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HORACE MANN EDUCATORS CORP /DE/ (HMN) Stock Forecast 2025 - AI Price Prediction & Analysis


HORACE MANN EDUCATORS CORP /DE/ (HMN) AI Stock Price Forecast & Investment Analysis

HORACE MANN EDUCATORS CORP /DE/ Stock Price Chart and Technical Analysis

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HORACE MANN EDUCATORS CORP /DE/ (HMN) - Comprehensive Stock Analysis & Investment Research

Deep dive into HORACE MANN EDUCATORS CORP /DE/'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about HORACE MANN EDUCATORS CORP /DE/, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For HORACE MANN EDUCATORS CORP /DE/: HORACE MANN EDUCATORS CORP /DE/ operates in the Finance sector, making it an emerging small-cap investment.

HORACE MANN EDUCATORS CORP /DE/ (Stock Symbol: HMN) is a leading company in the Finance sector , specifically operating within the Fire, Marine & Casualty Insurance industry.

The organization employs approximately 2372 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing HORACE MANN EDUCATORS CORP /DE/'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HORACE MANN EDUCATORS CORP /DE/: With $1649M in annual revenue and 6.6% net margin, the company demonstrates solid profitability.

Annual Revenue: $1649 million generating a 6.6% net profit margin .

Market Capitalization: $1962 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 7.3% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for HORACE MANN EDUCATORS CORP /DE/ stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For HORACE MANN EDUCATORS CORP /DE/: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for HORACE MANN EDUCATORS CORP /DE/ stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: HORACE MANN EDUCATORS CORP /DE/'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For HORACE MANN EDUCATORS CORP /DE/: Strong free cash flow generation demonstrates solid operational efficiency.

HORACE MANN EDUCATORS CORP /DE/ strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $158 million annually, complemented by impressive 103.6% year-over-year cash flow growth.

HORACE MANN EDUCATORS CORP /DE/ (HMN) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for HORACE MANN EDUCATORS CORP /DE/ stock analysis.

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Deep dive into HORACE MANN EDUCATORS CORP /DE/'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if HORACE MANN EDUCATORS CORP /DE/ stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For HORACE MANN EDUCATORS CORP /DE/: With a P/E ratio of 14.01, the market sees the stock as potentially undervalued.

P/E Ratio 14.01x
P/B Ratio 1.44x
Market Cap $1962M
Dividend Yield 3.41%
EPS $3.39
Book Value/Share $32.69
Revenue/Share $39.64
FCF/Share $4.48
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently HORACE MANN EDUCATORS CORP /DE/ converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For HORACE MANN EDUCATORS CORP /DE/: An ROE of 7.3% indicates room for improvement in shareholder value creation.

ROE 7.3%
ROA 0.8%
Net Margin 6.6%
EBT Margin 11.3%
Tax Rate 18.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess HORACE MANN EDUCATORS CORP /DE/'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For HORACE MANN EDUCATORS CORP /DE/:

D/E Ratio 0.17x
Financial Leverage 9.39x
Interest Coverage 1.9x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal HORACE MANN EDUCATORS CORP /DE/'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For HORACE MANN EDUCATORS CORP /DE/: Free cash flow of $158M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $158M
Free Cash Flow $158M
OCF Growth YoY 103.6%
FCF Growth YoY 103.6%
FCF/Sales 12.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively HORACE MANN EDUCATORS CORP /DE/ uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For HORACE MANN EDUCATORS CORP /DE/: An asset turnover of 0.09x suggests room for improvement in asset utilization.

Asset Turnover 0.09x
Fixed Assets Turnover 19.1x
Understanding Financial Statement Data

What these metrics mean: Key figures from HORACE MANN EDUCATORS CORP /DE/'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For HORACE MANN EDUCATORS CORP /DE/: With annual revenue of $1649M, HORACE MANN EDUCATORS CORP /DE/ operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1649M
SG&A Expense $14M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 44%
Total Liabilities 89%
Short-term Debt 2%
Accounts Receivable 4%
Dividend & Shareholder Information
Dividends Per Share $1.25
Payout Ratio 44.4%
Shares Outstanding 42M
Growth Metrics (YoY)
EPS Growth 6.2%

Latest HORACE MANN EDUCATORS CORP /DE/ Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting HORACE MANN EDUCATORS CORP /DE/ (HMN) stock price and investment outlook.

📰 We are currently updating our news feed for HORACE MANN EDUCATORS CORP /DE/. Check back soon for the latest market analysis and company updates.

