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First Horizon Corp (FHN) AI Forecast

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First Horizon Corp (FHN) Stock Forecast 2025


First Horizon Corp (FHN) AI Stock Price Forecast & Investment Analysis

First Horizon Corp Stock Price Chart and Technical Analysis

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First Horizon Corp (FHN) - Comprehensive Stock Analysis & Investment Research

Deep dive into First Horizon Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 11, 2026, 9:55 p.m. (UTC)

First Horizon Corp Investment Summary

When evaluating whether First Horizon Corp (FHN) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

First Horizon Corp (FHN) operates within the Finance sector, specifically in the National Commercial Banks industry. The company employs approximately 5,577 people. With a market capitalization of $12 billion, the company is a large-cap stock offering relative stability combined with growth potential.

Financial Performance Analysis

Our comprehensive financial analysis covers First Horizon Corp's revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for First Horizon Corp along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether First Horizon Corp is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

First Horizon Corp (Stock Symbol: FHN) is a prominent company operating within the Finance sector, with a specific focus on the National Commercial Banks industry. The company's shares are publicly traded on the NYSE exchange.

Leadership & Workforce

Detailed information about First Horizon Corp's leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for First Horizon Corp...

Sector & Industry Analysis

In-depth sector dynamics and industry context for First Horizon Corp...

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Revenue & Growth Analysis

First Horizon Corp generates annual revenues of $3 billion , indicating a well-established business with proven market demand.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for First Horizon Corp...

Market Valuation

P/E ratio, price-to-book, and valuation multiples for First Horizon Corp...

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for First Horizon Corp...

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Strategic Market Position

First Horizon Corp strategically competes in the highly dynamic National Commercial Banks marketplace. As a large-cap market participant, the company has established significant competitive advantages and market presence. Large-cap companies typically benefit from brand recognition, operational scale, diverse revenue streams, and the financial resources to invest in research and development, marketing, and strategic acquisitions. This size category attracts substantial institutional ownership and analyst coverage.

Industry Competitive Landscape

First Horizon Corp competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company shows positive operational efficiency through free cash flow generation of $318 million annually , with year-over-year cash flow growth of -79.3%. Positive free cash flow indicates the business generates more cash than required for operations and capital investments, providing resources for growth initiatives or shareholder returns.

Margin & Pricing Power Analysis

The company maintains a 34.0% gross margin reflecting moderate pricing power typical of many manufacturing, retail, or service businesses. While not exceptionally high, these margins provide adequate room for operating expenses and profit generation. Competitive pressures or cost increases could impact profitability if margins compress.

Operating margin of -41.2% demonstrates how efficiently the company converts revenues into operating profits after accounting for all operating expenses including research and development, sales and marketing, and general administrative costs. Operating margin compression relative to gross margin suggests high operating expenses that may warrant efficiency improvements or reflect necessary growth investments.

Asset Utilization Efficiency

Asset turnover ratio of 0.03x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Current ratio of 1.90 indicates adequate liquidity to meet short-term obligations with reasonable cushion. This level balances working capital efficiency with financial safety.

First Horizon Corp (FHN) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for First Horizon Corp stock analysis.

Deep dive into First Horizon Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if First Horizon Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For First Horizon Corp: With a P/E ratio of 11.73, the market sees the stock as potentially undervalued.

P/E Ratio 11.73x
P/B Ratio 1.30x
Market Cap $11.52B
Dividend Yield 0.01%
EPS $1.57
Book Value/Share $17.52
Revenue/Share $6.77
FCF/Share $-0.58
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently First Horizon Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For First Horizon Corp: An ROE of 12.4% shows good shareholder value creation.

ROE 12.4%
ROA 1.1%
ROIC -14.2%
Gross Margin 34.0%
Operating Margin -41.2%
Net Margin -3.9%
EBT Margin 42.6%
Tax Rate 21.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess First Horizon Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For First Horizon Corp: A current ratio of 1.90 shows adequate liquidity.

