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Lemonade, Inc. (LMND) AI Forecast

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Lemonade, Inc. (LMND) Stock Forecast 2025


Lemonade, Inc. (LMND) AI Stock Price Forecast & Investment Analysis

Lemonade, Inc. Stock Price Chart and Technical Analysis

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Lemonade, Inc. (LMND) - Comprehensive Stock Analysis & Investment Research

Deep dive into Lemonade, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Analysis updated on March 10, 2026, 11:21 a.m. (UTC)

Lemonade, Inc. Investment Summary

When evaluating whether Lemonade, Inc. (LMND) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.

Company Profile

Lemonade, Inc. (LMND) operates within the Finance sector, specifically in the Fire, Marine & Casualty Insurance industry. The company employs approximately 1,415 people. With a market capitalization of $4 billion, the company is a mid-cap stock that typically offers a balance between growth potential and established business operations.

Financial Performance Analysis

Our comprehensive financial analysis covers Lemonade, Inc.'s revenue, profitability metrics, balance sheet strength, and cash flow generation...

AI Price Predictions

Get AI-powered 7-day, 30-day and 90-day price forecasts for Lemonade, Inc. along with confidence scores and detailed analysis...

Investment Considerations

Expert analysis of whether Lemonade, Inc. is suitable for your investment objectives, risk tolerance, and time horizon...

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Corporate Identity

Lemonade, Inc. (Stock Symbol: LMND) is a prominent company operating within the Finance sector, with a specific focus on the Fire, Marine & Casualty Insurance industry. The company's shares are publicly traded on the NYSE exchange.

Leadership & Workforce

Detailed information about Lemonade, Inc.'s leadership team, workforce size, and organizational structure...

Market Classification

Market capitalization analysis and stock classification (mega-cap, large-cap, mid-cap, small-cap) for Lemonade, Inc....

Sector & Industry Analysis

In-depth sector dynamics and industry context for Lemonade, Inc....

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Revenue & Growth Analysis

Lemonade, Inc. generates annual revenues of $737 million , representing an emerging company in its growth phase.

Profitability Metrics

Net profit margin, gross margin, and operating margin analysis for Lemonade, Inc....

Market Valuation

P/E ratio, price-to-book, and valuation multiples for Lemonade, Inc....

Return Metrics

Return on equity (ROE), return on assets (ROA), and capital efficiency for Lemonade, Inc....

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Strategic Market Position

Lemonade, Inc. strategically competes in the highly dynamic Fire, Marine & Casualty Insurance marketplace. As a mid-cap company, it occupies an attractive position balancing growth potential with established operations. Mid-caps often represent the 'sweet spot' for investors seeking companies that have proven their business models but still have meaningful runway for expansion. These companies are large enough to have competitive advantages but nimble enough to adapt quickly to market changes.

Industry Competitive Landscape

Lemonade, Inc. competes within the Finance sector, navigating the competitive dynamics and market forces specific to this industry. The company's competitive position depends on its ability to differentiate through product quality, cost efficiency, customer relationships, or other strategic advantages relevant to its specific market segment.

Operational Efficiency

The company currently shows negative free cash flow of $-154 million . Negative free cash flow may reflect heavy investment in growth, working capital needs, or operational challenges. This is common for high-growth companies investing aggressively but warrants attention for mature businesses.

Asset Utilization Efficiency

Asset turnover ratio of 0.10x indicates lower asset turnover that may reflect the industry's capital-intensive nature or potentially underutilized assets. Companies with low turnover typically depend on strong margins to generate adequate returns on capital.

Financial Strength & Leverage

Lemonade, Inc. (LMND) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Lemonade, Inc. stock analysis.

Deep dive into Lemonade, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Lemonade, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Lemonade, Inc.: With a P/E ratio of -13.82, the market sees the stock as potentially undervalued.

P/E Ratio -13.82x
P/B Ratio 7.84x
Market Cap $4.18B
EPS $-2.82
Book Value/Share $7.03
Revenue/Share $9.72
FCF/Share $-1.63
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Lemonade, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Lemonade, Inc.: An ROE of -26.0% indicates room for improvement in shareholder value creation.

ROE -26.0%
ROA -18.0%
Net Margin -43.5%
EBT Margin -173.0%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Lemonade, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Lemonade, Inc.:

D/E Ratio 0.03x
Financial Leverage 1.64x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Lemonade, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Lemonade, Inc.: Free cash flow of $-154M indicates cash challenges that need attention.

