SII vs UPST: stock comparison and AI forecast
Sprott Inc. (SII) and Upstart Holdings, Inc. (UPST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
SII Sprott Inc.
- Price
- $106.65 -18.2% · 6M
- Market Cap
- $2.75B
- P/E Ratio
- 15.7x
- Size
- mid-cap
- AI Forecast
UPST Upstart Holdings, Inc.
- Market Cap
- $2.42B
- P/E Ratio
- 44.4x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SII is 1.1 times larger than UPST by market capitalization ($2.75B against $2.42B).
- SII trades at 15.7 times trailing earnings, UPST at 44.4 times.
- SII turns 22.6% of its revenue into net income, against 4.8% for UPST.
- UPST carries 2.98 times debt per unit of equity, against 0.43 times for SII.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | SII | UPST |
|---|---|---|
| Market Cap | $2.75B | $2.42B |
| P/E Ratio | 15.70x | 44.36x |
| P/B Ratio | – | 3.03x |
| EPS | $6.79 | $0.56 |
| Book Value/Share | – | $8.20 |
| Revenue/Share | $30.17 | $12.81 |
| FCF/Share | $8.68 | $-2.97 |
Profitability & Margins
| Metric | SII | UPST |
|---|---|---|
| ROE | 47.9% | 7.6% |
| ROA | 33.5% | 1.9% |
| Operating Margin | – | 4.0% |
| Net Margin | 22.6% | 4.8% |
| EBT Margin | 30.2% | 4.0% |
| Tax Rate | 25.0% | 2.7% |
Financial Health
| Metric | SII | UPST |
|---|---|---|
| Current Ratio | 1.92x | – |
| D/E Ratio | 0.43x | 2.98x |
| Financial Leverage | 1.43x | 3.98x |
| Interest Coverage | – | 0.9x |
| Working Capital | $90M | – |
Cash Flow
| Metric | SII | UPST |
|---|---|---|
| Operating Cash Flow | $229M | -$284M |
| Free Cash Flow | $224M | -$289M |
| Capital Spending | -$5M | -$5M |
| FCF Growth YoY | 0.0% | – |
| FCF/Sales | 28.8% | -23.2% |
| CapEx/Sales | 0.7% | 0.4% |
Operational Efficiency
| Metric | SII | UPST |
|---|---|---|
| Asset Turnover | 1.48x | 0.39x |
| Fixed Assets Turnover | 36.6x | 25.2x |
Income Statement
| Metric | SII | UPST |
|---|---|---|
| Total Revenue | $778M | $1.25B |
| Operating Income | – | $50M |
| Net Income | $176M | $60M |
| R&D Expense | – | $305M |
| SG&A Expense | $71M | $970M |
Dividend & Shareholder Information
| Metric | SII | UPST |
|---|---|---|
| Shares Outstanding | 26M | 97M |
| Net Income Growth | – | 903.6% |
SII vs UPST: stock comparison and AI forecast
Which is bigger, SII or UPST?
SII is 1.1 times larger than UPST by market capitalization ($2.75B against $2.42B).
Which is cheaper on earnings, SII or UPST?
SII trades at 15.7 times trailing earnings, UPST at 44.4 times.
Which one does Intratio's AI model rank higher, SII or UPST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.