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First Defiance Financial Corp. (FDEF) Stock Forecast 2025 - AI Price Prediction & Analysis


First Defiance Financial Corp. (FDEF) AI Stock Price Forecast & Investment Analysis

First Defiance Financial Corp. Stock Price Chart and Technical Analysis

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First Defiance Financial Corp. (FDEF) - Comprehensive Stock Analysis & Investment Research

Deep dive into First Defiance Financial Corp.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about First Defiance Financial Corp., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For First Defiance Financial Corp.: First Defiance Financial Corp. operates in the Finance sector, making it an emerging small-cap investment.

First Defiance Financial Corp. (Stock Symbol: FDEF) is a leading company in the Finance sector , specifically operating within the Savings Banks industry.

The organization employs approximately 699 professionals worldwide and operates under the strategic leadership of CEO Donald P. Hileman.

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing First Defiance Financial Corp.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Defiance Financial Corp.: With $160M in annual revenue and 30.8% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $160 million generating a 30.8% net profit margin .

Market Capitalization: $362 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 12.0% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for First Defiance Financial Corp. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For First Defiance Financial Corp.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for First Defiance Financial Corp. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: First Defiance Financial Corp.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For First Defiance Financial Corp.: Strong free cash flow generation demonstrates developing operational efficiency.

First Defiance Financial Corp. strategically competes in the highly dynamic Savings Banks marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $37 million annually, complemented by impressive -25.2% year-over-year cash flow growth.

First Defiance Financial Corp. (FDEF) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for First Defiance Financial Corp. stock analysis.

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Deep dive into First Defiance Financial Corp.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if First Defiance Financial Corp. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For First Defiance Financial Corp.: With a P/E ratio of 7.31, the market sees the stock as potentially undervalued.

P/E Ratio 7.31x
P/B Ratio 0.74x
Market Cap $362M
Dividend Yield 4.36%
EPS $2.48
Book Value/Share $24.58
Revenue/Share $8.00
FCF/Share $1.77
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently First Defiance Financial Corp. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Defiance Financial Corp.: An ROE of 12.0% shows good shareholder value creation.

ROE 12.0%
ROA 1.5%
Net Margin 30.8%
EBT Margin 37.9%
Tax Rate 18.6%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess First Defiance Financial Corp.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For First Defiance Financial Corp.:

D/E Ratio 0.28x
Financial Leverage 8.14x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal First Defiance Financial Corp.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For First Defiance Financial Corp.: Free cash flow of $37M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $40M
Free Cash Flow $37M
Capital Spending $-3M
OCF Growth YoY -25.2%
FCF Growth YoY -25.2%
FCF/Sales 22.8%
CapEx/Sales 2.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively First Defiance Financial Corp. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For First Defiance Financial Corp.: An asset turnover of 0.05x suggests room for improvement in asset utilization.

Asset Turnover 0.05x
Fixed Assets Turnover 4.0x
Understanding Financial Statement Data

What these metrics mean: Key figures from First Defiance Financial Corp.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For First Defiance Financial Corp.: With annual revenue of $160M, First Defiance Financial Corp. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $160M
Net Income $49M
SG&A Expense $43M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 10%
Total Liabilities 88%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.79
Payout Ratio 68.3%
Shares Outstanding 20M

Latest First Defiance Financial Corp. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting First Defiance Financial Corp. (FDEF) stock price and investment outlook.

, source: The Crescent-News

First Defiance Financial Corp. released its second quarter results including a net income of $3.9 million, compared to $4.8 million for the first quarter. Total assets were $2.07 billion, compared to ...

, source: WTOP News

TERRE HAUTE, Ind. (AP) — TERRE HAUTE, Ind. (AP) — First Financial Corp. (THFF) on Tuesday reported net income of $20.8 million in its third quarter. The Terre Haute, Indiana-based bank said it had ...

, source: Benzinga.com

Past Insider Trading and Trends 2018 was Thomas Reineke's most active year for acquiring shares with 15 total transactions. Thomas Reineke's most active month to acquire stocks was the month of March.

, source: Tribune-Star

First Financial Corp. and CedarStone Financial Inc. on Thursday announced an agreement in which First Financial will acquire CedarStone. Terre Haute-based First Financial will pay $19.12 per share in ...

, source: Benzinga.com

FIRST DEFIANCE FINANCIAL CORP (PFC) Snapshot price: $24.21 Investor Gerald W Monnin owns 7,587 units of Common Stock which is worth $183,681.27.acquired a total of 155 shares in FIRST DEFIANCE ...

First Defiance Financial Corp. Competitors & Peer Analysis - Finance Sector

Comparative analysis of First Defiance Financial Corp. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - First Defiance Financial Corp. Stock Forecast

How accurate are First Defiance Financial Corp. stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for FDEF predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence First Defiance Financial Corp. stock price forecasts?

Our analysis considers First Defiance Financial Corp.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is First Defiance Financial Corp. a good investment in 2025?

Based on our AI analysis, First Defiance Financial Corp. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are First Defiance Financial Corp. forecasts updated?

First Defiance Financial Corp. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced First Defiance Financial Corp. Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for First Defiance Financial Corp. stock.

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