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Luther Burbank Corp (LBC) Stock Forecast 2025 - AI Price Prediction & Analysis


Luther Burbank Corp (LBC) AI Stock Price Forecast & Investment Analysis

Luther Burbank Corp Stock Price Chart and Technical Analysis

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Luther Burbank Corp (LBC) - Comprehensive Stock Analysis & Investment Research

Deep dive into Luther Burbank Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Luther Burbank Corp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Luther Burbank Corp: Luther Burbank Corp operates in the Finance and Insurance sector, making it an emerging small-cap investment.

Luther Burbank Corp (Stock Symbol: LBC) is a leading company in the Finance and Insurance sector , specifically operating within the Savings Institutions industry.

The organization employs approximately 309 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Luther Burbank Corp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Luther Burbank Corp: With $178M in annual revenue and 51.7% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $178 million generating a 51.7% net profit margin .

Market Capitalization: $464 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 14.3% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Luther Burbank Corp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Luther Burbank Corp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Luther Burbank Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Luther Burbank Corp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Luther Burbank Corp: Strong free cash flow generation demonstrates solid operational efficiency.

Luther Burbank Corp strategically competes in the highly dynamic Savings Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $116 million annually, complemented by impressive -13.3% year-over-year cash flow growth.

Luther Burbank Corp (LBC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Luther Burbank Corp stock analysis.

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Deep dive into Luther Burbank Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Luther Burbank Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Luther Burbank Corp: With a P/E ratio of 14.01, the market sees the stock as potentially undervalued.

P/E Ratio 14.01x
P/B Ratio 0.67x
Market Cap $464M
Dividend Yield 0.01%
EPS $0.71
Book Value/Share $13.62
Revenue/Share $3.42
FCF/Share $1.31
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Luther Burbank Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Luther Burbank Corp: An ROE of 14.3% shows good shareholder value creation.

ROE 14.3%
ROA 1.3%
Net Margin 51.7%
EBT Margin 72.8%
Tax Rate 29.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Luther Burbank Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Luther Burbank Corp:

D/E Ratio 1.36x
Financial Leverage 10.87x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Luther Burbank Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Luther Burbank Corp: Free cash flow of $116M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $116M
Free Cash Flow $116M
OCF Growth YoY -13.3%
FCF Growth YoY -12.6%
FCF/Sales 64.9%
CapEx/Sales 0.2%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Luther Burbank Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Luther Burbank Corp: An asset turnover of 0.02x suggests room for improvement in asset utilization.

Asset Turnover 0.02x
Fixed Assets Turnover 10.7x
Understanding Financial Statement Data

What these metrics mean: Key figures from Luther Burbank Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Luther Burbank Corp: With annual revenue of $178M, Luther Burbank Corp demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $178M
Net Income $35M
SG&A Expense $26M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 11%
Total Liabilities 91%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.12
Payout Ratio 0.2%
Shares Outstanding 51M
Growth Metrics (YoY)
EPS Growth 7.8%

Latest Luther Burbank Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Luther Burbank Corp (LBC) stock price and investment outlook.

, source: Santa Rosa Press Democrat

The Santa Rosa-based financial institution, which is being acquired by a Seattle bank, noted that higher interest rates squeezed its margins. Net interest income: $39.27 million in Q4 2022 $45.47 ...

, source: Insider Monkey

In this article we will analyze whether Luther Burbank Corporation (NASDAQ:LBC) is a good investment right now by following the lead of some of the best investors in the world and piggybacking their ...

, source: Yahoo

SANTA ROSA, Calif. (AP) _ Luther Burbank Corp (LBC) on Tuesday reported fourth-quarter profit of $8.7 million. The Santa Rosa, California-based bank said it had earnings of 17 cents per share.

, source: Santa Rosa Press Democrat

The parent company of Luther Burbank Savings, set to be acquired this summer by a Seattle-based bank, on Tuesday reported an over 41% drop in fourth-quarter earnings over the same quarter last year.

, source: WTOP News

SANTA ROSA, Calif. (AP) — SANTA ROSA, Calif. (AP) — Luther Burbank Corp (LBC) on Tuesday reported net income of $6.9 million in its second quarter. The Santa Rosa, California-based bank said it had ...

, source: Yahoo

SANTA ROSA, Calif. (AP) _ Luther Burbank Corp (LBC) on Tuesday reported third-quarter net income of $14.3 million. The bank, based in Santa Rosa, California, said it had earnings of 27 cents per share ...

Luther Burbank Corp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Luther Burbank Corp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Luther Burbank Corp Stock Forecast

How accurate are Luther Burbank Corp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for LBC predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Luther Burbank Corp stock price forecasts?

Our analysis considers Luther Burbank Corp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Luther Burbank Corp a good investment in 2025?

Based on our AI analysis, Luther Burbank Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Luther Burbank Corp forecasts updated?

Luther Burbank Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Luther Burbank Corp Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for Luther Burbank Corp stock.

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