Nmi Holdings, Inc. (NMIH) Stock Forecast Oct. 14, 2026
Analysis updated on Oct. 14, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Nmi Holdings, Inc. (NMIH) stock forecast summary
Our AI ranks Nmi Holdings, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Nmi Holdings, Inc. is a mid-cap company with a market capitalization of $2.98B. It ranks number 5 by market capitalization among the 6 Surety Insurance issuers in our coverage with a current forecast.
A per-ticker accuracy statistic for NMIH is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.2%, buy ≥ +0.5%, sell < -0.6%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-14 signals)
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How NMIH ranks among 4004 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Nmi Holdings, Inc. (NMIH) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Surety Insurance peers listed below that report each metric.
Valuation & Market
| Metric | NMIH | Rank |
|---|---|---|
| Market Cap | $2.98B | 5/6 |
| P/E Ratio | 7.53x | 5/5 |
| P/B Ratio | 1.10x | 2/5 |
| EPS | $5.09 | – |
| Book Value/Share | $35.96 | – |
| Revenue/Share | $9.72 | – |
| FCF/Share | $5.87 | – |
Profitability & Margins
| Metric | NMIH | Rank |
|---|---|---|
| ROE | 14.6% | 2/5 |
| ROA | 9.9% | 1/6 |
| Net Margin | 54.1% | 1/6 |
| EBT Margin | 69.3% | 1/6 |
| Tax Rate | 22.0% | – |
Financial Health
| Metric | NMIH | Rank |
|---|---|---|
| D/E Ratio | 0.48x | 4/5 |
| Financial Leverage | 1.48x | 4/5 |
Cash Flow
| Metric | NMIH | Rank |
|---|---|---|
| Operating Cash Flow | $449M | 4/6 |
| Free Cash Flow | $442M | – |
| Capital Spending | -$7M | – |
| OCF Growth YoY | 13.9% | – |
| FCF Growth YoY | 14.0% | – |
| FCF/Sales | 60.4% | – |
| CapEx/Sales | 0.9% | – |
Operational Efficiency
| Metric | NMIH | Rank |
|---|---|---|
| Asset Turnover | 0.18x | 2/6 |
| Fixed Assets Turnover | 35.2x | – |
Income Statement
| Metric | NMIH | Rank |
|---|---|---|
| Total Revenue | $730M | 5/6 |
| Net Income | $395M | 4/6 |
Dividend & Shareholder Information
| Metric | NMIH | Rank |
|---|---|---|
| Shares Outstanding | 75M | – |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $72M | 1.8% of assets |
| Total Liabilities | $1.29B | 32.3% of assets |
NMIH quarterly financials and insider trading
Nmi Holdings, Inc. (NMIH) industry peers
Companies classified under the same SEC industry code as Nmi Holdings, Inc. (Surety Insurance): 6 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
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Nmi Holdings, Inc. (NMIH) stock news
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Nmi Holdings, Inc. (NMIH) stock forecast FAQ
What is the Nmi Holdings, Inc. (NMIH) stock forecast?
Our AI ranks Nmi Holdings, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Nmi Holdings, Inc. stock predictions?
A per-ticker accuracy statistic for NMIH is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Nmi Holdings, Inc. forecasts updated?
Nmi Holdings, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 14, 2026.
Which companies are Nmi Holdings, Inc.'s industry peers?
6 issuers in our coverage, NMIH included, share the SEC industry code Surety Insurance. The largest are: Old Republic International Corp (ORI), Essent Group Ltd. (ESNT), Radian Group Inc (RDN), Assured Guaranty Ltd (AGO), Mbia Inc (MBI).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.