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CREDIT ACCEPTANCE CORP (CACC) Stock Forecast 2025 - AI Price Prediction & Analysis


CREDIT ACCEPTANCE CORP (CACC) AI Stock Price Forecast & Investment Analysis

CREDIT ACCEPTANCE CORP Stock Price Chart and Technical Analysis

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CREDIT ACCEPTANCE CORP (CACC) - Comprehensive Stock Analysis & Investment Research

Deep dive into CREDIT ACCEPTANCE CORP's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about CREDIT ACCEPTANCE CORP, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For CREDIT ACCEPTANCE CORP: CREDIT ACCEPTANCE CORP operates in the Finance sector, establishing it as a mid-cap growth opportunity.

CREDIT ACCEPTANCE CORP (Stock Symbol: CACC) is a leading company in the Finance sector , specifically operating within the Personal Credit Institutions industry.

The organization employs approximately 1936 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing CREDIT ACCEPTANCE CORP's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For CREDIT ACCEPTANCE CORP: With $2271M in annual revenue and 9.1% net margin, the company demonstrates solid profitability.

Annual Revenue: $2271 million generating a 9.1% net profit margin .

Market Capitalization: $6209 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 48.5% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for CREDIT ACCEPTANCE CORP stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For CREDIT ACCEPTANCE CORP: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for CREDIT ACCEPTANCE CORP stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: CREDIT ACCEPTANCE CORP's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For CREDIT ACCEPTANCE CORP: Strong free cash flow generation demonstrates exceptional operational efficiency.

CREDIT ACCEPTANCE CORP strategically competes in the highly dynamic Personal Credit Institutions marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $1111 million annually, complemented by impressive 21.3% year-over-year cash flow growth.

The company maintains a healthy 79.0% gross margin, indicating strong pricing power and operational efficiency.

CREDIT ACCEPTANCE CORP (CACC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for CREDIT ACCEPTANCE CORP stock analysis.

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Deep dive into CREDIT ACCEPTANCE CORP's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if CREDIT ACCEPTANCE CORP stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For CREDIT ACCEPTANCE CORP: With a P/E ratio of 14.63, the market sees the stock as potentially undervalued.

P/E Ratio 14.63x
P/B Ratio 3.99x
Market Cap $6209M
EPS $35.10
Book Value/Share $129.30
Revenue/Share $188.88
FCF/Share $53.55
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently CREDIT ACCEPTANCE CORP converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For CREDIT ACCEPTANCE CORP: An ROE of 48.5% demonstrates excellent shareholder value creation.

ROE 48.5%
ROA 13.2%
ROIC 14.4%
Gross Margin 79.0%
Operating Margin 68.8%
Net Margin 9.1%
EBT Margin 68.9%
Tax Rate 24.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess CREDIT ACCEPTANCE CORP's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For CREDIT ACCEPTANCE CORP: A current ratio of 30.64 indicates strong liquidity.

Current Ratio 30.64x
Quick Ratio 28.47x
D/E Ratio 2.91x
Financial Leverage 4.32x
Interest Coverage 6.2x
Working Capital $7049M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal CREDIT ACCEPTANCE CORP's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For CREDIT ACCEPTANCE CORP: Free cash flow of $1111M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $1120M
Free Cash Flow $1111M
Capital Spending $-9M
OCF Growth YoY 21.3%
FCF Growth YoY 24.3%
FCF/Sales 59.8%
CapEx/Sales 0.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively CREDIT ACCEPTANCE CORP uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For CREDIT ACCEPTANCE CORP: An asset turnover of 0.25x suggests room for improvement in asset utilization.

Asset Turnover 0.25x
Receivables Turnover 0.2x
Fixed Assets Turnover 32.5x
Days Sales Outstanding 1526 days
Payables Period 207 days
Understanding Financial Statement Data

What these metrics mean: Key figures from CREDIT ACCEPTANCE CORP's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For CREDIT ACCEPTANCE CORP: With annual revenue of $2271M, CREDIT ACCEPTANCE CORP operates at significant scale.

Income Statement ($ Millions)
Total Revenue $2271M
Operating Income $1280M
SG&A Expense $8M
Cost of Goods Sold $21M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 98%
Cash & Short-term Investments 0%
Total Liabilities 77%
Short-term Debt 0%
Accounts Receivable 91%
Dividend & Shareholder Information
Shares Outstanding 12M
Growth Metrics (YoY)
EPS Growth 2.9%

Latest CREDIT ACCEPTANCE CORP Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting CREDIT ACCEPTANCE CORP (CACC) stock price and investment outlook.

, source: Crain's Detroit

Gift Article 10 Remaining As a subscriber, you have 10 articles to gift each month. Gifting allows recipients to access the article for free. Martin, 50, joined Credit Acceptance in 2003 and was most ...

, source: Auto Remarketing

Credit Acceptance Corp. commenced a tender offer to purchase up to 915,750 shares of its outstanding common stock. The company pegged the price per share at $125.58 “We anticipate that we will obtain ...

, source: Automotive News

Credit Acceptance Corp. has promoted Jay Martin, senior vice president of finance and accounting, to CFO. The major auto lender said Martin, 50, took the new role Tuesday. He will continue to manage ...

, source: Auto Remarketing

Credit Acceptance Corp. posted year-over-year income increases even as company leadership acknowledged the difficulty in keeping originations coming through its dealer network as well as intensifying ...

CREDIT ACCEPTANCE CORP Competitors & Peer Analysis - Finance Sector

Comparative analysis of CREDIT ACCEPTANCE CORP against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - CREDIT ACCEPTANCE CORP Stock Forecast

How accurate are CREDIT ACCEPTANCE CORP stock predictions?

Our AI model demonstrates 55% historical accuracy for CACC predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence CREDIT ACCEPTANCE CORP stock price forecasts?

Our analysis considers CREDIT ACCEPTANCE CORP's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is CREDIT ACCEPTANCE CORP a good investment in 2025?

Based on our AI analysis, CREDIT ACCEPTANCE CORP shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are CREDIT ACCEPTANCE CORP forecasts updated?

CREDIT ACCEPTANCE CORP stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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