Current Ratio 1.90x
Quick Ratio 1.58x
D/E Ratio 0.22x
Financial Leverage 12.00x
Interest Coverage -35.7x
Working Capital $6M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal First Horizon Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For First Horizon Corp: Free cash flow of $318M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $371M
Free Cash Flow $318M
Capital Spending -$53M
OCF Growth YoY -79.3%
FCF Growth YoY -85.4%
FCF/Sales 11.0%
CapEx/Sales 1.8%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively First Horizon Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For First Horizon Corp: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Receivables Turnover 6.0x
Inventory Turnover 42.9x
Fixed Assets Turnover 4.2x
Days Sales Outstanding 61 days
Days Inventory 9 days
Payables Period 22 days
Cash Conversion Cycle 28 days
Understanding Financial Statement Data

What these metrics mean: Key figures from First Horizon Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For First Horizon Corp: With annual revenue of $3419M, First Horizon Corp operates at significant scale.

Income Statement
Total Revenue $3.42B
Operating Income -$8M
Net Income -$50M
SG&A Expense $46M
Cost of Goods Sold $66M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 24%
Cash & Short-term Investments 27%
Total Liabilities 90%
Short-term Debt 1%
Accounts Receivable 0%
Inventory 2%
Dividend & Shareholder Information
Dividends Per Share $0.30
Shares Outstanding 505M
Growth Metrics (YoY)
EPS Growth -2.1%

Latest First Horizon Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting First Horizon Corp (FHN) stock price and investment outlook.

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First Horizon Corp Competitors & Peer Analysis - Finance Sector

