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Ponce Financial Group, Inc. (PDLB) Stock Forecast 2025 - AI Price Prediction & Analysis


Ponce Financial Group, Inc. (PDLB) AI Stock Price Forecast & Investment Analysis

Ponce Financial Group, Inc. Stock Price Chart and Technical Analysis

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Ponce Financial Group, Inc. (PDLB) - Comprehensive Stock Analysis & Investment Research

Deep dive into Ponce Financial Group, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Ponce Financial Group, Inc., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Ponce Financial Group, Inc.: Ponce Financial Group, Inc. operates in the Finance sector, making it an emerging small-cap investment.

Ponce Financial Group, Inc. (Stock Symbol: PDLB) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 47 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Ponce Financial Group, Inc.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Ponce Financial Group, Inc.: With $90M in annual revenue and -37.3% net margin, the company demonstrates developing profitability.

Annual Revenue: $90 million generating a -37.3% net profit margin .

Market Capitalization: $358 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 7.3% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Ponce Financial Group, Inc. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For Ponce Financial Group, Inc.: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Ponce Financial Group, Inc. stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Ponce Financial Group, Inc.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Ponce Financial Group, Inc.: Market positioning analysis based on available financial and operational metrics.

Ponce Financial Group, Inc. strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

Ponce Financial Group, Inc. (PDLB) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Ponce Financial Group, Inc. stock analysis.

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Deep dive into Ponce Financial Group, Inc.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Ponce Financial Group, Inc. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Ponce Financial Group, Inc.: With a P/E ratio of 20.52, the market moderately values the company's earnings.

P/E Ratio 20.52x
P/B Ratio 0.69x
Market Cap $358M
EPS $0.72
Book Value/Share $21.73
Revenue/Share $3.79
FCF/Share $-0.20
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Ponce Financial Group, Inc. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Ponce Financial Group, Inc.: An ROE of 7.3% indicates room for improvement in shareholder value creation.

ROE 7.3%
ROA 0.9%
Net Margin -37.3%
EBT Margin 25.0%
Tax Rate 26.9%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Ponce Financial Group, Inc.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Ponce Financial Group, Inc.:

D/E Ratio 0.62x
Financial Leverage 8.97x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Ponce Financial Group, Inc.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Ponce Financial Group, Inc.: Free cash flow of $-5M indicates cash challenges that need attention.

Operating Cash Flow $3M
Free Cash Flow $-5M
Capital Spending $-8M
OCF Growth YoY -22.9%
FCF Growth YoY 6.4%
FCF/Sales -7.1%
CapEx/Sales 11.9%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Ponce Financial Group, Inc. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Ponce Financial Group, Inc.: An asset turnover of 0.05x suggests room for improvement in asset utilization.

Asset Turnover 0.05x
Fixed Assets Turnover 2.0x
Understanding Financial Statement Data

What these metrics mean: Key figures from Ponce Financial Group, Inc.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Ponce Financial Group, Inc.: With annual revenue of $90M, Ponce Financial Group, Inc. represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $90M
Net Income $-27M
SG&A Expense $44M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 11%
Total Liabilities 89%
Short-term Debt 1%
Accounts Receivable 1%
Dividend & Shareholder Information
Shares Outstanding 24M
Growth Metrics (YoY)
EPS Growth 2.8%

Latest Ponce Financial Group, Inc. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Ponce Financial Group, Inc. (PDLB) stock price and investment outlook.