HORACE MANN EDUCATORS CORP /DE/ Competitors & Peer Analysis - Finance Sector

Comparative analysis of HORACE MANN EDUCATORS CORP /DE/ against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACGL Unlock Forecast - 30 Days FREE Trial $35773M 6.8x 1.7x
ACGLN Unlock Forecast - 30 Days FREE Trial $6365M 1.4x 0.3x
ACGLO Unlock Forecast - 30 Days FREE Trial $7694M 1.6x 0.4x
ACIC Unlock Forecast - 30 Days FREE Trial $522M 9.3x 2.0x
AFG Unlock Forecast - 30 Days FREE Trial $11483M 15.0x 2.5x
AFGB Unlock Forecast - 30 Days FREE Trial $1909M 2.5x 0.4x
AFGC Unlock Forecast - 30 Days FREE Trial $1660M 2.2x 0.4x
AFGD Unlock Forecast - 30 Days FREE Trial $1822M 2.4x 0.4x
AFGE Unlock Forecast - 30 Days FREE Trial $1516M 2.0x 0.3x
AIG Unlock Forecast - 30 Days FREE Trial $46361M 14.5x 1.1x
AII Unlock Forecast - 30 Days FREE Trial $298M x 1.0x
ALL Unlock Forecast - 30 Days FREE Trial $54311M 9.3x 2.3x
ALL-PB Unlock Forecast - 30 Days FREE Trial $6991M 1.2x 0.3x
ALL-PH Unlock Forecast - 30 Days FREE Trial $6041M 1.0x 0.3x
ALL-PI Unlock Forecast - 30 Days FREE Trial $5633M 1.0x 0.2x
ALL-PJ Unlock Forecast - 30 Days FREE Trial $7366M 1.3x 0.3x
AMSF Unlock Forecast - 30 Days FREE Trial $868M 17.2x 3.3x
ASIC Unlock Forecast - 30 Days FREE Trial $1007M x 1.8x
AXS Unlock Forecast - 30 Days FREE Trial $7849M 8.8x 1.3x
AXS-PE Unlock Forecast - 30 Days FREE Trial $1717M 1.9x 0.3x
BOW Unlock Forecast - 30 Days FREE Trial $977M 19.8x 2.4x
CB Unlock Forecast - 30 Days FREE Trial $122697M 13.3x 1.8x
CINF Unlock Forecast - 30 Days FREE Trial $24737M 13.6x 1.7x
CNA Unlock Forecast - 30 Days FREE Trial $12901M 14.7x 1.2x
CNFR Unlock Forecast - 30 Days FREE Trial $9M 0.3x 0.3x
CNFRZ Unlock Forecast - 30 Days FREE Trial $259M 8.4x 9.2x
DGICA Unlock Forecast - 30 Days FREE Trial $0M 18.0x 0.0x
DGICB Unlock Forecast - 30 Days FREE Trial $0M 18.3x 0.0x
EG Unlock Forecast - 30 Days FREE Trial $25924M 32.2x 1.7x
EIG Unlock Forecast - 30 Days FREE Trial $1124M 11.4x 1.0x
ESGR Unlock Forecast - 30 Days FREE Trial $5038M 6.1x 0.8x
ESGRO Unlock Forecast - 30 Days FREE Trial $286M 0.4x 0.1x
ESGRP Unlock Forecast - 30 Days FREE Trial $305M 0.4x 0.1x
FIHL Unlock Forecast - 30 Days FREE Trial $1910M x 0.8x
GBLI Unlock Forecast - 30 Days FREE Trial $425M 15.1x 0.6x
GLRE Unlock Forecast - 30 Days FREE Trial $439M 11.6x 0.7x
HCI Unlock Forecast - 30 Days FREE Trial $2429M 16.9x 3.2x
HCIIP Unlock Forecast - 30 Days FREE Trial $136M 0.9x 0.2x
HG Unlock Forecast - 30 Days FREE Trial $2588M 4.4x 1.0x
HIG Unlock Forecast - 30 Days FREE Trial $37298M 11.8x 2.2x
HIPO Unlock Forecast - 30 Days FREE Trial $665M -4.4x 2.1x
HMN Unlock Forecast - 30 Days FREE Trial $1962M 14.0x 1.4x
HRTG Unlock Forecast - 30 Days FREE Trial $683M 6.4x 1.8x
ICCH Unlock Forecast - 30 Days FREE Trial $71M 21.6x 1.0x
JRVR Unlock Forecast - 30 Days FREE Trial $317M -1.6x 0.6x
KFS Unlock Forecast - 30 Days FREE Trial $814M -29.1x 46.7x
KG Unlock Forecast - 30 Days FREE Trial $198M x 1.3x
