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Banc Of California, Inc. (BANC) AI Forecast

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Banc Of California, Inc. (BANC) Stock Forecast 2025


Banc Of California, Inc. (BANC) AI Stock Price Forecast & Investment Analysis

Banc Of California, Inc. Stock Price Chart and Technical Analysis

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Banc Of California, Inc. (BANC) - Comprehensive Stock Analysis & Investment Research

Deep dive into Banc Of California, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 10, 2026, 8:42 p.m. (UTC)

Banc Of California, Inc. Investment Summary

When evaluating whether Banc Of California, Inc. (BANC) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Banc Of California, Inc. (BANC) operates within the Finance sector, specifically in the National Commercial Banks industry. The company employs approximately 987 people. With a market capitalization of $3 billion, the company is a mid-cap stock that typically offers a balance between growth potential and established business operations.

Financial Performance Analysis

Our comprehensive financial analysis covers Banc Of California, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Banc Of California, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Banc Of California, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Banc Of California, Inc. (Stock Symbol: BANC) is a prominent company operating within the Finance sector, with a specific focus on the National Commercial Banks industry. The company's shares are publicly traded on the NYSE exchange.

Leadership & Workforce

Detailed information about Banc Of California, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Banc Of California, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Banc Of California, Inc....

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Revenue & Growth Analysis

Banc Of California, Inc. generates annual revenues of $2 billion , indicating a well-established business with proven market demand.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Banc Of California, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Banc Of California, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Banc Of California, Inc....

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Strategic Market Position

Banc Of California, Inc. strategically competes in the highly dynamic National Commercial Banks marketplace. As a mid-cap company, it occupies an attractive position balancing growth potential with established operations. Mid-caps often represent the 'sweet spot' for investors seeking companies that have proven their business models but still have meaningful runway for expansion. These companies are large enough to have competitive advantages but nimble enough to adapt quickly to market changes.

Industry Competitive Landscape

Banc Of California, Inc. competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $85 million annually , with year-over-year cash flow growth of -6.7%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Asset Utilization Efficiency

Asset turnover ratio of 0.03x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Banc Of California, Inc. (BANC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Banc Of California, Inc. stock analysis.

Deep dive into Banc Of California, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Banc Of California, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Banc Of California, Inc.: With a P/E ratio of 11.21, the market sees the stock as potentially undervalued.

P/E Ratio 11.21x
P/B Ratio 0.72x
Market Cap $2.57B
Dividend Yield 0.11%
EPS $0.65
Book Value/Share $23.60
Revenue/Share $12.13
FCF/Share $1.03
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Banc Of California, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Banc Of California, Inc.: An ROE of 10.2% shows good shareholder value creation.

ROE 10.2%
ROA 1.0%
Net Margin 29.4%
EBT Margin 45.5%
Tax Rate 27.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Banc Of California, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Banc Of California, Inc.:

D/E Ratio 0.89x
Financial Leverage 9.78x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Banc Of California, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Banc Of California, Inc.: Free cash flow of $85M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $87M
Free Cash Flow $85M
Capital Spending -$2M
OCF Growth YoY -6.7%
FCF Growth YoY 0.0%
FCF/Sales 28.9%
CapEx/Sales 0.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Banc Of California, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Banc Of California, Inc.: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 2.1x
Understanding Financial Statement Data

What these metrics mean: Key figures from Banc Of California, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Banc Of California, Inc.: With annual revenue of $1818M, Banc Of California, Inc. operates at significant scale.

Income Statement
Total Revenue $1.82B
SG&A Expense $40M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 12%
Total Liabilities 90%
Short-term Debt 2%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $1.86
Shares Outstanding 150M
Growth Metrics (YoY)
EPS Growth 1.9%

Latest Banc Of California, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Banc Of California, Inc. (BANC) stock price and investment outlook.

source: Morningstar

Banc of California, Inc. (the “Company”) (NYSE: BANC) announced today that its Board of Directors declared a quarterly cash dividend of $0.10 per share on its outstanding common stock. The dividend ...