Comparative analysis of First Horizon Corp against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Alerus Financial Corp ALRS ██% $606M 34.8x 1.1x
Jpmorgan Chase & Co AMJB ██% $88.86B 1.5x 0.3x
Amerant Bancorp Inc. AMTB ██% $890M 17.0x 1.0x
Ubs Ag AMUB ██% $83.61B x x
Arrow Financial Corp AROW ██% $540M 15.7x 1.3x
Ameriserv Financial Inc /Pa/ ASRV ██% $61M 12.0x 0.5x
Ames National Corp ATLO ██% $237M 14.8x 1.2x
Bank Of America Corp /De/ BAC ██% $350.24B 11.5x 1.2x
Bank Of America Corp /De/ BAC-PB ██% $186.97B 6.3x 0.6x
Bank Of America Corp /De/ BAC-PE ██% $147.76B 5.0x 0.5x
Bank Of America Corp /De/ BAC-PK ██% $183.31B 6.2x 0.6x
Bank Of America Corp /De/ BAC-PL ██% $9.15T 308.5x 30.1x
Bank Of America Corp /De/ BAC-PM ██% $167.48B 5.7x 0.6x
Bank Of America Corp /De/ BAC-PN ██% $156.26B 5.3x 0.5x
Bank Of America Corp /De/ BAC-PO ██% $133.91B 4.5x 0.4x
Bank Of America Corp /De/ BAC-PP ██% $126.87B 4.3x 0.4x
Bank Of America Corp /De/ BAC-PQ ██% $131.34B 4.4x 0.4x
Bank Of America Corp /De/ BAC-PS ██% $147.69B 5.0x 0.5x
Bank Of America Corp /De/ BACRP ██% $1.47T 49.5x 4.8x
Banc Of California, Inc. BANC ██% $2.57B 11.2x 0.7x
Banc Of California, Inc. BANC-PF ██% $3.81B 18.3x 1.1x
Bancfirst Corp /Ok/ BANF ██% $3.63B 15.1x 2.0x
Bancfirst Corp /Ok/ BANFP ██% $866M 3.7x 0.5x
California Bancorp \ Ca BCAL ██% $583M 12.5x 1.0x
Bank First Corp BFC ██% $1.53B 21.4x 2.4x
Burke & Herbert Financial Services Corp. BHRB ██% $946M 8.1x 1.1x
Bank Of America Corp /De/ BML-PG ██% $141.09B 4.8x 0.5x
Bank Of America Corp /De/ BML-PH ██% $141.02B 4.8x 0.5x
Bank Of America Corp /De/ BML-PJ ██% $151.35B 5.1x 0.5x
Bank Of America Corp /De/ BML-PL ██% $145.12B 4.9x 0.5x
Bok Financial Corp BOKF ██% $7.62B 13.2x 1.3x
Citigroup Inc C ██% $199.63B 14.0x 0.9x
Camden National Corp CAC ██% $776M 11.9x 1.1x
Carter Bankshares, Inc. CARE ██% $451M 14.4x 1.1x
Pathward Financial, Inc. CASH ██% $2.00B 27.0x 2.3x
Consumers Bancorp Inc /Oh/ CBKM ██% $81M 8.5x 0.9x
Chain Bridge Bancorp Inc CBNA ██% $230M 12.3x 1.4x
Capital Bancorp Inc CBNK ██% $483M 9.7x 1.2x
Community Financial System, Inc. CBU ██% $3.25B 15.8x 1.7x
Cf Bankshares Inc. CFBK ██% $195M 12.0x 1.1x
California First Leasing Corp CFNB ██% $234M 47.0x 1.2x
Cullen/Frost Bankers, Inc. CFR ██% $9.09B 14.0x 2.0x
Cullen/Frost Bankers, Inc. CFR-PB ██% $1.15B 1.8x 0.3x
City Holding Co CHCO ██% $1.71B 13.1x 2.1x
Comerica Inc CMA ██% $11.53B 16.1x 1.3x
Community Bancorp /Vt CMTV ██% $193M 11.8x 1.7x
Capital One Financial Corp COF ██% $115.56B 47.1x 1.0x
Capital One Financial Corp COF-PI ██% $12.58B 8.9x 0.1x
Capital One Financial Corp COF-PJ ██% $11.84B 8.4x 0.1x
Capital One Financial Corp COF-PK ██% $11.46B 8.1x 0.1x
Capital One Financial Corp COF-PL ██% $10.94B 7.7x 0.1x
Capital One Financial Corp COF-PN ██% $10.72B 7.6x 0.1x
Citigroup Inc C-PN ██% $58.27B 4.0x 0.3x
Dime Community Bancshares, Inc. /Ny/ DCOM ██% $1.41B 12.7x 1.0x
Dime Community Bancshares, Inc. /Ny/ DCOMG ██% $1.16B 19.8x 0.8x
Dime Community Bancshares, Inc. /Ny/ DCOMP ██% $836M 14.3x 0.6x
Enb Financial Corp ENBP ██% $140M 7.1x 0.9x
First Commonwealth Financial Corp /Pa/ FCF ██% $1.75B 11.5x 1.1x
Fidelity D & D Bancorp Inc FDBC ██% $251M 9.6x 1.1x
First Financial Bancorp /Oh/ FFBC ██% $2.60B 10.2x 0.9x
