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FARMERS & MERCHANTS BANCORP INC (FMAO) Stock Forecast 2025 - AI Price Prediction & Analysis


FARMERS & MERCHANTS BANCORP INC (FMAO) AI Stock Price Forecast & Investment Analysis

FARMERS & MERCHANTS BANCORP INC Stock Price Chart and Technical Analysis

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FARMERS & MERCHANTS BANCORP INC (FMAO) - Comprehensive Stock Analysis & Investment Research

Deep dive into FARMERS & MERCHANTS BANCORP INC's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about FARMERS & MERCHANTS BANCORP INC, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For FARMERS & MERCHANTS BANCORP INC: FARMERS & MERCHANTS BANCORP INC operates in the Finance sector, making it an emerging small-cap investment.

FARMERS & MERCHANTS BANCORP INC (Stock Symbol: FMAO) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 120 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing FARMERS & MERCHANTS BANCORP INC's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FARMERS & MERCHANTS BANCORP INC: With $114M in annual revenue and 29.8% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $114 million generating a 29.8% net profit margin .

Market Capitalization: $379 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 9.9% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for FARMERS & MERCHANTS BANCORP INC stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For FARMERS & MERCHANTS BANCORP INC: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for FARMERS & MERCHANTS BANCORP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: FARMERS & MERCHANTS BANCORP INC's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For FARMERS & MERCHANTS BANCORP INC: Strong free cash flow generation demonstrates developing operational efficiency.

FARMERS & MERCHANTS BANCORP INC strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $34 million annually, complemented by impressive 14.4% year-over-year cash flow growth.

FARMERS & MERCHANTS BANCORP INC (FMAO) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for FARMERS & MERCHANTS BANCORP INC stock analysis.

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Deep dive into FARMERS & MERCHANTS BANCORP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if FARMERS & MERCHANTS BANCORP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For FARMERS & MERCHANTS BANCORP INC: With a P/E ratio of 11.88, the market sees the stock as potentially undervalued.

P/E Ratio 11.88x
P/B Ratio 1.05x
Market Cap $379M
Dividend Yield 3.31%
EPS $2.16
Book Value/Share $26.32
Revenue/Share $8.30
FCF/Share $1.55
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently FARMERS & MERCHANTS BANCORP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FARMERS & MERCHANTS BANCORP INC: An ROE of 9.9% indicates room for improvement in shareholder value creation.

ROE 9.9%
ROA 1.1%
Net Margin 29.8%
EBT Margin 37.8%
Tax Rate 20.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess FARMERS & MERCHANTS BANCORP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For FARMERS & MERCHANTS BANCORP INC:

D/E Ratio 0.34x
Financial Leverage 9.38x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal FARMERS & MERCHANTS BANCORP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For FARMERS & MERCHANTS BANCORP INC: Free cash flow of $34M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $36M
Free Cash Flow $34M
Capital Spending $-2M
OCF Growth YoY 14.4%
FCF Growth YoY 18.3%
FCF/Sales 38.4%
CapEx/Sales 2.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively FARMERS & MERCHANTS BANCORP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For FARMERS & MERCHANTS BANCORP INC: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.3x
Understanding Financial Statement Data

What these metrics mean: Key figures from FARMERS & MERCHANTS BANCORP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For FARMERS & MERCHANTS BANCORP INC: With annual revenue of $114M, FARMERS & MERCHANTS BANCORP INC demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $114M
SG&A Expense $48M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 19%
Total Liabilities 89%
Dividend & Shareholder Information
Dividends Per Share $0.88
Payout Ratio 0.4%
Shares Outstanding 14M
Growth Metrics (YoY)
EPS Growth 6.5%

Latest FARMERS & MERCHANTS BANCORP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting FARMERS & MERCHANTS BANCORP INC (FMAO) stock price and investment outlook.

, source: Time

Milio spent a decade farming organic food and flowers in California, where she witnessed the impacts of climate change on small farms firsthand. She currently works to enable farmers to be more ...

, source: Newsweek

Farmers across the country have fallen on hard times in the wake of a number of President Donald Trump's policies, despite being one of his most loyal voting groups. Even in states which voted ...

, source: Time

It’s been a difficult three years for American farmers. Costs of everything from gasoline to feed to equipment have risen, while most crop prices have fallen. Now many farmers say they worry ...

, source: Newsweek

America's farmers are locked in a generational crisis, fending off an array of threats that could jeopardize food supplies and spell financial disaster for those often hailed as the "backbone of the ...