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Banc Of California, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Banc Of California, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Alerus Financial Corp ALRS ██% $601M 34.5x 1.1x
Jpmorgan Chase & Co AMJB ██% $88.86B 1.5x 0.3x
Amerant Bancorp Inc. AMTB ██% $886M 16.9x 0.9x
Ubs Ag AMUB ██% $83.31B x x
Arrow Financial Corp AROW ██% $540M 15.7x 1.3x
Ameriserv Financial Inc /Pa/ ASRV ██% $60M 11.9x 0.5x
Ames National Corp ATLO ██% $237M 14.8x 1.2x
Bank Of America Corp /De/ BAC ██% $345.48B 11.3x 1.1x
Bank Of America Corp /De/ BAC-PB ██% $186.97B 6.3x 0.6x
Bank Of America Corp /De/ BAC-PE ██% $147.76B 5.0x 0.5x
Bank Of America Corp /De/ BAC-PK ██% $183.31B 6.2x 0.6x
Bank Of America Corp /De/ BAC-PL ██% $9.15T 308.5x 30.1x
Bank Of America Corp /De/ BAC-PM ██% $167.48B 5.7x 0.6x
Bank Of America Corp /De/ BAC-PN ██% $156.26B 5.3x 0.5x
Bank Of America Corp /De/ BAC-PO ██% $133.91B 4.5x 0.4x
Bank Of America Corp /De/ BAC-PP ██% $126.87B 4.3x 0.4x
Bank Of America Corp /De/ BAC-PQ ██% $131.34B 4.4x 0.4x
Bank Of America Corp /De/ BAC-PS ██% $147.69B 5.0x 0.5x
Bank Of America Corp /De/ BACRP ██% $1.47T 49.5x 4.8x
Banc Of California, Inc. BANC ██% $2.57B 11.2x 0.7x
Banc Of California, Inc. BANC-PF ██% $3.81B 18.3x 1.1x
Bancfirst Corp /Ok/ BANF ██% $3.65B 15.2x 2.0x
Bancfirst Corp /Ok/ BANFP ██% $866M 3.7x 0.5x
California Bancorp \ Ca BCAL ██% $583M 12.5x 1.0x
Bank First Corp BFC ██% $1.53B 21.3x 2.4x
Burke & Herbert Financial Services Corp. BHRB ██% $948M 8.1x 1.1x
Bank Of America Corp /De/ BML-PG ██% $141.09B 4.8x 0.5x
Bank Of America Corp /De/ BML-PH ██% $141.02B 4.8x 0.5x
Bank Of America Corp /De/ BML-PJ ██% $151.35B 5.1x 0.5x
Bank Of America Corp /De/ BML-PL ██% $145.12B 4.9x 0.5x
Bok Financial Corp BOKF ██% $7.60B 13.1x 1.3x
Citigroup Inc C ██% $195.27B 13.7x 0.9x
Camden National Corp CAC ██% $776M 11.9x 1.1x
Carter Bankshares, Inc. CARE ██% $450M 14.4x 1.1x
Pathward Financial, Inc. CASH ██% $2.01B 27.2x 2.4x
Consumers Bancorp Inc /Oh/ CBKM ██% $82M 8.6x 1.0x
Chain Bridge Bancorp Inc CBNA ██% $227M 12.2x 1.4x
Capital Bancorp Inc CBNK ██% $485M 9.8x 1.2x
Community Financial System, Inc. CBU ██% $3.25B 15.8x 1.7x
Cf Bankshares Inc. CFBK ██% $195M 12.0x 1.1x
California First Leasing Corp CFNB ██% $238M 47.8x 1.2x
Cullen/Frost Bankers, Inc. CFR ██% $9.09B 14.0x 2.0x
Cullen/Frost Bankers, Inc. CFR-PB ██% $1.15B 1.8x 0.3x
City Holding Co CHCO ██% $1.70B 13.0x 2.1x
