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EZCORP INC (EZPW) Stock Forecast 2025 - AI Price Prediction & Analysis


EZCORP INC (EZPW) AI Stock Price Forecast & Investment Analysis

EZCORP INC Stock Price Chart and Technical Analysis

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EZCORP INC (EZPW) - Comprehensive Stock Analysis & Investment Research

Company Overview & Business Profile

EZCORP INC (Stock Symbol: EZPW) is a leading company in the Trade & Services sector , specifically operating within the Retail-Miscellaneous Retail industry. The organization employs approximately 7300 professionals worldwide . The company has established itself as an emerging investment opportunity with substantial growth potential.

Financial Performance & Key Metrics Analysis

Annual Revenue: $1232 million generating a 12.5% net profit margin .

Return on Equity (ROE): 4.4% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Advanced AI Stock Prediction & Price Target Analysis

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for EZCORP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Market Position & Competitive Advantage Analysis

EZCORP INC strategically competes in the highly dynamic Retail-Miscellaneous Retail marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities . The company demonstrates robust operational efficiency through strong free cash flow generation of $33 million annually , complemented by impressive -52.6% year-over-year cash flow growth The company maintains a healthy 61.3% gross margin, indicating strong pricing power and operational efficiency.

EZCORP INC (EZPW) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for EZCORP INC stock analysis.

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Deep dive into EZCORP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if EZCORP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For EZCORP INC: With a P/E ratio of 11.32, the market sees the stock as potentially undervalued.

P/E Ratio 11.32x
EPS $1.75
Book Value/Share $11.91
Revenue/Share $11.64
FCF/Share $1.07
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently EZCORP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For EZCORP INC: An ROE of 4.4% indicates room for improvement in shareholder value creation.

ROE 4.4%
ROA 2.4%
ROIC 3.4%
Gross Margin 61.3%
Operating Margin 18.0%
Net Margin 12.5%
EBT Margin 5.6%
Tax Rate 34.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess EZCORP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For EZCORP INC: A current ratio of 4.47 indicates strong liquidity.

Current Ratio 4.47x
Quick Ratio 3.45x
D/E Ratio 0.70x
Financial Leverage 1.93x
Interest Coverage 3.8x
Working Capital $461M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal EZCORP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For EZCORP INC: Free cash flow of $33M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $58M
Free Cash Flow $33M
Capital Spending $-26M
OCF Growth YoY -52.6%
FCF Growth YoY -68.2%
FCF/Sales 4.1%
CapEx/Sales 3.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively EZCORP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For EZCORP INC: An asset turnover of 0.64x suggests room for improvement in asset utilization.

Asset Turnover 0.64x
Receivables Turnover 24.4x
Inventory Turnover 3.1x
Fixed Assets Turnover 3.4x
Days Sales Outstanding 15 days
Days Inventory 119 days
Payables Period 21 days
Cash Conversion Cycle 114 days
Understanding Financial Statement Data

What these metrics mean: Key figures from EZCORP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For EZCORP INC: With annual revenue of $1232M, EZCORP INC operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1232M
Operating Income $157M
Net Income $109M
SG&A Expense $7M
Cost of Goods Sold $471M
Balance Sheet Highlights ($ Millions)
Total Current Assets $47M
Cash & Short-term Investments $20M
Total Liabilities $48M
Short-term Debt $0M
Accounts Receivable $17M
Inventory $9M
Dividend & Shareholder Information
Shares Outstanding 69M
Growth Metrics (YoY)
EPS Growth 13.2%

Latest EZCORP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting EZCORP INC (EZPW) stock price and investment outlook.

, source: Benzinga.com

EZCORP EZPW will release its quarterly earnings report on Wednesday, 2025-07-30. Here's a brief overview for investors ahead of the announcement. Analysts anticipate EZCORP to report an earnings ...

, source: Yahoo Finance

EZCORP, Inc. (NASDAQ:EZPW) is not on our list of 30 Most Popular Stocks Among Hedge Funds. As per our database, 27 hedge fund portfolios held EZCORP, Inc. (NASDAQ:EZPW) at the end of the first ...

, source: Benzinga.com

EZCORP EZPW has been analyzed by 4 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish. The table below provides a snapshot of their recent ratings ...

EZCORP INC Competitors & Peer Analysis - Trade & Services Sector

Comparative analysis of EZCORP INC against industry peers and competitors in the Trade & Services sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - EZCORP INC Stock Forecast

How accurate are EZCORP INC stock predictions?

Our AI model demonstrates 33% historical accuracy for EZPW predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence EZCORP INC stock price forecasts?

Our analysis considers EZCORP INC's financial metrics, Trade & Services sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is EZCORP INC a good investment in 2025?

Based on our AI analysis, EZCORP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are EZCORP INC forecasts updated?

EZCORP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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