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Professional Holding Corp (PFHD) Stock Forecast 2025 - AI Price Prediction & Analysis


Professional Holding Corp (PFHD) AI Stock Price Forecast & Investment Analysis

Professional Holding Corp Stock Price Chart and Technical Analysis

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Professional Holding Corp (PFHD) - Comprehensive Stock Analysis & Investment Research

Deep dive into Professional Holding Corp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Professional Holding Corp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Professional Holding Corp: Professional Holding Corp operates in the Finance and Insurance sector, making it an emerging small-cap investment.

Professional Holding Corp (Stock Symbol: PFHD) is a leading company in the Finance and Insurance sector , specifically operating within the Commercial Banking industry.

The organization employs approximately 208 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Professional Holding Corp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Professional Holding Corp: With $80M in annual revenue and 23.8% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $80 million generating a 23.8% net profit margin .

Market Capitalization: $288 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 8.5% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Professional Holding Corp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Professional Holding Corp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for Professional Holding Corp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: Professional Holding Corp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Professional Holding Corp: Strong free cash flow generation demonstrates developing operational efficiency.

Professional Holding Corp strategically competes in the highly dynamic Commercial Banking marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $25 million annually, complemented by impressive 129.6% year-over-year cash flow growth.

The company maintains a healthy 7.6% gross margin, indicating strong pricing power and operational efficiency.

Professional Holding Corp (PFHD) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Professional Holding Corp stock analysis.

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Deep dive into Professional Holding Corp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Professional Holding Corp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Professional Holding Corp: With a P/E ratio of 16.71, the market moderately values the company's earnings.

P/E Ratio 16.71x
P/B Ratio 1.23x
Market Cap $288M
EPS $1.63
Book Value/Share $16.72
Revenue/Share $5.71
FCF/Share $0.92
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Professional Holding Corp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Professional Holding Corp: An ROE of 8.5% indicates room for improvement in shareholder value creation.

ROE 8.5%
ROA 0.7%
ROIC 6.4%
Gross Margin 7.6%
Operating Margin 3.8%
Net Margin 23.8%
EBT Margin 29.2%
Tax Rate 18.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Professional Holding Corp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Professional Holding Corp: A current ratio of 2.18 indicates strong liquidity.

Current Ratio 2.18x
Quick Ratio 1.30x
D/E Ratio 0.13x
Financial Leverage 12.48x
Interest Coverage 10.0x
Working Capital $286M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Professional Holding Corp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Professional Holding Corp: Free cash flow of $25M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $26M
Free Cash Flow $25M
OCF Growth YoY 129.6%
FCF Growth YoY 247.1%
FCF/Sales 31.7%
CapEx/Sales 0.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Professional Holding Corp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Professional Holding Corp: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Receivables Turnover 6.5x
Inventory Turnover 5.6x
Fixed Assets Turnover 12.7x
Days Sales Outstanding 56 days
Days Inventory 65 days
Payables Period 62 days
Cash Conversion Cycle 59 days
Understanding Financial Statement Data

What these metrics mean: Key figures from Professional Holding Corp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Professional Holding Corp: With annual revenue of $80M, Professional Holding Corp represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $80M
Operating Income $47M
Net Income $21M
SG&A Expense $47M
Cost of Goods Sold $92M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 72%
Cash & Short-term Investments 32%
Total Liabilities 92%
Short-term Debt 0%
Accounts Receivable 0%
Inventory 26%
Dividend & Shareholder Information
Shares Outstanding 14M
Growth Metrics (YoY)
EPS Growth 5.7%

Latest Professional Holding Corp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Professional Holding Corp (PFHD) stock price and investment outlook.

, source: Business Wire

CORAL GABLES, Fla.--(BUSINESS WIRE)--Professional Holding Corp. (the “Company”) (NASDAQ:PFHD), the parent company of Professional Bank (the “Bank”), today reported net income of $8.5 million, or $0.63 ...

Professional Holding Corp Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Professional Holding Corp against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Professional Holding Corp Stock Forecast

How accurate are Professional Holding Corp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for PFHD predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Professional Holding Corp stock price forecasts?

Our analysis considers Professional Holding Corp's financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Professional Holding Corp a good investment in 2025?

Based on our AI analysis, Professional Holding Corp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Professional Holding Corp forecasts updated?

Professional Holding Corp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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