Comerica Inc CMA ██% $11.53B 16.1x 1.3x
Community Bancorp /Vt CMTV ██% $184M 11.2x 1.6x
Capital One Financial Corp COF ██% $116.10B 47.3x 1.0x
Capital One Financial Corp COF-PI ██% $12.58B 8.9x 0.1x
Capital One Financial Corp COF-PJ ██% $11.84B 8.4x 0.1x
Capital One Financial Corp COF-PK ██% $11.46B 8.1x 0.1x
Capital One Financial Corp COF-PL ██% $10.94B 7.7x 0.1x
Capital One Financial Corp COF-PN ██% $10.72B 7.6x 0.1x
Citigroup Inc C-PN ██% $58.27B 4.0x 0.3x
Dime Community Bancshares, Inc. /Ny/ DCOM ██% $1.39B 12.6x 0.9x
Dime Community Bancshares, Inc. /Ny/ DCOMG ██% $1.16B 19.8x 0.8x
Dime Community Bancshares, Inc. /Ny/ DCOMP ██% $836M 14.3x 0.6x
Enb Financial Corp ENBP ██% $140M 7.1x 0.9x
First Commonwealth Financial Corp /Pa/ FCF ██% $1.75B 11.5x 1.1x
Fidelity D & D Bancorp Inc FDBC ██% $251M 9.6x 1.1x
First Financial Bancorp /Oh/ FFBC ██% $2.60B 10.2x 0.9x
First Horizon Corp FHN ██% $11.52B 11.7x 1.3x
First Horizon Corp FHN-PC ██% $12.98B 14.6x 1.5x
First Horizon Corp FHN-PE ██% $12.87B 14.5x 1.4x
First Horizon Corp FHN-PF ██% $9.42B 10.6x 1.1x
Financial Institutions Inc FIISO ██% $2.62B x 4.2x
Financial Institutions Inc FISI ██% $618M 8.3x 1.0x
Farmers & Merchants Bancorp FMCB ██% $836M 9.1x 1.3x
Fnb Corp/Pa/ FNB ██% $5.92B 10.5x 0.9x
First Bancorp, Inc /Me/ FNLC ██% $309M 9.0x 1.1x
First Merchants Corp FRME ██% $2.34B 10.4x 1.0x
First Merchants Corp FRMEP ██% $1.47B 6.3x 0.6x
Firstsun Capital Bancorp FSUN ██% $1.01B 10.3x 0.9x
Fulton Financial Corp FULT ██% $3.63B 9.3x 1.0x
Fulton Financial Corp FULTP ██% $3.48B 9.6x 1.0x
First United Corp/Md/ FUNC ██% $235M 9.5x 1.2x
Guaranty Bancshares Inc /Tx/ GNTY ██% $553M 15.3x 1.7x
Hanmi Financial Corp HAFC ██% $781M 10.3x 1.0x
Huntington Bancshares Inc /Md/ HBAN ██% $32.72B 14.8x 1.3x
Huntington Bancshares Inc /Md/ HBANL ██% $37.75B 17.0x 1.7x
Huntington Bancshares Inc /Md/ HBANM ██% $33.44B 15.1x 1.5x
Huntington Bancshares Inc /Md/ HBANP ██% $26.05B 11.7x 1.2x
Hope Bancorp Inc HOPE ██% $1.41B 22.9x 0.6x
Hawthorn Bancshares, Inc. HWBK ██% $232M 9.7x 1.3x
Jpmorgan Chase & Co JPM ██% $781.68B 13.7x 2.2x
Jpmorgan Chase & Co JPM-PC ██% $71.22B 1.2x 0.2x
Jpmorgan Chase & Co JPM-PD ██% $70.80B 1.2x 0.2x
Jpmorgan Chase & Co JPM-PJ ██% $58.06B 1.0x 0.2x
Jpmorgan Chase & Co JPM-PK ██% $55.54B 1.0x 0.2x
Jpmorgan Chase & Co JPM-PL ██% $56.46B 1.0x 0.2x
Jpmorgan Chase & Co JPM-PM ██% $52.61B 0.9x 0.2x
Keycorp /New/ KEY ██% $21.82B 11.9x 1.1x
Keycorp /New/ KEY-PI ██% $27.84B 25.9x 1.4x
