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PROVIDENT FINANCIAL HOLDINGS INC (PROV) Stock Forecast 2025 - AI Price Prediction & Analysis


PROVIDENT FINANCIAL HOLDINGS INC (PROV) AI Stock Price Forecast & Investment Analysis

PROVIDENT FINANCIAL HOLDINGS INC Stock Price Chart and Technical Analysis

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PROVIDENT FINANCIAL HOLDINGS INC (PROV) - Comprehensive Stock Analysis & Investment Research

Deep dive into PROVIDENT FINANCIAL HOLDINGS INC's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about PROVIDENT FINANCIAL HOLDINGS INC, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For PROVIDENT FINANCIAL HOLDINGS INC: PROVIDENT FINANCIAL HOLDINGS INC operates in the Finance sector, making it an emerging small-cap investment.

PROVIDENT FINANCIAL HOLDINGS INC (Stock Symbol: PROV) is a leading company in the Finance sector , specifically operating within the Savings Institution, Federally Chartered industry.

The organization employs approximately 189 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing PROVIDENT FINANCIAL HOLDINGS INC's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PROVIDENT FINANCIAL HOLDINGS INC: With $39M in annual revenue and 28.3% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $39 million generating a 28.3% net profit margin .

Market Capitalization: $105 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 7.9% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for PROVIDENT FINANCIAL HOLDINGS INC stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For PROVIDENT FINANCIAL HOLDINGS INC: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for PROVIDENT FINANCIAL HOLDINGS INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: PROVIDENT FINANCIAL HOLDINGS INC's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For PROVIDENT FINANCIAL HOLDINGS INC: Strong free cash flow generation demonstrates developing operational efficiency.

PROVIDENT FINANCIAL HOLDINGS INC strategically competes in the highly dynamic Savings Institution, Federally Chartered marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $10 million annually, complemented by impressive -92.6% year-over-year cash flow growth.

PROVIDENT FINANCIAL HOLDINGS INC (PROV) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for PROVIDENT FINANCIAL HOLDINGS INC stock analysis.

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Deep dive into PROVIDENT FINANCIAL HOLDINGS INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if PROVIDENT FINANCIAL HOLDINGS INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For PROVIDENT FINANCIAL HOLDINGS INC: With a P/E ratio of 16.75, the market moderately values the company's earnings.

P/E Ratio 16.75x
P/B Ratio 0.81x
Market Cap $105M
Dividend Yield 0.04%
EPS $0.93
Book Value/Share $19.02
Revenue/Share $5.87
FCF/Share $5.02
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently PROVIDENT FINANCIAL HOLDINGS INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For PROVIDENT FINANCIAL HOLDINGS INC: An ROE of 7.9% indicates room for improvement in shareholder value creation.

ROE 7.9%
ROA 0.8%
Net Margin 28.3%
EBT Margin 38.8%
Tax Rate 27.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess PROVIDENT FINANCIAL HOLDINGS INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For PROVIDENT FINANCIAL HOLDINGS INC:

D/E Ratio 0.63x
Financial Leverage 9.31x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal PROVIDENT FINANCIAL HOLDINGS INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For PROVIDENT FINANCIAL HOLDINGS INC: Free cash flow of $10M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $10M
Free Cash Flow $10M
OCF Growth YoY -92.6%
FCF Growth YoY -92.8%
FCF/Sales 27.8%
CapEx/Sales 0.3%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively PROVIDENT FINANCIAL HOLDINGS INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For PROVIDENT FINANCIAL HOLDINGS INC: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 3.8x
Understanding Financial Statement Data

What these metrics mean: Key figures from PROVIDENT FINANCIAL HOLDINGS INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For PROVIDENT FINANCIAL HOLDINGS INC: With annual revenue of $39M, PROVIDENT FINANCIAL HOLDINGS INC represents a smaller but potentially high-growth operation.

Income Statement ($ Millions)
Total Revenue $39M
Net Income $5M
SG&A Expense $43M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 5%
Total Liabilities 89%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.57
Payout Ratio 0.5%
Shares Outstanding 7M
Growth Metrics (YoY)
EPS Growth 6.6%

Latest PROVIDENT FINANCIAL HOLDINGS INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting PROVIDENT FINANCIAL HOLDINGS INC (PROV) stock price and investment outlook.

📰 We are currently updating our news feed for PROVIDENT FINANCIAL HOLDINGS INC. Check back soon for the latest market analysis and company updates.

