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PEAPACK GLADSTONE FINANCIAL CORP (PGC) Stock Forecast 2025 - AI Price Prediction & Analysis


PEAPACK GLADSTONE FINANCIAL CORP (PGC) AI Stock Price Forecast & Investment Analysis

PEAPACK GLADSTONE FINANCIAL CORP Stock Price Chart and Technical Analysis

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PEAPACK GLADSTONE FINANCIAL CORP (PGC) - Comprehensive Stock Analysis & Investment Research

Deep dive into PEAPACK GLADSTONE FINANCIAL CORP's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about PEAPACK GLADSTONE FINANCIAL CORP, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For PEAPACK GLADSTONE FINANCIAL CORP: PEAPACK GLADSTONE FINANCIAL CORP operates in the Finance sector, making it an emerging small-cap investment.

PEAPACK GLADSTONE FINANCIAL CORP (Stock Symbol: PGC) is a leading company in the Finance sector , specifically operating within the Commercial Banks, NEC industry.

The organization employs approximately 401 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing PEAPACK GLADSTONE FINANCIAL CORP's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PEAPACK GLADSTONE FINANCIAL CORP: With $252M in annual revenue and 14.7% net margin, the company demonstrates solid profitability.

Annual Revenue: $252 million generating a 14.7% net profit margin .

Market Capitalization: $521 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 10.9% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for PEAPACK GLADSTONE FINANCIAL CORP stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For PEAPACK GLADSTONE FINANCIAL CORP: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for PEAPACK GLADSTONE FINANCIAL CORP stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: PEAPACK GLADSTONE FINANCIAL CORP's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For PEAPACK GLADSTONE FINANCIAL CORP: Strong free cash flow generation demonstrates developing operational efficiency.

PEAPACK GLADSTONE FINANCIAL CORP strategically competes in the highly dynamic Commercial Banks, NEC marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $74 million annually, complemented by impressive -57.5% year-over-year cash flow growth.

PEAPACK GLADSTONE FINANCIAL CORP (PGC) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for PEAPACK GLADSTONE FINANCIAL CORP stock analysis.

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Deep dive into PEAPACK GLADSTONE FINANCIAL CORP's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if PEAPACK GLADSTONE FINANCIAL CORP stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For PEAPACK GLADSTONE FINANCIAL CORP: With a P/E ratio of 16.11, the market moderately values the company's earnings.

P/E Ratio 16.11x
P/B Ratio 0.83x
Market Cap $521M
EPS $1.84
Book Value/Share $35.37
Revenue/Share $14.19
FCF/Share $1.82
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently PEAPACK GLADSTONE FINANCIAL CORP converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PEAPACK GLADSTONE FINANCIAL CORP: An ROE of 10.9% shows good shareholder value creation.

ROE 10.9%
ROA 0.9%
Net Margin 14.7%
EBT Margin 36.1%
Tax Rate 26.8%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess PEAPACK GLADSTONE FINANCIAL CORP's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For PEAPACK GLADSTONE FINANCIAL CORP:

D/E Ratio 0.29x
Financial Leverage 11.95x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal PEAPACK GLADSTONE FINANCIAL CORP's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For PEAPACK GLADSTONE FINANCIAL CORP: Free cash flow of $74M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $76M
Free Cash Flow $74M
Capital Spending $-2M
OCF Growth YoY -57.5%
FCF Growth YoY -60.2%
FCF/Sales 34.3%
CapEx/Sales 1.1%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively PEAPACK GLADSTONE FINANCIAL CORP uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For PEAPACK GLADSTONE FINANCIAL CORP: An asset turnover of 0.04x suggests room for improvement in asset utilization.

Asset Turnover 0.04x
Fixed Assets Turnover 5.5x
Understanding Financial Statement Data

What these metrics mean: Key figures from PEAPACK GLADSTONE FINANCIAL CORP's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For PEAPACK GLADSTONE FINANCIAL CORP: With annual revenue of $252M, PEAPACK GLADSTONE FINANCIAL CORP demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $252M
SG&A Expense $40M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 11%
Total Liabilities 92%
Short-term Debt 2%
Accounts Receivable 2%
Dividend & Shareholder Information
Dividends Per Share $0.05
Payout Ratio 0.0%
Shares Outstanding 18M
Growth Metrics (YoY)
EPS Growth 5.2%

Latest PEAPACK GLADSTONE FINANCIAL CORP Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting PEAPACK GLADSTONE FINANCIAL CORP (PGC) stock price and investment outlook.

, source: Business Insider

In a report released today, Christopher O’Connell from KBW maintained a Buy rating on Peapack-Gladstone Financial (PGC – Research Report), with a price target of $44.00. The company’s shares closed ...

, source: WTOP News

BEDMINSTER, N.J. (AP) — BEDMINSTER, N.J. (AP) — Peapack-Gladstone Financial Corp. (PGC) on Tuesday reported net income of $7.6 million in its first quarter. The Bedminster, New Jersey-based bank said ...

, source: Nasdaq

Peapack-Gladstone (PGC) came out with quarterly earnings of $0.43 per share, missing the Zacks Consensus Estimate of $0.51 per share. This compares to earnings of $0.48 per share a year ago. These ...

, source: WTOP News

BEDMINSTER, N.J. (AP) — BEDMINSTER, N.J. (AP) — Peapack-Gladstone Financial Corp. (PGC) on Monday reported net income of $7.9 million in its second quarter. The Bedminster, New Jersey-based bank said ...

PEAPACK GLADSTONE FINANCIAL CORP Competitors & Peer Analysis - Finance Sector

Comparative analysis of PEAPACK GLADSTONE FINANCIAL CORP against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Frequently Asked Questions - PEAPACK GLADSTONE FINANCIAL CORP Stock Forecast

How accurate are PEAPACK GLADSTONE FINANCIAL CORP stock predictions?

Our AI model demonstrates 67% historical accuracy for PGC predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence PEAPACK GLADSTONE FINANCIAL CORP stock price forecasts?

Our analysis considers PEAPACK GLADSTONE FINANCIAL CORP's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is PEAPACK GLADSTONE FINANCIAL CORP a good investment in 2025?

Based on our AI analysis, PEAPACK GLADSTONE FINANCIAL CORP shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are PEAPACK GLADSTONE FINANCIAL CORP forecasts updated?

PEAPACK GLADSTONE FINANCIAL CORP stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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