Keycorp /New/ KEY-PJ ██% $24.50B 22.8x 1.2x
Keycorp /New/ KEY-PK ██% $24.50B 22.8x 1.2x
Keycorp /New/ KEY-PL ██% $28.04B 26.1x 1.4x
Landmark Bancorp Inc LARK ██% $164M 9.5x 1.1x
Lcnb Corp LCNB ██% $237M 10.1x 0.9x
Bank Of America Corp /De/ MER-PK ██% $188.29B 6.4x 0.6x
Mizuho Financial Group Inc MFG ██% $99.18B x 0.0x
Meridian Corp MRBK ██% $219M 10.8x 1.2x
Mizuho Financial Group Inc MZHOF ██% $104.20B x 0.0x
National Bank Holdings Corp NBHC ██% $1.79B 16.3x 1.3x
Nbt Bancorp Inc NBTB ██% $2.10B 12.4x 1.1x
Newtekone, Inc. NEWT ██% $350M 5.9x 0.9x
Newtekone, Inc. NEWTG ██% $730M 12.3x 1.9x
Newtekone, Inc. NEWTH ██% $724M 12.2x 1.9x
Newtekone, Inc. NEWTI ██% $734M 12.4x 1.9x
Newtekone, Inc. NEWTZ ██% $721M 12.2x 1.9x
Nicolet Bankshares Inc NIC ██% $3.21B 21.3x 2.6x
National Bankshares Inc NKSH ██% $237M 18.2x 1.3x
Northwest Bancshares, Inc. NWBI ██% $1.80B 14.3x 1.0x
Oceanfirst Financial Corp OCFC ██% $1.03B 14.5x 0.6x
Old National Bancorp /In/ ONB ██% $8.69B 13.0x 1.0x
Old National Bancorp /In/ ONBPO ██% $9.89B 16.3x 1.2x
Old National Bancorp /In/ ONBPP ██% $9.89B 16.3x 1.2x
Optimumbank Holdings, Inc. OPHC ██% $57M 3.5x 0.5x
Peoples Financial Services Corp. PFIS ██% $526M 9.9x 1.0x
Patriot National Bancorp Inc PNBK ██% $154M x 1.6x
Pnc Financial Services Group, Inc. PNC ██% $81.89B 11.8x 1.4x
Pinnacle Financial Partners Inc PNFP ██% $14.29B 22.9x 2.1x
Pinnacle Financial Partners Inc PNFPP ██% $1.94B 3.1x 0.3x
Park National Corp /Oh/ PRK ██% $2.89B 16.0x 2.3x
Regions Financial Corp RF ██% $24.05B 11.2x 1.3x
Regions Financial Corp RF-PC ██% $22.50B 10.4x 1.2x
Regions Financial Corp RF-PE ██% $15.79B 7.3x 0.8x
Regions Financial Corp RF-PF ██% $23.07B 10.7x 1.2x
Simmons First National Corp SFNC ██% $2.86B 14.1x 0.8x
Southern First Bancshares Inc SFST ██% $442M 14.5x 1.2x
Shore Bancshares Inc SHBI ██% $609M 10.2x 1.0x
Smartfinancial Inc. SMBK ██% $665M 14.4x 1.2x
Seneca Bancorp, Inc. SNNF ██% $20M x 0.8x
Synovus Financial Corp SNV ██% $6.95B 8.7x 1.2x
Synovus Financial Corp SNV-PD ██% $3.51B 4.4x 0.6x
Synovus Financial Corp SNV-PE ██% $3.59B 4.5x 0.6x
Stellar Bancorp, Inc. STEL ██% $1.88B 18.3x 1.1x
Bancorp, Inc. TBBK ██% $2.30B 10.1x 3.3x
Truist Financial Corp TFC ██% $58.69B 11.1x 0.9x
Trustmark Corp TRMK ██% $2.46B 11.0x 1.2x
United Security Bancshares UBFO ██% $182M 16.0x 1.3x
United Bancshares Inc/Oh UBOH ██% $124M 10.9x 1.5x
Ubs Group Ag UBS ██% $129.79B x x
Umb Financial Corp UMBF ██% $8.56B 12.2x 1.1x
