Skip to main content

Essent Group Ltd. (ESNT) Stock Forecast 2025 - AI Price Prediction & Analysis


Essent Group Ltd. (ESNT) AI Stock Price Forecast & Investment Analysis

Essent Group Ltd. Stock Price Chart and Technical Analysis

Loading Essent Group Ltd. interactive price chart and technical analysis...

Essent Group Ltd. (ESNT) - Comprehensive Stock Analysis & Investment Research

Deep dive into Essent Group Ltd.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Essent Group Ltd., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Essent Group Ltd.: Essent Group Ltd. operates in the Finance sector, establishing it as a mid-cap growth opportunity.

Essent Group Ltd. (Stock Symbol: ESNT) is a leading company in the Finance sector , specifically operating within the Surety Insurance industry.

The organization employs approximately 346 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Essent Group Ltd.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Essent Group Ltd.: With $1268M in annual revenue and 60.2% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $1268 million generating a 60.2% net profit margin .

Market Capitalization: $6462 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 20.2% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Essent Group Ltd. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Essent Group Ltd.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Essent Group Ltd. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Essent Group Ltd.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Essent Group Ltd.: Strong free cash flow generation demonstrates solid operational efficiency.

Essent Group Ltd. strategically competes in the highly dynamic Surety Insurance marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $699 million annually, complemented by impressive 23.4% year-over-year cash flow growth.

Essent Group Ltd. (ESNT) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Essent Group Ltd. stock analysis.

Loading Essent Group Ltd. comprehensive fundamental analysis and insider trading data...

Deep dive into Essent Group Ltd.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Essent Group Ltd. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Essent Group Ltd.: With a P/E ratio of 9.04, the market sees the stock as potentially undervalued.

P/E Ratio 9.04x
P/B Ratio 1.14x
Market Cap $6462M
Dividend Yield 2.02%
EPS $6.92
Book Value/Share $55.36
Revenue/Share $12.37
FCF/Share $6.91
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Essent Group Ltd. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Essent Group Ltd.: An ROE of 20.2% demonstrates excellent shareholder value creation.

ROE 20.2%
ROA 15.0%
Net Margin 60.2%
EBT Margin 93.7%
Tax Rate 16.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Essent Group Ltd.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Essent Group Ltd.:

D/E Ratio 0.11x
Financial Leverage 1.33x
Interest Coverage 117.2x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Essent Group Ltd.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Essent Group Ltd.: Free cash flow of $699M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $702M
Free Cash Flow $699M
Capital Spending $-3M
OCF Growth YoY 23.4%
FCF Growth YoY 23.7%
FCF/Sales 66.7%
CapEx/Sales 0.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Essent Group Ltd. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Essent Group Ltd.: An asset turnover of 0.19x suggests room for improvement in asset utilization.

Asset Turnover 0.19x
Fixed Assets Turnover 60.7x
Understanding Financial Statement Data

What these metrics mean: Key figures from Essent Group Ltd.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Essent Group Ltd.: With annual revenue of $1268M, Essent Group Ltd. operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1268M
SG&A Expense $10M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 87%
Total Liabilities 25%
Short-term Debt 8%
Accounts Receivable 1%
Dividend & Shareholder Information
Dividends Per Share $1.15
Payout Ratio 0.2%
Shares Outstanding 103M
Growth Metrics (YoY)
EPS Growth 11.9%

Latest Essent Group Ltd. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Essent Group Ltd. (ESNT) stock price and investment outlook.

📰 We are currently updating our news feed for Essent Group Ltd.. Check back soon for the latest market analysis and company updates.

Essent Group Ltd. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Essent Group Ltd. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - Essent Group Ltd. Stock Forecast

How accurate are Essent Group Ltd. stock predictions?

Our AI model demonstrates 58% historical accuracy for ESNT predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Essent Group Ltd. stock price forecasts?

Our analysis considers Essent Group Ltd.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Essent Group Ltd. a good investment in 2025?

Based on our AI analysis, Essent Group Ltd. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Essent Group Ltd. forecasts updated?

Essent Group Ltd. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Essent Group Ltd. Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for Essent Group Ltd. stock.

My Portfolio

Investment Dashboard

Loading your portfolio...