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Pacwest Bancorp (PACW) Stock Forecast 2025 - AI Price Prediction & Analysis


Pacwest Bancorp (PACW) AI Stock Price Forecast & Investment Analysis

Pacwest Bancorp Stock Price Chart and Technical Analysis

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Pacwest Bancorp (PACW) - Comprehensive Stock Analysis & Investment Research

Deep dive into Pacwest Bancorp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Pacwest Bancorp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Pacwest Bancorp: Pacwest Bancorp operates in the Finance and Insurance sector, making it an emerging small-cap investment.

Pacwest Bancorp (Stock Symbol: PACW) is a leading company in the Finance and Insurance sector , specifically operating within the Commercial Banking industry.

The organization employs approximately 14 professionals worldwide and operates under the strategic leadership of CEO Matthew Wagner.

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Pacwest Bancorp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Pacwest Bancorp: With $1909M in annual revenue and 8.3% net margin, the company demonstrates solid profitability.

Annual Revenue: $1909 million generating a 8.3% net profit margin .

Market Capitalization: $664 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 15.5% - Excellent shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Pacwest Bancorp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Pacwest Bancorp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Pacwest Bancorp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Pacwest Bancorp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Pacwest Bancorp: Strong free cash flow generation demonstrates solid operational efficiency.

Pacwest Bancorp strategically competes in the highly dynamic Commercial Banking marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $441 million annually, complemented by impressive -17.0% year-over-year cash flow growth.

Pacwest Bancorp (PACW) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Pacwest Bancorp stock analysis.

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Deep dive into Pacwest Bancorp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Pacwest Bancorp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Pacwest Bancorp: With a P/E ratio of -0.77, the market sees the stock as potentially undervalued.

P/E Ratio -0.77x
P/B Ratio 0.28x
Market Cap $664M
Dividend Yield 0.11%
EPS $-11.93
Book Value/Share $29.58
Revenue/Share $0.41
FCF/Share $3.65
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Pacwest Bancorp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Pacwest Bancorp: An ROE of 15.5% demonstrates excellent shareholder value creation.

ROE 15.5%
ROA 1.6%
Net Margin 8.3%
EBT Margin 61.3%
Tax Rate 26.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Pacwest Bancorp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Pacwest Bancorp:

D/E Ratio 0.31x
Financial Leverage 10.75x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Pacwest Bancorp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Pacwest Bancorp: Free cash flow of $441M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $490M
Free Cash Flow $441M
Capital Spending $-49M
OCF Growth YoY -17.0%
FCF Growth YoY -17.2%
FCF/Sales 34.7%
CapEx/Sales 3.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Pacwest Bancorp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Pacwest Bancorp: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 2.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from Pacwest Bancorp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Pacwest Bancorp: With annual revenue of $1909M, Pacwest Bancorp operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1909M
Net Income $157M
SG&A Expense $34M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 31%
Total Liabilities 91%
Short-term Debt 2%
Accounts Receivable 1%
Dividend & Shareholder Information
Dividends Per Share $0.86
Payout Ratio -0.1%
Shares Outstanding 81M
Growth Metrics (YoY)
EPS Growth -146.6%

Latest Pacwest Bancorp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Pacwest Bancorp (PACW) stock price and investment outlook.

, source: The Motley Fool

PacWest fell along with most banks last month, as the KBW Regional Banking index dropped 8.2% in August. PacWest is preparing to merge with Banc of California, potentially by the end of 2023. PacWest, ...

, source: The Motley Fool

A report from Fitch on bank ratings and a speech by the FDIC chair spooked bank investors. PacWest is in the process of merging with another California bank. It has been a brutal year for PacWest and ...

, source: Seeking Alpha

Jared Wolff - President, CEO & Chairman, Banc of California, Inc. Hello, and welcome to the conference call to discuss Banc of California and PacWest Merger and Second Quarter Earnings. [Operator ...

, source: Seeking Alpha

PacWest Bancorp (NASDAQ:PACW) declares $0.01/share quarterly dividend, in line with previous. Forward yield 0.56% Payable Nov. 27; for shareholders of record Nov. 13; ex-div Nov. 9. See PACW Dividend ...

, source: Nasdaq

Regional bank PacWest Bancorp (NASDAQ: PACW) reported its second-quarter results Tuesday after the bell, with adjusted profits coming in 10% ahead of expectations at $0.22 per share. That wasn't, ...

, source: Nasdaq

PacWest Bancorp (NASDAQ: PACW) saw its stock price drop 10.3% this week as of Friday at 11:45 p.m. ET, according to data provided by S&P Global Market Intelligence. The stock had been down as much as ...

Pacwest Bancorp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Pacwest Bancorp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Pacwest Bancorp Stock Forecast

How accurate are Pacwest Bancorp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for PACW predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Pacwest Bancorp stock price forecasts?

Our analysis considers Pacwest Bancorp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Pacwest Bancorp a good investment in 2025?

Based on our AI analysis, Pacwest Bancorp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Pacwest Bancorp forecasts updated?

Pacwest Bancorp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Pacwest Bancorp Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for Pacwest Bancorp stock.

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