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Model output · Signal date 2026-10-14

Ponce Financial Group, Inc. (PDLB) Stock Forecast Oct. 14, 2026

Analysis updated on Oct. 14, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D ▲ Bullish Exact rating locked
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30-day forecast Alpha
Rank in coverage Top 35% of 4004 stocks scored
Rank correlation · 90D n/a No per-ticker sample yet
Market Cap $486M small-cap · #10 of 34 peers
Summary

Ponce Financial Group, Inc. (PDLB) stock forecast summary

Our AI ranks Ponce Financial Group, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Ponce Financial Group, Inc. is a small-cap company with a market capitalization of $486M. It ranks number 10 by market capitalization among the 34 Savings Institution, Federally Chartered issuers in our coverage with a current forecast.

A per-ticker accuracy statistic for PDLB is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.3%, buy ≥ +0.5%, sell < -0.6%, strong sell < -1.7% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-14 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, PDLB included.

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Price

PDLB price chart and AI forecast

PDLB
Cross-section · 2026-10-14

How PDLB ranks among 4004 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals

Ponce Financial Group, Inc. (PDLB) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institution, Federally Chartered peers listed below that report each metric.

Valuation & Market

MetricPDLBIndustry medianRank
Market Cap $486M $182M 10/34
P/E Ratio 14.41x 13.86x 11/24
P/B Ratio 0.87x 0.99x 24/33
EPS $1.30 – –
Book Value/Share $23.19 – –
Revenue/Share $4.70 – –
FCF/Share $2.38 – –

Profitability & Margins

MetricPDLBIndustry medianRank
ROE 6.0% 5.8% 16/32
ROA 1.0% 0.7% 11/32
Net Margin 29.7% 20.4% 9/32
EBT Margin 39.7% 25.9% 7/33
Tax Rate 25.2% – –

Financial Health

MetricPDLBIndustry medianRank
D/E Ratio 5.23x 8.23x 27/33
Financial Leverage 6.23x 9.23x 27/33

Cash Flow

MetricPDLBIndustry medianRank
Operating Cash Flow $58M $20M 8/33
Free Cash Flow $58M $20M 7/26
Capital Spending -$620K -$1M 8/26
OCF Growth YoY 111.3% 45.6% 8/29
FCF Growth YoY 119.3% 33.2% 7/21
FCF/Sales 50.7% 30.5% 6/26
CapEx/Sales 0.6% 1.8% 23/26

Operational Efficiency

MetricPDLBIndustry medianRank
Asset Turnover 0.03x 0.03x 16/31
Fixed Assets Turnover 7.8x 3.5x 6/28

Income Statement

MetricPDLBIndustry medianRank
Total Revenue $113M $59M 10/31
Net Income $33M $12M 8/32

Dividend & Shareholder Information

MetricPDLBIndustry medianRank
Shares Outstanding 24M – –

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$140M4.0% of assets
Total Liabilities$2.93B84.0% of assets
Quarterly Financial Reports

PDLB quarterly financials and insider trading

Industry Peers · Savings Institution, Federally Chartered

Ponce Financial Group, Inc. (PDLB) industry peers

Companies classified under the same SEC industry code as Ponce Financial Group, Inc. (Savings Institution, Federally Chartered): 34 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
PDLB Ponce Financial Group, Inc. ▲ $486M 14.4x 0.9x
HSBC Hsbc Holdings Plc ▼ $1.63T – –
AX Axos Financial, Inc. ▶ $5.01B 10.2x 1.6x
EBC Eastern Bankshares, Inc. ▶ $4.79B 12.7x 1.1x
TFSL Tfs Financial Corp ▲ $4.54B 44.5x 2.3x
PFS Provident Financial Services Inc ▶ $2.87B 9.2x 1.0x
CFFN Capitol Federal Financial, Inc. ▲ $1.04B 12.5x 1.0x
HTB Hometrust Bancshares, Inc. ▲ $765M 49.0x 1.3x
KRNY Kearny Financial Corp. ▲ $588M 16.2x 0.8x
NRIM Northrim Bancorp Inc ▲ $541M 7.9x 1.6x
FMAO Farmers & Merchants Bancorp Inc ▲ $482M 12.0x 1.3x
WSBF Waterstone Financial, Inc. ▲ $356M 11.8x 1.0x
FNRN First Northern Community Bancorp ▲ $273M 12.1x 1.3x
WNEB Western New England Bancorp, Inc. ▲ $272M 16.3x 1.1x
FCAP First Capital Inc ▲ $208M 11.3x 1.5x
CZWI Citizens Community Bancorp Inc. ▲ $205M 16.0x 1.1x
BVFL Bv Financial, Inc. ▲ $184M 14.0x 1.0x
FNWD Finward Bancorp ▲ $179M 18.3x 1.0x
BCBP Bcb Bancorp Inc ▲ $148M – 0.5x
FGBI First Guaranty Bancshares, Inc. ▲ $134M – 0.6x
MGYR Magyar Bancorp, Inc. ▲ $121M 10.3x 1.0x
RVSB Riverview Bancorp Inc ▲ $120M – 0.8x
PROV Provident Financial Holdings Inc ▲ $113M 17.0x 0.9x
SFBC Sound Financial Bancorp, Inc. ▲ $110M 13.7x 1.0x
BYFC Broadway Financial Corp \De\ ▲ $109M – 4.3x
FDSB Fifth District Bancorp, Inc. ▲ $90M 54.2x 0.7x
CPBI Central Plains Bancshares, Inc. ▶ $83M 18.5x 0.9x
HFBL Home Federal Bancorp, Inc. Of Louisiana ▲ $76M 12.0x 1.3x
NSTS Nsts Bancorp, Inc. ▼ $75M – 0.9x
CLST Catalyst Bancorp, Inc. ▲ $70M 34.3x 0.8x
KFFB Kentucky First Federal Bancorp ▲ $47M – 0.9x
MGNO Magnolia Bancorp, Inc. ▼ $13M – 0.6x
CARV Carver Bancorp Inc ▲ $10M – 0.3x
MFBI Monroe Federal Bancorp, Inc. ▼ $7M – 0.6x

Where PDLB sits on the market map

Finance · Savings Institution, Federally Chartered
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News

Ponce Financial Group, Inc. (PDLB) stock news

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FAQ

Ponce Financial Group, Inc. (PDLB) stock forecast FAQ

What is the Ponce Financial Group, Inc. (PDLB) stock forecast?

Our AI ranks Ponce Financial Group, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Ponce Financial Group, Inc. stock predictions?

A per-ticker accuracy statistic for PDLB is published only once its sample size is known. Across our coverage, the out-of-sample test on 4537 stocks from 2025-01-06 to 2026-06-09 produced a positive net return in 73.7% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Ponce Financial Group, Inc. forecasts updated?

Ponce Financial Group, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 14, 2026.

Which companies are Ponce Financial Group, Inc.'s industry peers?

34 issuers in our coverage, PDLB included, share the SEC industry code Savings Institution, Federally Chartered. The largest are: Hsbc Holdings Plc (HSBC), Axos Financial, Inc. (AX), Eastern Bankshares, Inc. (EBC), Tfs Financial Corp (TFSL), Provident Financial Services Inc (PFS), Capitol Federal Financial, Inc. (CFFN).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.