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Open Lending Corp (LPRO) Stock Forecast 2025 - AI Price Prediction & Analysis


Open Lending Corp (LPRO) AI Stock Price Forecast & Investment Analysis

Open Lending Corp Stock Price Chart and Technical Analysis

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Open Lending Corp (LPRO) - Comprehensive Stock Analysis & Investment Research

Deep dive into Open Lending Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Open Lending Corp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Open Lending Corp: Open Lending Corp operates in the Finance sector, making it an emerging small-cap investment.

Open Lending Corp (Stock Symbol: LPRO) is a leading company in the Finance sector , specifically operating within the Personal Credit Institutions industry.

The organization employs approximately 168 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Open Lending Corp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Open Lending Corp: With $16M in annual revenue and 10.8% net margin, the company demonstrates solid profitability.

Annual Revenue: $16 million generating a 10.8% net profit margin .

Market Capitalization: $255 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 139.9% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Open Lending Corp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Open Lending Corp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Open Lending Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Open Lending Corp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Open Lending Corp: Strong free cash flow generation demonstrates solid operational efficiency.

Open Lending Corp strategically competes in the highly dynamic Personal Credit Institutions marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $106 million annually, complemented by impressive -41.0% year-over-year cash flow growth.

The company maintains a healthy 65.9% gross margin, indicating strong pricing power and operational efficiency.

Open Lending Corp (LPRO) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Open Lending Corp stock analysis.

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Deep dive into Open Lending Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Open Lending Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Open Lending Corp: With a P/E ratio of 106.10, the market highly values future growth prospects.

P/E Ratio 106.10x
P/B Ratio 3.23x
Market Cap $255M
EPS $-1.19
Book Value/Share $0.66
Revenue/Share $0.14
FCF/Share $0.22
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Open Lending Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Open Lending Corp: An ROE of 139.9% demonstrates excellent shareholder value creation.

ROE 139.9%
ROA 46.7%
ROIC 57.6%
Gross Margin 65.9%
Operating Margin 6.6%
Net Margin 10.8%
EBT Margin 92.6%
Tax Rate 23.8%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Open Lending Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Open Lending Corp: A current ratio of 17.78 indicates strong liquidity.

Current Ratio 17.78x
Quick Ratio 17.39x
D/E Ratio 0.80x
Financial Leverage 1.86x
Interest Coverage 61.9x
Working Capital $146M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Open Lending Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Open Lending Corp: Free cash flow of $106M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $108M
Free Cash Flow $106M
Capital Spending $-2M
OCF Growth YoY -41.0%
FCF Growth YoY -43.7%
FCF/Sales 47.9%
CapEx/Sales 1.0%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Open Lending Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Open Lending Corp: An asset turnover of 0.66x suggests room for improvement in asset utilization.

Asset Turnover 0.66x
Receivables Turnover 29.8x
Fixed Assets Turnover 29.5x
Days Sales Outstanding 12 days
Payables Period 29 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Open Lending Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Open Lending Corp: With annual revenue of $16M, Open Lending Corp represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $16M
R&D Expense $5M
SG&A Expense $19M
Cost of Goods Sold $23M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 64%
Cash & Short-term Investments 43%
Total Liabilities 47%
Short-term Debt 1%
Accounts Receivable 20%
Dividend & Shareholder Information
Shares Outstanding 120M
Growth Metrics (YoY)
EPS Growth 0.7%

Latest Open Lending Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Open Lending Corp (LPRO) stock price and investment outlook.

Open Lending Corp Competitors & Peer Analysis - Finance Sector

Comparative analysis of Open Lending Corp against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - Open Lending Corp Stock Forecast

How accurate are Open Lending Corp stock predictions?

Our AI model demonstrates 75% historical accuracy for LPRO predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Open Lending Corp stock price forecasts?

Our analysis considers Open Lending Corp's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Open Lending Corp a good investment in 2025?

Based on our AI analysis, Open Lending Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Open Lending Corp forecasts updated?

Open Lending Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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