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Paya Holdings Inc (PAYA) Stock Forecast 2025 - AI Price Prediction & Analysis


Paya Holdings Inc (PAYA) AI Stock Price Forecast & Investment Analysis

Paya Holdings Inc Stock Price Chart and Technical Analysis

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Paya Holdings Inc (PAYA) - Comprehensive Stock Analysis & Investment Research

Deep dive into Paya Holdings Inc's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Paya Holdings Inc, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Paya Holdings Inc: Paya Holdings Inc operates in the Information sector, making it an emerging small-cap investment.

Paya Holdings Inc (Stock Symbol: PAYA) is a leading company in the Information sector , specifically operating within the Data Processing, Hosting, and Related Services industry.

The organization employs approximately 300 professionals worldwide and operates under the strategic leadership of CEO Jeffrey I. Hack.

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Paya Holdings Inc's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Paya Holdings Inc: With $260M in annual revenue and 0.1% net margin, the company demonstrates developing profitability.

Annual Revenue: $260 million generating a 0.1% net profit margin .

Market Capitalization: $1288 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 0.2% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Paya Holdings Inc stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Paya Holdings Inc: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Paya Holdings Inc stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Paya Holdings Inc's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Paya Holdings Inc: Strong free cash flow generation demonstrates developing operational efficiency.

Paya Holdings Inc strategically competes in the highly dynamic Data Processing, Hosting, and Related Services marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $22 million annually, complemented by impressive -10.7% year-over-year cash flow growth.

The company maintains a healthy 52.2% gross margin, indicating strong pricing power and operational efficiency.

Paya Holdings Inc (PAYA) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Paya Holdings Inc stock analysis.

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Deep dive into Paya Holdings Inc's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Paya Holdings Inc stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Paya Holdings Inc: With a P/E ratio of 197.94, the market highly values future growth prospects.

P/E Ratio 197.94x
P/B Ratio 5.01x
Market Cap $1288M
EPS $0.08
Book Value/Share $1.94
Revenue/Share $2.14
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Paya Holdings Inc converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Paya Holdings Inc: An ROE of 0.2% indicates room for improvement in shareholder value creation.

ROE 0.2%
ROA 0.1%
ROIC 1.7%
Gross Margin 52.2%
Operating Margin 8.4%
Net Margin 0.1%
EBT Margin 0.8%
Tax Rate 83.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Paya Holdings Inc's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Paya Holdings Inc: A current ratio of 2.12 indicates strong liquidity.

Current Ratio 2.12x
Quick Ratio 1.35x
D/E Ratio 1.00x
Financial Leverage 2.62x
Interest Coverage 1.2x
Working Capital $19M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Paya Holdings Inc's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Paya Holdings Inc: Free cash flow of $22M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $37M
Free Cash Flow $22M
Capital Spending $-15M
OCF Growth YoY -10.7%
FCF Growth YoY -49.6%
FCF/Sales 8.6%
CapEx/Sales 5.7%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Paya Holdings Inc uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Paya Holdings Inc: An asset turnover of 0.42x suggests room for improvement in asset utilization.

Asset Turnover 0.42x
Receivables Turnover 10.9x
Fixed Assets Turnover 16.5x
Days Sales Outstanding 34 days
Payables Period 7 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Paya Holdings Inc's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Paya Holdings Inc: With annual revenue of $260M, Paya Holdings Inc demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $260M
Operating Income $25M
Net Income $2M
SG&A Expense $32M
Cost of Goods Sold $139M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 41%
Cash & Short-term Investments 22%
Total Liabilities 62%
Accounts Receivable 4%
Dividend & Shareholder Information
Shares Outstanding 132M
Growth Metrics (YoY)
EPS Growth 0.8%

Latest Paya Holdings Inc Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Paya Holdings Inc (PAYA) stock price and investment outlook.

, source: Insider Monkey

The financial regulations require hedge funds and wealthy investors that exceeded the $100 million holdings threshold to file a report that shows their positions at the end of every quarter. Even ...

, source: Nasdaq

Paya Holdings Inc. (PAYA) came out with quarterly earnings of $0.10 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.11 per share a year ago. These figures are ...

, source: Seeking Alpha

ATLANTA, Nov. 04, 2022 (GLOBE NEWSWIRE) -- Paya Holdings Inc. (PAYAW) (NASDAQ: PAYA) (“Paya Holdings”, “Paya” or the “Company”), a leading provider of integrated payment and commerce solutions, today ...

, source: Reuters

U.S.-listed shares of Canadian fintech Nuvei Corp fell roughly 2% after short seller Spruce Point Capital Management LLC alleged on Tuesday a recent acquisition is obscuring the firm's growth ...

, source: AOL

Paya Holdings Inc. (PAYA) came out with quarterly earnings of $0.09 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.04 per share a year ago. These figures are ...

Paya Holdings Inc Competitors & Peer Analysis - Information Sector

Comparative analysis of Paya Holdings Inc against industry peers and competitors in the Information sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Paya Holdings Inc Stock Forecast

How accurate are Paya Holdings Inc stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for PAYA predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Paya Holdings Inc stock price forecasts?

Our analysis considers Paya Holdings Inc's financial metrics, Information sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Paya Holdings Inc a good investment in 2025?

Based on our AI analysis, Paya Holdings Inc shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Paya Holdings Inc forecasts updated?

Paya Holdings Inc stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced Paya Holdings Inc Analysis?

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