6x |
Income Statement
| Metric | PFSI | RKT |
|---|---|---|
| Total Revenue | $3.25B | $11.70B |
| Net Income | $392M | – |
Dividend & Shareholder Information
| Metric | PFSI | RKT |
|---|---|---|
| Dividends Per Share | $1.22 | – |
| Payout Ratio | 16.8% | – |
| Shares Outstanding | 52M | 2832M |
| Net Income Growth | 1.5% | – |
| EPS Growth | -8.4% | -23.5% |
PFSI vs RKT: stock comparison and AI forecast
Which is bigger, PFSI or RKT?
RKT is 11.5 times larger than PFSI by market capitalization ($38.99B against $3.39B).
Which is cheaper on earnings, PFSI or RKT?
PFSI trades at 9.0 times trailing earnings, RKT at 53.0 times.
Which one does Intratio's AI model rank higher, PFSI or RKT?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.