Esquire Financial Holdings, Inc. (ESQ) Stock Forecast Oct. 13, 2026
Analysis updated on Oct. 13, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Esquire Financial Holdings, Inc. (ESQ) stock forecast summary
Our AI ranks Esquire Financial Holdings, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Esquire Financial Holdings, Inc. is a small-cap company with a market capitalization of $1.45B. It ranks number 16 by market capitalization among the 18 Commercial Banks, NEC issuers in our coverage with a current forecast.
A per-ticker accuracy statistic for ESQ is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.6%, strong sell < -1.7% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-14 signals)
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How ESQ ranks among 4004 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Esquire Financial Holdings, Inc. (ESQ) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Commercial Banks, NEC peers listed below that report each metric.
Valuation & Market
| Metric | ESQ | Rank |
|---|---|---|
| Market Cap | $1.45B | 16/18 |
| P/B Ratio | 4.64x | – |
| Dividend Yield | 0.44% | – |
| EPS | $6.05 | – |
| Book Value/Share | $25.93 | – |
| Revenue/Share | $12.33 | – |
| FCF/Share | $5.48 | – |
Profitability & Margins
| Metric | ESQ | Rank |
|---|---|---|
| ROE | 16.8% | – |
| ROA | 2.1% | – |
| Net Margin | 35.3% | – |
| EBT Margin | 47.0% | – |
| Tax Rate | 24.8% | – |
Financial Health
| Metric | ESQ | Rank |
|---|---|---|
| D/E Ratio | 7.00x | 5/5 |
| Financial Leverage | 8.00x | 5/5 |
Cash Flow
| Metric | ESQ | Rank |
|---|---|---|
| Operating Cash Flow | $68M | – |
| Free Cash Flow | $66M | – |
| Capital Spending | -$1M | – |
| OCF Growth YoY | 39.3% | – |
| FCF Growth YoY | 44.1% | – |
| FCF/Sales | 44.5% | – |
| CapEx/Sales | 0.8% | – |
Operational Efficiency
| Metric | ESQ | Rank |
|---|---|---|
| Asset Turnover | 0.06x | – |
| Fixed Assets Turnover | 37.5x | – |
Income Statement
| Metric | ESQ | Rank |
|---|---|---|
| Total Revenue | $149M | – |
| Net Income | $52M | – |
Dividend & Shareholder Information
| Metric | ESQ | Rank |
|---|---|---|
| Dividends Per Share | $0.53 | – |
| Payout Ratio | 8.8% | – |
| Shares Outstanding | 12M | – |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $242M | 9.6% of assets |
| Total Liabilities | $2.20B | 87.5% of assets |
ESQ quarterly financials and insider trading
Esquire Financial Holdings, Inc. (ESQ) industry peers
Companies classified under the same SEC industry code as Esquire Financial Holdings, Inc. (Commercial Banks, NEC): 23 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
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Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| ESQ Esquire Financial Holdings, Inc. | ▲ | $1.45B |
| BSAC Banco Santander Chile | ▼ | $6.06T |
| LYG Lloyds Banking Group Plc | ▼ | $325.50B |
| BCS Barclays Plc | ▼ | $319.77B |
| RY Royal Bank Of Canada | ▼ | $272.26B |
| MUFG Mitsubishi Ufj Financial Group Inc | ▼ | $265.84B |
| SAN Banco Santander, S.A. | ▶ | $199.04B |
| TD Toronto Dominion Bank | ▶ | $198.19B |
| WBKCY Westpac Banking Corp | ▼ | $168.97B |
| BBVA Banco Bilbao Vizcaya Argentaria, S.A. | ▼ | $150.89B |
| DJP Barclays Bank Plc | ▼ | $123.94B |
| BMO Bank Of Montreal /Can/ | ▶ | $117.08B |
| CM Canadian Imperial Bank Of Commerce /Can/ | ▼ | $103.12B |
| ING Ing Groep Nv | ▼ | $97.61B |
| SMFG Sumitomo Mitsui Financial Group, Inc. | ▼ | $96.49B |
| NTB Bank Of N.T. Butterfield & Son Ltd | ▼ | $2.33B |
| PGC Peapack Gladstone Financial Corp | ▶ | $767M |
| VBNK Versabank | ▲ | $724M |
| AVAL Grupo Aval Acciones Y Valores S.A. | ▶ | N/A |
| BSBR Banco Santander (Brasil) S.A. | ▼ | N/A |
| GGAL Grupo Financiero Galicia Sa | ▼ | N/A |
| HDB Hdfc Bank Ltd | ▼ | N/A |
| NWG Natwest Group Plc | ▼ | N/A |
Where ESQ sits on the market map
Esquire Financial Holdings, Inc. (ESQ) stock news
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Esquire Financial Holdings, Inc. (ESQ) stock forecast FAQ
What is the Esquire Financial Holdings, Inc. (ESQ) stock forecast?
Our AI ranks Esquire Financial Holdings, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Esquire Financial Holdings, Inc. stock predictions?
A per-ticker accuracy statistic for ESQ is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Esquire Financial Holdings, Inc. forecasts updated?
Esquire Financial Holdings, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 13, 2026.
Which companies are Esquire Financial Holdings, Inc.'s industry peers?
23 issuers in our coverage, ESQ included, share the SEC industry code Commercial Banks, NEC. The largest are: Banco Santander Chile (BSAC), Lloyds Banking Group Plc (LYG), Barclays Plc (BCS), Royal Bank Of Canada (RY), Mitsubishi Ufj Financial Group Inc (MUFG), Banco Santander, S.A. (SAN).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.