SHBI vs SMBK: stock comparison and AI forecast
Shore Bancshares Inc (SHBI) and Smartfinancial Inc. (SMBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
SHBI Shore Bancshares Inc
- Price
- $23.02 +19.4% · 6M
- Market Cap
- $768M
- P/E Ratio
- 9.6x
- Size
- small-cap
- AI Forecast
SMBK Smartfinancial Inc.
- Price
- $49.33 +19.5% · 6M
- Market Cap
- $840M
- P/E Ratio
- 15.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- SHBI and SMBK have similar market capitalizations ($768M and $840M).
- SHBI trades at 9.6 times trailing earnings, SMBK at 15.2 times.
- Over the last six months SMBK returned +19.5% and SHBI +19.4%.
- SHBI turns 29.3% of its revenue into net income, against 28.1% for SMBK.
- SMBK carries 9.60 times debt per unit of equity, against 9.42 times for SHBI.
- SHBI yields 2.27% in dividends and SMBK 0.67%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | SHBI | SMBK |
|---|---|---|
| Market Cap | $768M | $840M |
| P/E Ratio | 9.55x | 15.18x |
| P/B Ratio | 1.24x | 1.46x |
| Dividend Yield | 2.27% | 0.67% |
| EPS | $2.41 | $3.25 |
| Book Value/Share | $18.56 | $33.87 |
| Revenue/Share | $7.02 | $11.99 |
| FCF/Share | $2.42 | $3.84 |
Profitability & Margins
| Metric | SHBI | SMBK |
|---|---|---|
| ROE | 11.1% | 9.9% |
| ROA | 1.1% | 0.9% |
| Net Margin | 29.3% | 28.1% |
| EBT Margin | 38.8% | 34.8% |
| Tax Rate | 24.5% | 19.1% |
Financial Health
| Metric | SHBI | SMBK |
|---|---|---|
| D/E Ratio | 9.42x | 9.60x |
| Financial Leverage | 10.42x | 10.60x |
Cash Flow
| Metric | SHBI | SMBK |
|---|---|---|
| Operating Cash Flow | $84M | $73M |
| Free Cash Flow | $81M | $65M |
| Capital Spending | -$3M | -$8M |
| OCF Growth YoY | -3.2% | 28.0% |
| FCF Growth YoY | -2.3% | 22.6% |
| FCF/Sales | 34.4% | 32.0% |
| CapEx/Sales | 1.2% | 4.0% |
Operational Efficiency
| Metric | SHBI | SMBK |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 3.0x | 2.2x |
Income Statement
| Metric | SHBI | SMBK |
|---|---|---|
| Total Revenue | $234M | $204M |
| Net Income | $69M | $57M |
Dividend & Shareholder Information
| Metric | SHBI | SMBK |
|---|---|---|
| Dividends Per Share | $0.52 | $0.33 |
| Payout Ratio | 21.6% | 10.2% |
| Shares Outstanding | 33M | 17M |
| Net Income Growth | 20.6% | 37.5% |
| EPS Growth | 70.9% | 38.3% |
SHBI vs SMBK: stock comparison and AI forecast
Which is bigger, SHBI or SMBK?
SHBI and SMBK have similar market capitalizations ($768M and $840M).
Which is cheaper on earnings, SHBI or SMBK?
SHBI trades at 9.6 times trailing earnings, SMBK at 15.2 times.
Which stock performed better over the last six months, SHBI or SMBK?
Over the last six months SMBK returned +19.5% and SHBI +19.4%.
Which one does Intratio's AI model rank higher, SHBI or SMBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.