FARMERS & MERCHANTS BANCORP INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of FARMERS & MERCHANTS BANCORP INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $4838M 11.2x 1.7x
BCBP Unlock Forecast - 30 Days FREE Trial $145M 52.1x 0.5x
BCTF Unlock Forecast - 30 Days FREE Trial $44M 26.1x 0.5x
BFIN Unlock Forecast - 30 Days FREE Trial $200M 86.2x 1.2x
BKU Unlock Forecast - 30 Days FREE Trial $3461M 12.9x 1.1x
BVFL Unlock Forecast - 30 Days FREE Trial $182M 17.1x 1.0x
BYFC Unlock Forecast - 30 Days FREE Trial $54M 27.8x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $7M -2.3x 0.2x
CFFN Unlock Forecast - 30 Days FREE Trial $925M 13.6x 0.9x
CFSB Unlock Forecast - 30 Days FREE Trial $93M 230.8x 1.2x
CLBK Unlock Forecast - 30 Days FREE Trial $1793M 120.8x 1.6x
CLST Unlock Forecast - 30 Days FREE Trial $63M 28.4x 0.8x
CPBI Unlock Forecast - 30 Days FREE Trial $69M 18.8x 0.8x
CZWI Unlock Forecast - 30 Days FREE Trial $181M 14.1x 1.0x
EBC Unlock Forecast - 30 Days FREE Trial $4156M 84.0x 1.1x
FCAP Unlock Forecast - 30 Days FREE Trial $219M 14.9x 1.7x
FDSB Unlock Forecast - 30 Days FREE Trial $78M 21.1x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $78M 37.3x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $60M 25.6x 0.3x
FGBIP Unlock Forecast - 30 Days FREE Trial $192M 60.2x 0.9x
FMAO Unlock Forecast - 30 Days FREE Trial $379M 11.9x 1.1x
FNRN Unlock Forecast - 30 Days FREE Trial $213M 10.1x 1.0x
FNWD Unlock Forecast - 30 Days FREE Trial $169M 20.5x 1.0x
FSEA Unlock Forecast - 30 Days FREE Trial $58M -9.9x 0.9x
FSFG Unlock Forecast - 30 Days FREE Trial $230M 23.4x 1.3x
GBNY Unlock Forecast - 30 Days FREE Trial $40M -15.4x 1.1x
HFBL Unlock Forecast - 30 Days FREE Trial $55M 12.1x 1.0x
HTB Unlock Forecast - 30 Days FREE Trial $801M 16.6x 1.3x
IROQ Unlock Forecast - 30 Days FREE Trial $88M 17.3x 1.0x
KFFB Unlock Forecast - 30 Days FREE Trial $38M 104.8x 0.8x
KRNY Unlock Forecast - 30 Days FREE Trial $503M 17.1x 0.7x
MFBI Unlock Forecast - 30 Days FREE Trial $5M x 0.4x
MGNO Unlock Forecast - 30 Days FREE Trial $10M x 0.5x
MGYR Unlock Forecast - 30 Days FREE Trial $111M 11.4x 1.0x
MSVB Unlock Forecast - 30 Days FREE Trial $51M 29.6x 1.5x
NFBK Unlock Forecast - 30 Days FREE Trial $513M 13.0x 0.7x
NRIM Unlock Forecast - 30 Days FREE Trial $611M 9.7x 1.9x
NSTS Unlock Forecast - 30 Days FREE Trial $58M 184.3x 0.7x
OFED Unlock Forecast - 30 Days FREE Trial $101M 32.9x 1.4x
PDLB Unlock Forecast - 30 Days FREE Trial $406M 18.9x 0.8x
PFS Unlock Forecast - 30 Days FREE Trial $2746M 10.7x 1.0x
PROV Unlock Forecast - 30 Days FREE Trial $103M 17.1x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $112M 23.8x 0.7x
SFBC Unlock Forecast - 30 Days FREE Trial $114M 16.7x 1.1x
TCBC Unlock Forecast - 30 Days FREE Trial $94M 2329.5x 1.2x
TFSL Unlock Forecast - 30 Days FREE Trial $3855M 42.4x 2.0x
WNEB Unlock Forecast - 30 Days FREE Trial $269M 20.2x 1.1x
WSBF Unlock Forecast - 30 Days FREE Trial $316M 13.2x 0.9x

Frequently Asked Questions - FARMERS & MERCHANTS BANCORP INC Stock Forecast

How accurate are FARMERS & MERCHANTS BANCORP INC stock predictions?

Our AI model shows a 11% Spearman correlation coefficient for FMAO predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence FARMERS & MERCHANTS BANCORP INC stock price forecasts?

Our analysis considers FARMERS & MERCHANTS BANCORP INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is FARMERS & MERCHANTS BANCORP INC a good investment in 2025?

Based on our AI analysis, FARMERS & MERCHANTS BANCORP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are FARMERS & MERCHANTS BANCORP INC forecasts updated?

FARMERS & MERCHANTS BANCORP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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