KINS Unlock Forecast - 30 Days FREE Trial $194M 7.0x 2.0x
KMPB Unlock Forecast - 30 Days FREE Trial $1534M 4.5x 0.5x
KMPR Unlock Forecast - 30 Days FREE Trial $3428M 10.0x 1.2x
KNSL Unlock Forecast - 30 Days FREE Trial $9918M 22.2x 5.8x
L Unlock Forecast - 30 Days FREE Trial $21719M 16.1x 1.2x
LMND Unlock Forecast - 30 Days FREE Trial $3630M -13.8x 6.9x
MCY Unlock Forecast - 30 Days FREE Trial $4313M 11.1x 2.2x
MHLA Unlock Forecast - 30 Days FREE Trial $1515M -44.3x 40.3x
MHLD Unlock Forecast - 30 Days FREE Trial $115M -3.8x 3.1x
MHNC Unlock Forecast - 30 Days FREE Trial $1784M -44.4x 47.5x
MKL Unlock Forecast - 30 Days FREE Trial $24239M 10.4x 1.4x
NODK Unlock Forecast - 30 Days FREE Trial $272M -48.6x 1.2x
OXBR Unlock Forecast - 30 Days FREE Trial $18M -10.3x 3.4x
OXBRW Unlock Forecast - 30 Days FREE Trial $2M x 0.6x
PGR Unlock Forecast - 30 Days FREE Trial $146220M 14.0x 4.5x
PLMR Unlock Forecast - 30 Days FREE Trial $3260M 21.1x 3.9x
PRA Unlock Forecast - 30 Days FREE Trial $1227M 25.2x 1.0x
RLI Unlock Forecast - 30 Days FREE Trial $6129M 19.0x 3.5x
RNR Unlock Forecast - 30 Days FREE Trial $18875M 9.5x 1.8x
RNR-PF Unlock Forecast - 30 Days FREE Trial $1816M 0.9x 0.2x
RNR-PG Unlock Forecast - 30 Days FREE Trial $1318M 0.7x 0.1x
ROOT Unlock Forecast - 30 Days FREE Trial $2466M 28.9x 10.1x
SAFT Unlock Forecast - 30 Days FREE Trial $1107M 13.0x 1.3x
SIGI Unlock Forecast - 30 Days FREE Trial $4780M 12.5x 1.4x
SIGIP Unlock Forecast - 30 Days FREE Trial $1102M 2.9x 0.3x
SKWD Unlock Forecast - 30 Days FREE Trial $1997M 15.1x 2.2x
SLDE Unlock Forecast - 30 Days FREE Trial $1700M x 2.0x
SPNT Unlock Forecast - 30 Days FREE Trial $2240M 19.3x 1.1x
SPNT-PB Unlock Forecast - 30 Days FREE Trial $2996M 25.8x 1.4x
THG Unlock Forecast - 30 Days FREE Trial $6520M 11.7x 2.0x
TIPT Unlock Forecast - 30 Days FREE Trial $1263M 22.5x 2.5x
TRV Unlock Forecast - 30 Days FREE Trial $64185M 12.2x 2.2x
UFCS Unlock Forecast - 30 Days FREE Trial $821M 8.9x 1.0x
UVE Unlock Forecast - 30 Days FREE Trial $713M 10.7x 1.6x
WRB Unlock Forecast - 30 Days FREE Trial $29552M 16.8x 3.2x
WRB-PE Unlock Forecast - 30 Days FREE Trial $9617M 5.5x 1.0x
WTM Unlock Forecast - 30 Days FREE Trial $5213M 25.4x 1.1x

Frequently Asked Questions - HORACE MANN EDUCATORS CORP /DE/ Stock Forecast

How accurate are HORACE MANN EDUCATORS CORP /DE/ stock predictions?

Our AI model demonstrates 41% historical accuracy for HMN predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence HORACE MANN EDUCATORS CORP /DE/ stock price forecasts?

Our analysis considers HORACE MANN EDUCATORS CORP /DE/'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is HORACE MANN EDUCATORS CORP /DE/ a good investment in 2025?

Based on our AI analysis, HORACE MANN EDUCATORS CORP /DE/ shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are HORACE MANN EDUCATORS CORP /DE/ forecasts updated?

HORACE MANN EDUCATORS CORP /DE/ stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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