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Altabancorp (ALTA) Stock Forecast 2025 - AI Price Prediction & Analysis


Altabancorp (ALTA) AI Stock Price Forecast & Investment Analysis

Altabancorp Stock Price Chart and Technical Analysis

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Altabancorp (ALTA) - Comprehensive Stock Analysis & Investment Research

Deep dive into Altabancorp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Altabancorp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Altabancorp: Altabancorp operates in the Finance and Insurance sector, making it an emerging small-cap investment.

Altabancorp (Stock Symbol: ALTA) is a leading company in the Finance and Insurance sector , specifically operating within the Commercial Banking industry.

The organization employs approximately 471 professionals worldwide and operates under the strategic leadership of CEO Len Williams.

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Altabancorp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Altabancorp: With $123M in annual revenue and 36.3% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $123 million generating a 36.3% net profit margin .

Market Capitalization: $839 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 12.4% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Altabancorp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Altabancorp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Altabancorp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Altabancorp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Altabancorp: Strong free cash flow generation demonstrates developing operational efficiency.

Altabancorp strategically competes in the highly dynamic Commercial Banking marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $73 million annually, complemented by impressive -6.1% year-over-year cash flow growth.

Altabancorp (ALTA) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Altabancorp stock analysis.

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Deep dive into Altabancorp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Altabancorp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Altabancorp: With a P/E ratio of 18.87, the market moderately values the company's earnings.

P/E Ratio 18.87x
P/B Ratio 2.25x
Market Cap $839M
Dividend Yield 1.31%
EPS $2.34
Book Value/Share $19.62
Revenue/Share $6.47
FCF/Share $1.44
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Altabancorp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Altabancorp: An ROE of 12.4% shows good shareholder value creation.

ROE 12.4%
ROA 1.4%
Net Margin 36.3%
EBT Margin 47.8%
Tax Rate 24.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Altabancorp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Altabancorp:

Financial Leverage 9.55x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Altabancorp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Altabancorp: Free cash flow of $73M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $75M
Free Cash Flow $73M
Capital Spending $-1M
OCF Growth YoY -6.1%
FCF Growth YoY 2.4%
FCF/Sales 59.7%
CapEx/Sales 1.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Altabancorp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Altabancorp: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 3.3x
Understanding Financial Statement Data

What these metrics mean: Key figures from Altabancorp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Altabancorp: With annual revenue of $123M, Altabancorp demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $123M
Net Income $45M
SG&A Expense $43M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 44%
Total Liabilities 90%
Short-term Debt 2%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.58
Payout Ratio 24.7%
Shares Outstanding 19M

Latest Altabancorp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Altabancorp (ALTA) stock price and investment outlook.

📰 We are currently updating our news feed for Altabancorp. Check back soon for the latest market analysis and company updates.

Altabancorp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Altabancorp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Altabancorp Stock Forecast

How accurate are Altabancorp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for ALTA predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Altabancorp stock price forecasts?

Our analysis considers Altabancorp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Altabancorp a good investment in 2025?

Based on our AI analysis, Altabancorp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Altabancorp forecasts updated?

Altabancorp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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