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GreenSky Inc (GSKY) Stock Forecast 2025 - AI Price Prediction & Analysis


GreenSky Inc (GSKY) AI Stock Price Forecast & Investment Analysis

GreenSky Inc Stock Price Chart and Technical Analysis

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GreenSky Inc (GSKY) - Comprehensive Stock Analysis & Investment Research

Deep dive into GreenSky Inc's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about GreenSky Inc, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For GreenSky Inc: GreenSky Inc operates in the Information sector, making it an emerging small-cap investment.

GreenSky Inc (Stock Symbol: GSKY) is a leading company in the Information sector , specifically operating within the Data Processing, Hosting, and Related Services industry.

The organization employs approximately 1164 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing GreenSky Inc's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For GreenSky Inc: With $518M in annual revenue and 8.1% net margin, the company demonstrates solid profitability.

Annual Revenue: $518 million generating a 8.1% net profit margin .

Market Capitalization: $1779 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 195.7% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for GreenSky Inc stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For GreenSky Inc: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for GreenSky Inc stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: GreenSky Inc's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For GreenSky Inc: Strong free cash flow generation demonstrates solid operational efficiency.

GreenSky Inc strategically competes in the highly dynamic Data Processing, Hosting, and Related Services marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $615 million annually, complemented by impressive -40.2% year-over-year cash flow growth.

The company maintains a healthy 61.6% gross margin, indicating strong pricing power and operational efficiency.

GreenSky Inc (GSKY) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for GreenSky Inc stock analysis.

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Deep dive into GreenSky Inc's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if GreenSky Inc stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For GreenSky Inc: With a P/E ratio of 17.87, the market moderately values the company's earnings.

P/E Ratio 17.87x
P/B Ratio 26.57x
Market Cap $1779M
EPS $0.55
Book Value/Share $0.37
Revenue/Share $2.86
FCF/Share $-2.41
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently GreenSky Inc converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For GreenSky Inc: An ROE of 195.7% demonstrates excellent shareholder value creation.

ROE 195.7%
ROA 3.1%
ROIC 13.6%
Gross Margin 61.6%
Operating Margin 33.4%
Net Margin 8.1%
EBT Margin 25.4%
Tax Rate 10.5%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess GreenSky Inc's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For GreenSky Inc: A current ratio of 14.77 indicates strong liquidity.

Current Ratio 14.77x
Quick Ratio 8.22x
D/E Ratio 9.46x
Financial Leverage 24.23x
Interest Coverage 6.0x
Working Capital $524M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal GreenSky Inc's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For GreenSky Inc: Free cash flow of $615M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $631M
Free Cash Flow $615M
Capital Spending $-16M
OCF Growth YoY -40.2%
FCF Growth YoY -44.8%
FCF/Sales 118.8%
CapEx/Sales 3.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively GreenSky Inc uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For GreenSky Inc: An asset turnover of 0.38x suggests room for improvement in asset utilization.

Asset Turnover 0.38x
Receivables Turnover 25.2x
Fixed Assets Turnover 23.1x
Days Sales Outstanding 14 days
Payables Period 25 days
Understanding Financial Statement Data

What these metrics mean: Key figures from GreenSky Inc's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For GreenSky Inc: With annual revenue of $518M, GreenSky Inc demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $518M
Operating Income $173M
Net Income $42M
SG&A Expense $28M
Cost of Goods Sold $38M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 49%
Cash & Short-term Investments 25%
Total Liabilities 96%
Short-term Debt 18%
Accounts Receivable 2%
Dividend & Shareholder Information
Shares Outstanding 181M

Latest GreenSky Inc Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting GreenSky Inc (GSKY) stock price and investment outlook.

, source: Nasdaq

Shares of GreenSky, Inc. (NASDAQ: GSKY) are plunging today, dropping more than 35% as of 12:30 p.m. EST after the company released its third-quarter earnings and made substantial reductions to ...

, source: Insider Monkey

We can judge whether GreenSky, Inc. (NASDAQ:GSKY) is a good investment right now by following the lead of some of the best investors in the world and piggybacking their ideas. There’s no better way to ...

, source: The Motley Fool

GreenSky, Inc. (GSKY) Q1 2020 Earnings Call May 12, 2020, 8:00 a.m. ET Contents: Prepared Remarks Questions and Answers Call Participants Prepared Remarks: Operator Ladies and gentlemen, thank you, ...

, source: Reuters

A former partner at the McKinsey consulting firm pleaded guilty to insider trading ahead of Goldman Sachs Group Inc's agreement to buy fintech lender GreenSky Inc for $2.24 billion, U.S. prosecutors ...

GreenSky Inc Competitors & Peer Analysis - Information Sector

Comparative analysis of GreenSky Inc against industry peers and competitors in the Information sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - GreenSky Inc Stock Forecast

How accurate are GreenSky Inc stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for GSKY predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence GreenSky Inc stock price forecasts?

Our analysis considers GreenSky Inc's financial metrics, Information sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is GreenSky Inc a good investment in 2025?

Based on our AI analysis, GreenSky Inc shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are GreenSky Inc forecasts updated?

GreenSky Inc stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced GreenSky Inc Analysis?

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