First Horizon Corp FHN ██% $11.52B 11.7x 1.3x
First Horizon Corp FHN-PC ██% $12.98B 14.6x 1.5x
First Horizon Corp FHN-PE ██% $12.87B 14.5x 1.4x
First Horizon Corp FHN-PF ██% $9.42B 10.6x 1.1x
Financial Institutions Inc FIISO ██% $2.62B x 4.2x
Financial Institutions Inc FISI ██% $618M 8.3x 1.0x
Farmers & Merchants Bancorp FMCB ██% $830M 9.1x 1.3x
Fnb Corp/Pa/ FNB ██% $5.89B 10.4x 0.9x
First Bancorp, Inc /Me/ FNLC ██% $311M 9.0x 1.1x
First Merchants Corp FRME ██% $2.37B 10.5x 1.0x
First Merchants Corp FRMEP ██% $1.47B 6.3x 0.6x
Firstsun Capital Bancorp FSUN ██% $1.01B 10.3x 0.9x
Fulton Financial Corp FULT ██% $3.63B 9.3x 1.0x
Fulton Financial Corp FULTP ██% $3.48B 9.6x 1.0x
First United Corp/Md/ FUNC ██% $233M 9.5x 1.2x
Guaranty Bancshares Inc /Tx/ GNTY ██% $553M 15.3x 1.7x
Hanmi Financial Corp HAFC ██% $781M 10.3x 1.0x
Huntington Bancshares Inc /Md/ HBAN ██% $32.46B 14.7x 1.3x
Huntington Bancshares Inc /Md/ HBANL ██% $37.75B 17.0x 1.7x
Huntington Bancshares Inc /Md/ HBANM ██% $33.44B 15.1x 1.5x
Huntington Bancshares Inc /Md/ HBANP ██% $26.05B 11.7x 1.2x
Hope Bancorp Inc HOPE ██% $1.40B 22.7x 0.6x
Hawthorn Bancshares, Inc. HWBK ██% $225M 9.5x 1.3x
Jpmorgan Chase & Co JPM ██% $778.47B 13.7x 2.2x
Jpmorgan Chase & Co JPM-PC ██% $71.22B 1.2x 0.2x
Jpmorgan Chase & Co JPM-PD ██% $70.80B 1.2x 0.2x
Jpmorgan Chase & Co JPM-PJ ██% $58.06B 1.0x 0.2x
Jpmorgan Chase & Co JPM-PK ██% $55.54B 1.0x 0.2x
Jpmorgan Chase & Co JPM-PL ██% $56.46B 1.0x 0.2x
Jpmorgan Chase & Co JPM-PM ██% $52.61B 0.9x 0.2x
Keycorp /New/ KEY ██% $21.82B 11.9x 1.1x
Keycorp /New/ KEY-PI ██% $27.84B 25.9x 1.4x
Keycorp /New/ KEY-PJ ██% $24.50B 22.8x 1.2x
Keycorp /New/ KEY-PK ██% $24.50B 22.8x 1.2x
Keycorp /New/ KEY-PL ██% $28.04B 26.1x 1.4x
Landmark Bancorp Inc LARK ██% $158M 9.1x 1.0x
Lcnb Corp LCNB ██% $238M 10.1x 0.9x
Bank Of America Corp /De/ MER-PK ██% $188.29B 6.4x 0.6x
Mizuho Financial Group Inc MFG ██% $99.18B x 0.0x
Meridian Corp MRBK ██% $217M 10.7x 1.2x
Mizuho Financial Group Inc MZHOF ██% $104.20B x 0.0x
National Bank Holdings Corp NBHC ██% $1.78B 16.3x 1.3x
Nbt Bancorp Inc NBTB ██% $2.10B 12.4x 1.1x
Newtekone, Inc. NEWT ██% $348M 5.8x 0.9x
Newtekone, Inc. NEWTG ██% $730M 12.3x 1.9x
Newtekone, Inc. NEWTH ██% $724M 12.2x 1.9x
Newtekone, Inc. NEWTI ██% $734M 12.4x 1.9x
Newtekone, Inc. NEWTZ ██% $721M 12.2x 1.9x
Nicolet Bankshares Inc NIC ██% $3.22B 21.4x 2.6x
National Bankshares Inc NKSH ██% $237M 18.2x 1.3x
Northwest Bancshares, Inc. NWBI ██% $1.79B 14.2x 0.9x
Oceanfirst Financial Corp OCFC ██% $1.03B 14.5x 0.6x
Old National Bancorp /In/ ONB ██% $8.44B 12.6x 1.0x
Old National Bancorp /In/ ONBPO ██% $9.89B 16.3x 1.2x
Old National Bancorp /In/ ONBPP ██% $9.89B 16.3x 1.2x
Optimumbank Holdings, Inc. OPHC ██% $60M 3.6x 0.5x
Peoples Financial Services Corp. PFIS ██% $526M 9.9x 1.0x
Patriot National Bancorp Inc PNBK ██% $154M x 1.6x
Pnc Financial Services Group, Inc. PNC ██% $81.71B 11.8x 1.4x
Pinnacle Financial Partners Inc PNFP ██% $14.29B 22.9x 2.1x
Pinnacle Financial Partners Inc PNFPP ██% $1.94B 3.1x 0.3x
Park National Corp /Oh/ PRK ██% $2.84B 15.8x 2.3x
Regions Financial Corp RF ██% $23.46B 10.9x 1.2x
Regions Financial Corp RF-PC ██% $22.50B 10.4x 1.2x
Regions Financial Corp RF-PE ██% $15.79B 7.3x 0.8x