Operating Cash Flow -$144M
Free Cash Flow -$154M
Capital Spending -$10M
FCF/Sales -103.2%
CapEx/Sales 6.8%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Lemonade, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Lemonade, Inc.: An asset turnover of 0.10x suggests room for improvement in asset utilization.

Asset Turnover 0.10x
Fixed Assets Turnover 15.0x
Understanding Financial Statement Data

What these metrics mean: Key figures from Lemonade, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Lemonade, Inc.: With annual revenue of $737M, Lemonade, Inc. demonstrates solid business size.

Income Statement
Total Revenue $737M
R&D Expense $85M
SG&A Expense $200M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 68%
Total Liabilities 39%
Accounts Receivable 17%
Dividend & Shareholder Information
Shares Outstanding 76M
Growth Metrics (YoY)
EPS Growth -8.3%

Latest Lemonade, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Lemonade, Inc. (LMND) stock price and investment outlook.

📰 We are currently updating our news feed for Lemonade, Inc.. Check back soon for the latest market analysis and company updates.

Lemonade, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Lemonade, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
Arch Capital Group Ltd. ACGL ██% $34.33B 7.8x 1.4x
Arch Capital Group Ltd. ACGLN ██% $6.74B 2.1x 0.3x
Arch Capital Group Ltd. ACGLO ██% $8.02B 2.5x 0.3x
American Coastal Insurance Corp ACIC ██% $567M 6.7x 1.7x
American Financial Group Inc AFG ██% $10.78B 12.8x 2.2x
American Financial Group Inc AFGB ██% $1.84B 2.3x 0.4x
American Financial Group Inc AFGC ██% $1.61B 2.0x 0.3x
American Financial Group Inc AFGD ██% $1.78B 2.2x 0.4x
American Financial Group Inc AFGE ██% $1.45B 1.8x 0.3x
Aspen Insurance Holdings Ltd AHL ██% $3.44B x 1.0x
Aspen Insurance Holdings Ltd AHL-PD ██% $1.21B x 0.4x
Aspen Insurance Holdings Ltd AHL-PE ██% $1.21B x 0.4x
Aspen Insurance Holdings Ltd AHL-PF ██% $1.49B x 0.4x
American International Group, Inc. AIG ██% $41.78B 13.5x 1.0x
American Integrity Insurance Group, Inc. AII ██% $382M 3.8x 1.1x
Allstate Corp ALL ██% $54.00B 5.3x 1.8x
Allstate Corp ALL-PB ██% $6.86B 0.8x 0.3x
Allstate Corp ALL-PH ██% $5.73B 0.7x 0.2x
Allstate Corp ALL-PI ██% $5.27B 0.6x 0.2x
Allstate Corp ALL-PJ ██% $6.94B 0.8x 0.3x
Amerisafe Inc AMSF ██% $631M 13.4x 2.5x
Ategrity Specialty Insurance Co Holdings ASIC ██% $973M 20.3x 1.6x
Axis Capital Holdings Ltd AXS ██% $7.64B 7.6x 1.2x
Axis Capital Holdings Ltd AXS-PE ██% $1.58B 1.6x 0.3x
Bowhead Specialty Holdings Inc. BOW ██% $803M 15.3x 1.9x
Berkshire Hathaway Inc BRK-B ██% $1.07T 16.0x 4.3x
Chubb Ltd CB ██% $126.87B 12.3x 1.7x
Cincinnati Financial Corp CINF ██% $25.49B 10.7x 1.6x
Cna Financial Corp CNA ██% $12.87B 10.1x 1.1x
Presurance Holdings, Inc. CNFR ██% $14M 0.6x 0.5x
Presurance Holdings, Inc. CNFRZ ██% $269M 7.9x 9.5x
Everest Group, Ltd. EG ██% $13.25B 8.3x 0.9x
Employers Holdings, Inc. EIG ██% $808M 74.8x 0.8x
Fidelis Insurance Holdings Ltd FIHL ██% $1.81B 8.0x 0.8x
Fairfax Financial Holdings Ltd/ Can FRFHF ██% $37.83B x x
