QCRH vs TRST: stock comparison and AI forecast
Qcr Holdings Inc (QCRH) and Trustco Bank Corp N Y (TRST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
QCRH Qcr Holdings Inc
- Price
- $103.44 +15.5% · 6M
- Market Cap
- $1.69B
- P/E Ratio
- 12.3x
- Size
- small-cap
- AI Forecast
TRST Trustco Bank Corp N Y
- Market Cap
- $984M
- P/E Ratio
- 16.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- QCRH is 1.7 times larger than TRST by market capitalization ($1.69B against $984M).
- QCRH trades at 12.2 times trailing earnings, TRST at 16.8 times.
- QCRH turns 37.5% of its revenue into net income, against 33.4% for TRST.
- TRST carries 8.95 times debt per unit of equity, against 7.28 times for QCRH.
- TRST yields 2.79% in dividends and QCRH 0.28%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | QCRH | TRST |
|---|---|---|
| Market Cap | $1.69B | $984M |
| P/E Ratio | 12.25x | 16.80x |
| P/B Ratio | 1.47x | 1.50x |
| Dividend Yield | 0.28% | 2.79% |
| EPS | $8.44 | $3.44 |
| Book Value/Share | $70.21 | $38.53 |
| Revenue/Share | $23.16 | $11.44 |
| FCF/Share | $48.41 | $3.51 |
Profitability & Margins
| Metric | QCRH | TRST |
|---|---|---|
| ROE | 12.3% | 9.9% |
| ROA | 1.5% | 1.0% |
| Net Margin | 37.5% | 33.4% |
| EBT Margin | 40.7% | 44.4% |
| Tax Rate | 8.1% | 24.8% |
Financial Health
| Metric | QCRH | TRST |
|---|---|---|
| D/E Ratio | 7.28x | 8.95x |
| Financial Leverage | 8.28x | 9.95x |
Cash Flow
| Metric | QCRH | TRST |
|---|---|---|
| Operating Cash Flow | $859M | $69M |
| Free Cash Flow | $793M | $60M |
| Capital Spending | -$66M | -$9M |
| OCF Growth YoY | 89.1% | 16.8% |
| FCF Growth YoY | 95.8% | 21.4% |
| FCF/Sales | 209.0% | 30.7% |
| CapEx/Sales | 17.4% | 4.8% |
Operational Efficiency
| Metric | QCRH | TRST |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 1.6x | 4.6x |
Income Statement
| Metric | QCRH | TRST |
|---|---|---|
| Total Revenue | $379M | $195M |
| Net Income | $142M | $65M |
Dividend & Shareholder Information
| Metric | QCRH | TRST |
|---|---|---|
| Dividends Per Share | $0.29 | $1.61 |
| Payout Ratio | 3.4% | 46.8% |
| Shares Outstanding | 16M | 17M |
| Net Income Growth | 25.9% | 21.7% |
| EPS Growth | 27.1% | 27.4% |
QCRH vs TRST: stock comparison and AI forecast
Which is bigger, QCRH or TRST?
QCRH is 1.7 times larger than TRST by market capitalization ($1.69B against $984M).
Which is cheaper on earnings, QCRH or TRST?
QCRH trades at 12.2 times trailing earnings, TRST at 16.8 times.
Which one does Intratio's AI model rank higher, QCRH or TRST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.