Umb Financial Corp UMBFO ██% $2.07B 3.4x 0.3x
Us Bancorp \De\ USB ██% $83.41B 11.0x 1.3x
Us Bancorp \De\ USB-PA ██% $1.21T 168.7x 19.1x
Us Bancorp \De\ USB-PH ██% $29.45B 4.1x 0.5x
Us Bancorp \De\ USB-PP ██% $36.73B 5.1x 0.6x
Us Bancorp \De\ USB-PQ ██% $24.37B 3.4x 0.4x
Us Bancorp \De\ USB-PR ██% $25.91B 3.6x 0.4x
Us Bancorp \De\ USB-PS ██% $29.28B 4.1x 0.5x
Virginia National Bankshares Corp VABK ██% $208M 11.6x 1.2x
Valley National Bancorp VLY ██% $6.76B 11.3x 0.9x
Valley National Bancorp VLYPN ██% $14.81B 28.6x 1.9x
Valley National Bancorp VLYPO ██% $14.13B 27.3x 1.8x
Valley National Bancorp VLYPP ██% $14.21B 27.4x 1.9x
Jpmorgan Chase & Co VYLD ██% $79.29B 1.4x 0.2x
Westamerica Bancorporation WABC ██% $1.24B 10.6x 1.3x
Wafd Inc WAFD ██% $2.35B 9.7x 0.8x
Wafd Inc WAFDP ██% $1.30B 5.8x 0.4x
Wilson Bank Holding Co WBHC ██% $6.68B 88.3x 11.5x
Webster Financial Corp WBS ██% $11.04B 11.0x 1.2x
Webster Financial Corp WBS-PF ██% $3.21B 3.5x 0.3x
Webster Financial Corp WBS-PG ██% $3.94B 4.3x 0.4x
Wells Fargo & Company/Mn WFC ██% $242.15B 11.4x 1.3x
Wells Fargo & Company/Mn WFCNP ██% $6.61B 0.3x 0.0x
Wells Fargo & Company/Mn WFC-PA ██% $61.44B 2.9x 0.3x
Wells Fargo & Company/Mn WFC-PC ██% $57.81B 2.8x 0.3x
Wells Fargo & Company/Mn WFC-PD ██% $56.37B 2.7x 0.3x
Wells Fargo & Company/Mn WFC-PL ██% $3.90T 185.1x 21.5x
Wells Fargo & Company/Mn WFC-PY ██% $77.02B 3.7x 0.4x
Wells Fargo & Company/Mn WFC-PZ ██% $62.35B 3.0x 0.3x
Wesbanco Inc WSBC ██% $3.24B 14.5x 0.8x
Wesbanco Inc WSBCP ██% $2.40B 18.0x 0.6x
Wsfs Financial Corp WSFS ██% $3.57B 12.4x 1.3x
Zions Bancorporation, National Association /Ut/ ZION ██% $8.23B 9.2x 1.2x
Zions Bancorporation, National Association /Ut/ ZIONP ██% $2.92B 3.4x 0.4x
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Frequently Asked Questions - Banc Of California, Inc. Stock Forecast

How accurate are Banc Of California, Inc. stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for BANC predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Banc Of California, Inc. stock price forecasts?

Our analysis considers Banc Of California, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Banc Of California, Inc. a good investment in 2025?

Based on our AI analysis, Banc Of California, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Banc Of California, Inc. forecasts updated?

Banc Of California, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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