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First Choice Bancorp (FCBP) Stock Forecast 2025 - AI Price Prediction & Analysis

First Choice Bancorp (FCBP) AI Stock Price Forecast & Investment Analysis

First Choice Bancorp Stock Price Chart and Technical Analysis

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First Choice Bancorp (FCBP) - Comprehensive Stock Analysis & Investment Research

Deep dive into First Choice Bancorp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about First Choice Bancorp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For First Choice Bancorp: First Choice Bancorp operates in the Finance and Insurance sector, making it an emerging small-cap investment.

First Choice Bancorp (Stock Symbol: FCBP) is a leading company in the Finance and Insurance sector , specifically operating within the Commercial Banking industry.

The organization employs approximately 186 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing First Choice Bancorp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Choice Bancorp: With $98M in annual revenue and 34.4% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $98 million generating a 34.4% net profit margin .

Market Capitalization: $349 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 12.3% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for First Choice Bancorp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For First Choice Bancorp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for First Choice Bancorp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: First Choice Bancorp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For First Choice Bancorp: Strong free cash flow generation demonstrates developing operational efficiency.

First Choice Bancorp strategically competes in the highly dynamic Commercial Banking marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $27 million annually, complemented by impressive -53.8% year-over-year cash flow growth.

First Choice Bancorp (FCBP) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for First Choice Bancorp stock analysis.

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Deep dive into First Choice Bancorp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if First Choice Bancorp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For First Choice Bancorp: With a P/E ratio of 10.03, the market sees the stock as potentially undervalued.

P/E Ratio 10.03x
P/B Ratio 1.20x
Market Cap $349M
Dividend Yield 3.44%
EPS $2.90
Book Value/Share $24.30
Revenue/Share $8.17
FCF/Share $0.87
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently First Choice Bancorp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Choice Bancorp: An ROE of 12.3% shows good shareholder value creation.

ROE 12.3%
ROA 1.6%
Net Margin 34.4%
EBT Margin 49.5%
Tax Rate 29.7%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess First Choice Bancorp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For First Choice Bancorp:

D/E Ratio 0.01x
Financial Leverage 8.70x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal First Choice Bancorp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For First Choice Bancorp: Free cash flow of $27M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $27M
Free Cash Flow $27M
Capital Spending $-1M
OCF Growth YoY -53.8%
FCF Growth YoY -55.3%
FCF/Sales 27.1%
CapEx/Sales 0.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively First Choice Bancorp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For First Choice Bancorp: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 50.2x
Understanding Financial Statement Data

What these metrics mean: Key figures from First Choice Bancorp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For First Choice Bancorp: With annual revenue of $98M, First Choice Bancorp represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $98M
Net Income $34M
SG&A Expense $36M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 14%
Total Liabilities 89%
Short-term Debt 4%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $1.00
Payout Ratio 34.4%
Shares Outstanding 12M

Latest First Choice Bancorp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting First Choice Bancorp (FCBP) stock price and investment outlook.

, source: Seeking Alpha

The First Bancorp's fundamentals are improving, with rising net interest income, profits, and better asset and credit quality metrics. Deposit trends remain a concern, with a decline in low-cost ...

, source: Nasdaq

All investors love getting big returns from their portfolio, whether it's through stocks, bonds, ETFs, or other types of securities. However, when you're an income investor, your primary focus is ...

, source: CNN

First Choice Bancorp, headquartered in Cerritos, California, is the sole shareholder of and the registered bank holding company for, First Choice Bank. As of March 31, 2020, First Choice Bancorp had ...

, source: Seeking Alpha

First Choice Bancorp (FCBK), will become one of the top 20 commercial banks headquartered in Southern California after this purchase. Pacific Commerce Bancorp (PCBC), shareholders to get $11.54 per ...

First Choice Bancorp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of First Choice Bancorp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - First Choice Bancorp Stock Forecast

How accurate are First Choice Bancorp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for FCBP predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence First Choice Bancorp stock price forecasts?

Our analysis considers First Choice Bancorp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is First Choice Bancorp a good investment in 2025?

Based on our AI analysis, First Choice Bancorp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are First Choice Bancorp forecasts updated?

First Choice Bancorp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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