Global Indemnity Group, Llc GBLI ██% $415M 14.9x 0.6x
Greenlight Capital Re, Ltd. GLRE ██% $481M 6.4x 0.7x
Hci Group, Inc. HCI ██% $2.13B 7.1x 2.0x
Hci Group, Inc. HCIIP ██% $131M 0.6x 0.2x
Hamilton Insurance Group, Ltd. HG ██% $2.79B 3.3x 1.0x
Hartford Insurance Group, Inc. HIG ██% $38.96B 10.2x 2.1x
Hippo Holdings Inc. HIPO ██% $675M 11.7x 1.6x
Horace Mann Educators Corp /De/ HMN ██% $1.74B 10.7x 1.2x
Heritage Insurance Holdings, Inc. HRTG ██% $862M 5.8x 2.0x
James River Group Holdings, Inc. JRVR ██% $293M 6.2x 0.5x
Kingsway Financial Services Inc KFS ██% $321M -29.1x 19.3x
Kestrel Group Ltd KG ██% $110M x 0.8x
Kingstone Companies, Inc. KINS ██% $220M 7.0x 2.1x
Kemper Corp KMPB ██% $1.43B 5.7x 0.5x
Kemper Corp KMPR ██% $1.36B 9.5x 0.5x
Kinsale Capital Group, Inc. KNSL ██% $8.39B 16.7x 4.3x
Loews Corp L ██% $22.80B 13.7x 1.2x
Lemonade, Inc. LMND ██% $4.18B -13.8x 7.8x
Mercury General Corp MCY ██% $5.07B 9.4x 2.2x
Maiden Holdings, Ltd. MHLA ██% $1.06B -44.3x 28.3x
Maiden Holdings, Ltd. MHNC ██% $1.55B -44.4x 41.1x
Markel Group Inc. MKL ██% $25.00B 11.9x 1.3x
Ni Holdings, Inc. NODK ██% $269M 106.0x 1.1x
Oxbridge Re Holdings Ltd OXBR ██% $7M -10.3x 1.3x
Progressive Corp/Oh/ PGR ██% $123.73B 10.9x 4.1x
Palomar Holdings, Inc. PLMR ██% $3.38B 17.1x 3.6x
Proassurance Corp PRA ██% $1.26B 24.8x 0.9x
Rli Corp RLI ██% $5.67B 14.1x 3.2x
Renaissancere Holdings Ltd RNR ██% $13.26B 4.9x 1.1x
Renaissancere Holdings Ltd RNR-PF ██% $1.05B 0.6x 0.1x
Renaissancere Holdings Ltd RNR-PG ██% $751M 0.4x 0.1x
Root, Inc. ROOT ██% $739M 18.3x 2.6x
Safety Insurance Group Inc SAFT ██% $1.10B 11.1x 1.2x
Selective Insurance Group Inc SIGI ██% $5.03B 10.8x 1.4x
Selective Insurance Group Inc SIGIP ██% $1.05B 2.6x 0.3x
Skyward Specialty Insurance Group, Inc. SKWD ██% $1.97B 11.6x 2.0x
Slide Insurance Holdings, Inc. SLDE ██% $2.29B 8.1x 2.1x
Siriuspoint Ltd SPNT ██% $2.45B 5.3x 1.0x
Siriuspoint Ltd SPNT-PB ██% $2.96B 15.0x 1.3x
Hanover Insurance Group, Inc. THG ██% $6.36B 9.6x 1.8x
Tiptree Inc. TIPT ██% $643M 12.7x 1.3x
Travelers Companies, Inc. TRV ██% $66.62B 10.6x 2.0x
United Fire Group Inc UFCS ██% $964M 8.2x 1.0x
Universal Insurance Holdings, Inc. UVE ██% $1.01B 5.5x 1.8x
Berkley W R Corp WRB ██% $26.37B 14.8x 2.7x
Berkley W R Corp WRB-PE ██% $8.67B 4.6x 0.9x
White Mountains Insurance Group Ltd WTM ██% $5.37B 4.9x 1.0x
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Frequently Asked Questions - Lemonade, Inc. Stock Forecast

How accurate are Lemonade, Inc. stock predictions?

Our AI model shows a 26% Spearman correlation coefficient for LMND predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Lemonade, Inc. stock price forecasts?

Our analysis considers Lemonade, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Lemonade, Inc. a good investment in 2025?

Based on our AI analysis, Lemonade, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Lemonade, Inc. forecasts updated?

Lemonade, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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