Regions Financial Corp RF-PF ██% $23.07B 10.7x 1.2x
Simmons First National Corp SFNC ██% $2.75B 14.1x 0.8x
Southern First Bancshares Inc SFST ██% $430M 14.2x 1.2x
Shore Bancshares Inc SHBI ██% $591M 9.9x 1.0x
Smartfinancial Inc. SMBK ██% $647M 14.0x 1.2x
Seneca Bancorp, Inc. SNNF ██% $20M x 0.8x
Synovus Financial Corp SNV ██% $6.95B 8.7x 1.2x
Synovus Financial Corp SNV-PD ██% $3.51B 4.4x 0.6x
Synovus Financial Corp SNV-PE ██% $3.59B 4.5x 0.6x
Stellar Bancorp, Inc. STEL ██% $1.88B 18.3x 1.1x
Bancorp, Inc. TBBK ██% $2.22B 9.7x 3.2x
Truist Financial Corp TFC ██% $58.69B 11.1x 0.9x
Trustmark Corp TRMK ██% $2.43B 10.9x 1.2x
United Security Bancshares UBFO ██% $179M 15.7x 1.3x
United Bancshares Inc/Oh UBOH ██% $124M 10.9x 1.5x
Ubs Group Ag UBS ██% $129.37B x x
Umb Financial Corp UMBF ██% $8.49B 12.1x 1.1x
Umb Financial Corp UMBFO ██% $2.07B 3.4x 0.3x
Us Bancorp \De\ USB ██% $83.34B 11.0x 1.3x
Us Bancorp \De\ USB-PA ██% $1.21T 168.7x 19.1x
Us Bancorp \De\ USB-PH ██% $29.45B 4.1x 0.5x
Us Bancorp \De\ USB-PP ██% $36.73B 5.1x 0.6x
Us Bancorp \De\ USB-PQ ██% $24.37B 3.4x 0.4x
Us Bancorp \De\ USB-PR ██% $25.91B 3.6x 0.4x
Us Bancorp \De\ USB-PS ██% $29.28B 4.1x 0.5x
Virginia National Bankshares Corp VABK ██% $208M 11.6x 1.2x
Valley National Bancorp VLY ██% $6.68B 11.2x 0.9x
Valley National Bancorp VLYPN ██% $14.81B 28.6x 1.9x
Valley National Bancorp VLYPO ██% $14.13B 27.3x 1.8x
Valley National Bancorp VLYPP ██% $14.21B 27.4x 1.9x
Jpmorgan Chase & Co VYLD ██% $79.29B 1.4x 0.2x
Westamerica Bancorporation WABC ██% $1.23B 10.6x 1.3x
Wafd Inc WAFD ██% $2.34B 9.7x 0.8x
Wafd Inc WAFDP ██% $1.30B 5.8x 0.4x
Wilson Bank Holding Co WBHC ██% $6.68B 88.3x 11.5x
Webster Financial Corp WBS ██% $11.04B 11.0x 1.2x
Webster Financial Corp WBS-PF ██% $3.21B 3.5x 0.3x
Webster Financial Corp WBS-PG ██% $3.94B 4.3x 0.4x
Wells Fargo & Company/Mn WFC ██% $237.76B 11.1x 1.3x
Wells Fargo & Company/Mn WFCNP ██% $6.61B 0.3x 0.0x
Wells Fargo & Company/Mn WFC-PA ██% $61.44B 2.9x 0.3x
Wells Fargo & Company/Mn WFC-PC ██% $57.81B 2.8x 0.3x
Wells Fargo & Company/Mn WFC-PD ██% $56.37B 2.7x 0.3x
Wells Fargo & Company/Mn WFC-PL ██% $3.90T 185.1x 21.5x
Wells Fargo & Company/Mn WFC-PY ██% $77.02B 3.7x 0.4x
Wells Fargo & Company/Mn WFC-PZ ██% $62.35B 3.0x 0.3x
Wesbanco Inc WSBC ██% $3.18B 14.3x 0.8x
Wesbanco Inc WSBCP ██% $2.40B 18.0x 0.6x
Wsfs Financial Corp WSFS ██% $3.52B 12.3x 1.3x
Zions Bancorporation, National Association /Ut/ ZION ██% $8.10B 9.0x 1.1x
Zions Bancorporation, National Association /Ut/ ZIONP ██% $2.92B 3.4x 0.4x
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Frequently Asked Questions - First Horizon Corp Stock Forecast

How accurate are First Horizon Corp stock predictions?

Our AI model shows a -1% Spearman correlation coefficient for FHN predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence First Horizon Corp stock price forecasts?

Our analysis considers First Horizon Corp's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is First Horizon Corp a good investment in 2025?

Based on our AI analysis, First Horizon Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are First Horizon Corp forecasts updated?

First Horizon Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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