PROVIDENT FINANCIAL HOLDINGS INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of PROVIDENT FINANCIAL HOLDINGS INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AX Unlock Forecast - 30 Days FREE Trial $5246M 12.1x 2.0x
BCBP Unlock Forecast - 30 Days FREE Trial $150M 29.0x 0.5x
BFIN Unlock Forecast - 30 Days FREE Trial $195M 12.4x 1.1x
BKU Unlock Forecast - 30 Days FREE Trial $2932M 11.4x 1.0x
BRKL Unlock Forecast - 30 Days FREE Trial $2404M 30.5x 1.9x
BVFL Unlock Forecast - 30 Days FREE Trial $172M 16.1x 0.9x
BYFC Unlock Forecast - 30 Days FREE Trial $66M 34.2x 0.2x
CARV Unlock Forecast - 30 Days FREE Trial $15M -2.3x 0.5x
CFFN Unlock Forecast - 30 Days FREE Trial $855M 14.0x 0.8x
CFSB Unlock Forecast - 30 Days FREE Trial $91M 230.8x 1.2x
CLBK Unlock Forecast - 30 Days FREE Trial $1610M 261.0x 1.4x
CLST Unlock Forecast - 30 Days FREE Trial $54M 24.9x 0.7x
CPBI Unlock Forecast - 30 Days FREE Trial $64M x 0.8x
CZWI Unlock Forecast - 30 Days FREE Trial $165M 13.2x 0.9x
EBC Unlock Forecast - 30 Days FREE Trial $3682M 8.3x 1.0x
FCAP Unlock Forecast - 30 Days FREE Trial $145216M 11026.3x 1178.7x
FDSB Unlock Forecast - 30 Days FREE Trial $78M 30.2x 0.6x
FFBW Unlock Forecast - 30 Days FREE Trial $80M 37.7x 1.0x
FGBI Unlock Forecast - 30 Days FREE Trial $107M 25.6x 0.4x
FGBIP Unlock Forecast - 30 Days FREE Trial $239M 60.2x 0.9x
FMAO Unlock Forecast - 30 Days FREE Trial $359M 12.1x 1.0x
FNRN Unlock Forecast - 30 Days FREE Trial $191M 9.3x 1.0x
FNWD Unlock Forecast - 30 Days FREE Trial $141M 26.6x 0.9x
FSEA Unlock Forecast - 30 Days FREE Trial $55M -9.9x 0.9x
FSFG Unlock Forecast - 30 Days FREE Trial $181M 17.5x 1.0x
HFBL Unlock Forecast - 30 Days FREE Trial $42M 10.4x 0.8x
HTB Unlock Forecast - 30 Days FREE Trial $684M x 1.2x
HTBI Unlock Forecast - 30 Days FREE Trial $653M 11.3x 1.2x
IROQ Unlock Forecast - 30 Days FREE Trial $85M 25.9x 1.1x
KFFB Unlock Forecast - 30 Days FREE Trial $0M -20.2x 0.0x
KRNY Unlock Forecast - 30 Days FREE Trial $426M 16.3x 0.6x
LSBK Unlock Forecast - 30 Days FREE Trial $91M 16.6x 1.0x
MFBI Unlock Forecast - 30 Days FREE Trial $6M x 0.5x
MGNO Unlock Forecast - 30 Days FREE Trial $9M x 0.5x
MGYR Unlock Forecast - 30 Days FREE Trial $109M 12.7x 1.0x
MSVB Unlock Forecast - 30 Days FREE Trial $48M 29.2x 1.4x
NFBK Unlock Forecast - 30 Days FREE Trial $498M 14.2x 0.7x
NRIM Unlock Forecast - 30 Days FREE Trial $510M 11.4x 1.8x
NSTS Unlock Forecast - 30 Days FREE Trial $63M 184.3x 0.8x
PDLB Unlock Forecast - 30 Days FREE Trial $358M 20.5x 0.7x
PFS Unlock Forecast - 30 Days FREE Trial $2590M 11.2x 1.0x
PROV Unlock Forecast - 30 Days FREE Trial $105M 16.8x 0.8x
RVSB Unlock Forecast - 30 Days FREE Trial $106M 20.5x 0.7x
SBT Unlock Forecast - 30 Days FREE Trial $253M 47.4x 0.8x
SFBC Unlock Forecast - 30 Days FREE Trial $122M 19.4x 1.2x
TBNK Unlock Forecast - 30 Days FREE Trial $74M -141.4x 0.3x
TCBC Unlock Forecast - 30 Days FREE Trial $88M 2329.5x 1.1x
TFSL Unlock Forecast - 30 Days FREE Trial $3779M 45.4x 2.0x
WNEB Unlock Forecast - 30 Days FREE Trial $255M 21.1x 1.1x
WSBF Unlock Forecast - 30 Days FREE Trial $277M 13.4x 0.8x

Frequently Asked Questions - PROVIDENT FINANCIAL HOLDINGS INC Stock Forecast

How accurate are PROVIDENT FINANCIAL HOLDINGS INC stock predictions?

Our AI model demonstrates 40% historical accuracy for PROV predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence PROVIDENT FINANCIAL HOLDINGS INC stock price forecasts?

Our analysis considers PROVIDENT FINANCIAL HOLDINGS INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is PROVIDENT FINANCIAL HOLDINGS INC a good investment in 2025?

Based on our AI analysis, PROVIDENT FINANCIAL HOLDINGS INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are PROVIDENT FINANCIAL HOLDINGS INC forecasts updated?

PROVIDENT FINANCIAL HOLDINGS INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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