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Esquire Financial Holdings, Inc. (ESQ) Stock Forecast 2025 - AI Price Prediction & Analysis


Esquire Financial Holdings, Inc. (ESQ) AI Stock Price Forecast & Investment Analysis

Esquire Financial Holdings, Inc. Stock Price Chart and Technical Analysis

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Esquire Financial Holdings, Inc. (ESQ) - Comprehensive Stock Analysis & Investment Research

Deep dive into Esquire Financial Holdings, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Esquire Financial Holdings, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Esquire Financial Holdings, Inc.: Esquire Financial Holdings, Inc. operates in the Finance sector, making it an emerging small-cap investment.

Esquire Financial Holdings, Inc. (Stock Symbol: ESQ) is a leading company in the Finance sector , specifically operating within the Commercial Banks, NEC industry.

The organization employs approximately 132 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Esquire Financial Holdings, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Esquire Financial Holdings, Inc.: With $126M in annual revenue and 28.7% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $126 million generating a 28.7% net profit margin .

Market Capitalization: $836 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 14.0% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Esquire Financial Holdings, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Esquire Financial Holdings, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Esquire Financial Holdings, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Esquire Financial Holdings, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Esquire Financial Holdings, Inc.: Strong free cash flow generation demonstrates developing operational efficiency.

Esquire Financial Holdings, Inc. strategically competes in the highly dynamic Commercial Banks, NEC marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $25 million annually, complemented by impressive 4.7% year-over-year cash flow growth.

Esquire Financial Holdings, Inc. (ESQ) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Esquire Financial Holdings, Inc. stock analysis.

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Deep dive into Esquire Financial Holdings, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Esquire Financial Holdings, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Esquire Financial Holdings, Inc.: With a P/E ratio of 18.02, the market moderately values the company's earnings.

P/E Ratio 18.02x
P/B Ratio 3.17x
Market Cap $836M
Dividend Yield 0.01%
EPS $5.85
Book Value/Share $30.57
Revenue/Share $14.71
FCF/Share $2.39
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Esquire Financial Holdings, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Esquire Financial Holdings, Inc.: An ROE of 14.0% shows good shareholder value creation.

ROE 14.0%
ROA 1.7%
Net Margin 28.7%
EBT Margin 36.8%
Tax Rate 21.9%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Esquire Financial Holdings, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Esquire Financial Holdings, Inc.:

D/E Ratio 0.01x
Financial Leverage 8.67x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Esquire Financial Holdings, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Esquire Financial Holdings, Inc.: Free cash flow of $25M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $28M
Free Cash Flow $25M
Capital Spending $-2M
OCF Growth YoY 4.7%
FCF Growth YoY -12.6%
FCF/Sales 38.3%
CapEx/Sales 3.7%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Esquire Financial Holdings, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Esquire Financial Holdings, Inc.: An asset turnover of 0.06x suggests room for improvement in asset utilization.

Asset Turnover 0.06x
Fixed Assets Turnover 21.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from Esquire Financial Holdings, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Esquire Financial Holdings, Inc.: With annual revenue of $126M, Esquire Financial Holdings, Inc. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $126M
SG&A Expense $43M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 27%
Total Liabilities 88%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.54
Payout Ratio 0.1%
Shares Outstanding 9M
Growth Metrics (YoY)
EPS Growth 6.3%

Latest Esquire Financial Holdings, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Esquire Financial Holdings, Inc. (ESQ) stock price and investment outlook.

Esquire Financial Holdings, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Esquire Financial Holdings, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - Esquire Financial Holdings, Inc. Stock Forecast

How accurate are Esquire Financial Holdings, Inc. stock predictions?

Our AI model demonstrates 56% historical accuracy for ESQ predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Esquire Financial Holdings, Inc. stock price forecasts?

Our analysis considers Esquire Financial Holdings, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Esquire Financial Holdings, Inc. a good investment in 2025?

Based on our AI analysis, Esquire Financial Holdings, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Esquire Financial Holdings, Inc. forecasts updated?

Esquire Financial Holdings, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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