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People`s United Financial Inc (PBCT) Stock Forecast 2025 - AI Price Prediction & Analysis


People`s United Financial Inc (PBCT) AI Stock Price Forecast & Investment Analysis

People`s United Financial Inc Stock Price Chart and Technical Analysis

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People`s United Financial Inc (PBCT) - Comprehensive Stock Analysis & Investment Research

Deep dive into People`s United Financial Inc's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about People`s United Financial Inc, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For People`s United Financial Inc: People`s United Financial Inc operates in the Finance and Insurance sector, establishing it as a mid-cap growth opportunity.

People`s United Financial Inc (Stock Symbol: PBCT) is a leading company in the Finance and Insurance sector , specifically operating within the Savings Institutions industry.

The organization employs approximately 5784 professionals worldwide and operates under the strategic leadership of CEO John Barnes.

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing People`s United Financial Inc's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For People`s United Financial Inc: With $1893M in annual revenue and 31.2% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $1893 million generating a 31.2% net profit margin .

Market Capitalization: $8249 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 7.9% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for People`s United Financial Inc stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For People`s United Financial Inc: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for People`s United Financial Inc stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: People`s United Financial Inc's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For People`s United Financial Inc: Strong free cash flow generation demonstrates exceptional operational efficiency.

People`s United Financial Inc strategically competes in the highly dynamic Savings Institutions marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $1188 million annually, complemented by impressive 250.0% year-over-year cash flow growth.

People`s United Financial Inc (PBCT) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for People`s United Financial Inc stock analysis.

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Deep dive into People`s United Financial Inc's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if People`s United Financial Inc stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For People`s United Financial Inc: With a P/E ratio of 13.96, the market sees the stock as potentially undervalued.

P/E Ratio 13.96x
P/B Ratio 1.09x
Market Cap $8249M
Dividend Yield 3.76%
EPS $1.39
Book Value/Share $17.75
Revenue/Share $4.45
FCF/Share $1.97
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently People`s United Financial Inc converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For People`s United Financial Inc: An ROE of 7.9% indicates room for improvement in shareholder value creation.

ROE 7.9%
ROA 0.9%
Net Margin 31.2%
EBT Margin 40.0%
Tax Rate 20.1%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess People`s United Financial Inc's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For People`s United Financial Inc:

D/E Ratio 0.16x
Financial Leverage 8.44x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal People`s United Financial Inc's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For People`s United Financial Inc: Free cash flow of $1188M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $1216M
Free Cash Flow $1188M
Capital Spending $-29M
OCF Growth YoY 250.0%
FCF Growth YoY 360.5%
FCF/Sales 62.7%
CapEx/Sales 1.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively People`s United Financial Inc uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For People`s United Financial Inc: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.0x
Understanding Financial Statement Data

What these metrics mean: Key figures from People`s United Financial Inc's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For People`s United Financial Inc: With annual revenue of $1893M, People`s United Financial Inc operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1893M
Net Income $604M
SG&A Expense $41M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 27%
Total Liabilities 88%
Short-term Debt 1%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.73
Payout Ratio 52.3%
Shares Outstanding 425M

Latest People`s United Financial Inc Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting People`s United Financial Inc (PBCT) stock price and investment outlook.

, source: WBJournal

While generally supportive of the new rule, the lending industry is concerned about the onus the new requirements put on banks. Worcester has a hodgepodge of branded office towers resulting from the ...

, source: Benzinga.com

Daniel G Roberts used to own units in Common Stock but no longer holds any shares there.acquired a total of 173,165 shares in People's United Financial, Inc. at a cost of $2,010,559.85, Daniel also ...

People`s United Financial Inc Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of People`s United Financial Inc against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - People`s United Financial Inc Stock Forecast

How accurate are People`s United Financial Inc stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for PBCT predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence People`s United Financial Inc stock price forecasts?

Our analysis considers People`s United Financial Inc's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is People`s United Financial Inc a good investment in 2025?

Based on our AI analysis, People`s United Financial Inc shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are People`s United Financial Inc forecasts updated?

People`s United Financial Inc stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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