Ponce Financial Group, Inc. Competitors & Peer Analysis - Finance Sector

Comparative analysis of Ponce Financial Group, Inc. against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $5243M 12.1x 2.0x
BCBP Unlock Forecast - 30 Days FREE Trial $150M 29.0x 0.5x
BFIN Unlock Forecast - 30 Days FREE Trial $195M 12.4x 1.1x
BKU Unlock Forecast - 30 Days FREE Trial $2902M 11.3x 1.0x
BRKL Unlock Forecast - 30 Days FREE Trial $2404M 30.5x 1.9x
BVFL Unlock Forecast - 30 Days FREE Trial $172M 16.1x 0.9x
BYFC Unlock Forecast - 30 Days FREE Trial $66M 34.2x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $15M -2.3x 0.5x
CFFN Unlock Forecast - 30 Days FREE Trial $862M 14.1x 0.8x
CFSB Unlock Forecast - 30 Days FREE Trial $91M 230.8x 1.2x
CLBK Unlock Forecast - 30 Days FREE Trial $1610M 261.1x 1.4x
CLST Unlock Forecast - 30 Days FREE Trial $54M 24.9x 0.7x
CPBI Unlock Forecast - 30 Days FREE Trial $64M x 0.8x
CZWI Unlock Forecast - 30 Days FREE Trial $165M 13.2x 0.9x
EBC Unlock Forecast - 30 Days FREE Trial $3684M 8.3x 1.0x
FCAP Unlock Forecast - 30 Days FREE Trial $145216M 11026.3x 1178.7x
FDSB Unlock Forecast - 30 Days FREE Trial $78M 30.2x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $80M 37.7x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $107M 25.6x 0.4x
FGBIP Unlock Forecast - 30 Days FREE Trial $239M 60.2x 0.9x
FMAO Unlock Forecast - 30 Days FREE Trial $359M 12.1x 1.0x
FNRN Unlock Forecast - 30 Days FREE Trial $191M 9.3x 1.0x
FNWD Unlock Forecast - 30 Days FREE Trial $141M 26.6x 0.9x
FSEA Unlock Forecast - 30 Days FREE Trial $55M -9.9x 0.9x
FSFG Unlock Forecast - 30 Days FREE Trial $181M 17.5x 1.0x
HFBL Unlock Forecast - 30 Days FREE Trial $42M 10.4x 0.8x
HTB Unlock Forecast - 30 Days FREE Trial $684M x 1.2x
HTBI Unlock Forecast - 30 Days FREE Trial $653M 11.3x 1.2x
IROQ Unlock Forecast - 30 Days FREE Trial $85M 25.9x 1.1x
KFFB Unlock Forecast - 30 Days FREE Trial $0M -20.2x 0.0x
KRNY Unlock Forecast - 30 Days FREE Trial $426M 16.3x 0.6x
LSBK Unlock Forecast - 30 Days FREE Trial $91M 16.6x 1.0x
MFBI Unlock Forecast - 30 Days FREE Trial $6M x 0.5x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0.5x
MGYR Unlock Forecast - 30 Days FREE Trial $109M 12.7x 1.0x
MSVB Unlock Forecast - 30 Days FREE Trial $48M 29.2x 1.4x
NFBK Unlock Forecast - 30 Days FREE Trial $498M 14.2x 0.7x
NRIM Unlock Forecast - 30 Days FREE Trial $510M 11.4x 1.8x
NSTS Unlock Forecast - 30 Days FREE Trial $63M 184.3x 0.8x
PDLB Unlock Forecast - 30 Days FREE Trial $358M 20.5x 0.7x
PFS Unlock Forecast - 30 Days FREE Trial $2597M 11.2x 1.0x
PROV Unlock Forecast - 30 Days FREE Trial $105M 16.8x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $106M 20.5x 0.7x
SBT Unlock Forecast - 30 Days FREE Trial $253M 47.4x 0.8x
SFBC Unlock Forecast - 30 Days FREE Trial $122M 19.4x 1.2x
TBNK Unlock Forecast - 30 Days FREE Trial $74M -141.4x 0.3x
TCBC Unlock Forecast - 30 Days FREE Trial $88M 2329.5x 1.1x
TFSL Unlock Forecast - 30 Days FREE Trial $3842M 46.2x 2.0x
WNEB Unlock Forecast - 30 Days FREE Trial $255M 21.1x 1.1x
WSBF Unlock Forecast - 30 Days FREE Trial $277M 13.4x 0.8x

Frequently Asked Questions - Ponce Financial Group, Inc. Stock Forecast

How accurate are Ponce Financial Group, Inc. stock predictions?

Our AI model demonstrates 62% historical accuracy for PDLB predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence Ponce Financial Group, Inc. stock price forecasts?

Our analysis considers Ponce Financial Group, Inc.'s financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Ponce Financial Group, Inc. a good investment in 2025?

Based on our AI analysis, Ponce Financial Group, Inc. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Ponce Financial Group, Inc. forecasts updated?

Ponce Financial Group, Inc. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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