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FARMERS & MERCHANTS BANCORP INC (FMAO) Stock Forecast 2025 - AI Price Prediction & Analysis


FARMERS & MERCHANTS BANCORP INC (FMAO) AI Stock Price Forecast & Investment Analysis

FARMERS & MERCHANTS BANCORP INC Stock Price Chart and Technical Analysis

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FARMERS & MERCHANTS BANCORP INC (FMAO) - Comprehensive Stock Analysis & Investment Research

Deep dive into FARMERS & MERCHANTS BANCORP INC's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about FARMERS & MERCHANTS BANCORP INC, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For FARMERS & MERCHANTS BANCORP INC: FARMERS & MERCHANTS BANCORP INC operates in the Finance sector, making it an emerging small-cap investment.

FARMERS & MERCHANTS BANCORP INC (Stock Symbol: FMAO) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 120 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing FARMERS & MERCHANTS BANCORP INC's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FARMERS & MERCHANTS BANCORP INC: With $108M in annual revenue and 29.8% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $108 million generating a 29.8% net profit margin .

Market Capitalization: $325 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 9.9% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for FARMERS & MERCHANTS BANCORP INC stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For FARMERS & MERCHANTS BANCORP INC: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for FARMERS & MERCHANTS BANCORP INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: FARMERS & MERCHANTS BANCORP INC's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For FARMERS & MERCHANTS BANCORP INC: Strong free cash flow generation demonstrates developing operational efficiency.

FARMERS & MERCHANTS BANCORP INC strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $34 million annually, complemented by impressive 14.4% year-over-year cash flow growth.

FARMERS & MERCHANTS BANCORP INC (FMAO) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for FARMERS & MERCHANTS BANCORP INC stock analysis.

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Deep dive into FARMERS & MERCHANTS BANCORP INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if FARMERS & MERCHANTS BANCORP INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For FARMERS & MERCHANTS BANCORP INC: With a P/E ratio of 11.41, the market sees the stock as potentially undervalued.

P/E Ratio 11.41x
P/B Ratio 0.93x
Market Cap $325M
Dividend Yield 3.60%
EPS $2.16
Book Value/Share $25.56
Revenue/Share $7.92
FCF/Share $1.55
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently FARMERS & MERCHANTS BANCORP INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FARMERS & MERCHANTS BANCORP INC: An ROE of 9.9% indicates room for improvement in shareholder value creation.

ROE 9.9%
ROA 1.1%
Net Margin 29.8%
EBT Margin 37.8%
Tax Rate 20.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess FARMERS & MERCHANTS BANCORP INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For FARMERS & MERCHANTS BANCORP INC:

D/E Ratio 0.34x
Financial Leverage 9.38x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal FARMERS & MERCHANTS BANCORP INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For FARMERS & MERCHANTS BANCORP INC: Free cash flow of $34M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $36M
Free Cash Flow $34M
Capital Spending $-2M
OCF Growth YoY 14.4%
FCF Growth YoY 18.3%
FCF/Sales 38.4%
CapEx/Sales 2.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively FARMERS & MERCHANTS BANCORP INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For FARMERS & MERCHANTS BANCORP INC: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.3x
Understanding Financial Statement Data

What these metrics mean: Key figures from FARMERS & MERCHANTS BANCORP INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For FARMERS & MERCHANTS BANCORP INC: With annual revenue of $108M, FARMERS & MERCHANTS BANCORP INC demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $108M
SG&A Expense $48M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 19%
Total Liabilities 89%
Dividend & Shareholder Information
Dividends Per Share $0.88
Payout Ratio 0.4%
Shares Outstanding 14M
Growth Metrics (YoY)
EPS Growth 6.5%

Latest FARMERS & MERCHANTS BANCORP INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting FARMERS & MERCHANTS BANCORP INC (FMAO) stock price and investment outlook.

FARMERS & MERCHANTS BANCORP INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of FARMERS & MERCHANTS BANCORP INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $4449M 10.4x 1.7x
BCBP Unlock Forecast - 30 Days FREE Trial $136M 26.3x 0.4x
BFIN Unlock Forecast - 30 Days FREE Trial $180M 11.5x 1.0x
BKU Unlock Forecast - 30 Days FREE Trial $3032M 11.1x 1.0x
BVFL Unlock Forecast - 30 Days FREE Trial $170M 15.9x 0.9x
BYFC Unlock Forecast - 30 Days FREE Trial $58M 30.3x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $15M -2.3x 0.5x
CFFN Unlock Forecast - 30 Days FREE Trial $803M 14.0x 0.8x
CLBK Unlock Forecast - 30 Days FREE Trial $1569M 262.4x 1.4x
CLST Unlock Forecast - 30 Days FREE Trial $55M 25.3x 0.7x
CZWI Unlock Forecast - 30 Days FREE Trial $159M 12.8x 0.9x
EBC Unlock Forecast - 30 Days FREE Trial $3538M 8.3x 1.0x
FCAP Unlock Forecast - 30 Days FREE Trial $144M 10.9x 1.2x
FDSB Unlock Forecast - 30 Days FREE Trial $74M 28.8x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $79M 37.3x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $100M 25.6x 0.4x
FGBIP Unlock Forecast - 30 Days FREE Trial $229M 60.2x 0.9x
FMAO Unlock Forecast - 30 Days FREE Trial $325M 11.4x 0.9x
FNRN Unlock Forecast - 30 Days FREE Trial $208M 10.0x 1.1x
FNWD Unlock Forecast - 30 Days FREE Trial $144M 27.0x 0.9x
FSEA Unlock Forecast - 30 Days FREE Trial $54M -9.9x 0.9x
FSFG Unlock Forecast - 30 Days FREE Trial $217M 22.0x 1.2x
HFBL Unlock Forecast - 30 Days FREE Trial $44M 11.3x 0.8x
HTB Unlock Forecast - 30 Days FREE Trial $703M x 1.2x
IROQ Unlock Forecast - 30 Days FREE Trial $87M 20.2x 1.1x
KRNY Unlock Forecast - 30 Days FREE Trial $416M 16.4x 0.6x
MFBI Unlock Forecast - 30 Days FREE Trial $6M x 0.5x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0.5x
MSVB Unlock Forecast - 30 Days FREE Trial $48M 29.6x 1.4x
NFBK Unlock Forecast - 30 Days FREE Trial $432M 12.9x 0.6x
NRIM Unlock Forecast - 30 Days FREE Trial $491M 2.8x 1.6x
NSTS Unlock Forecast - 30 Days FREE Trial $59M 184.3x 0.8x
PDLB Unlock Forecast - 30 Days FREE Trial $338M 20.1x 0.7x
PFS Unlock Forecast - 30 Days FREE Trial $2424M 10.7x 0.9x
PROV Unlock Forecast - 30 Days FREE Trial $104M 16.7x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $106M 20.6x 0.7x
SFBC Unlock Forecast - 30 Days FREE Trial $116M 18.5x 1.1x
TCBC Unlock Forecast - 30 Days FREE Trial $86M 2329.5x 1.1x
TFSL Unlock Forecast - 30 Days FREE Trial $3765M 45.9x 2.0x
WNEB Unlock Forecast - 30 Days FREE Trial $234M 19.4x 1.0x
WSBF Unlock Forecast - 30 Days FREE Trial $287M 13.9x 0.8x

Frequently Asked Questions - FARMERS & MERCHANTS BANCORP INC Stock Forecast

How accurate are FARMERS & MERCHANTS BANCORP INC stock predictions?

Our AI model shows a 33% Spearman correlation coefficient for FMAO predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence FARMERS & MERCHANTS BANCORP INC stock price forecasts?

Our analysis considers FARMERS & MERCHANTS BANCORP INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is FARMERS & MERCHANTS BANCORP INC a good investment in 2025?

Based on our AI analysis, FARMERS & MERCHANTS BANCORP INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are FARMERS & MERCHANTS BANCORP INC forecasts updated?

FARMERS & MERCHANTS BANCORP INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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