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Protective Insurance Corp. (PTVCB) Stock Forecast 2025 - AI Price Prediction & Analysis


Protective Insurance Corp. (PTVCB) AI Stock Price Forecast & Investment Analysis

Protective Insurance Corp. Stock Price Chart and Technical Analysis

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Protective Insurance Corp. (PTVCB) - Comprehensive Stock Analysis & Investment Research

Deep dive into Protective Insurance Corp.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about Protective Insurance Corp., including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For Protective Insurance Corp.: Protective Insurance Corp. operates in the Finance and Insurance sector, making it an emerging small-cap investment.

Protective Insurance Corp. (Stock Symbol: PTVCB) is a leading company in the Finance and Insurance sector , specifically operating within the Direct Property and Casualty Insurance Carriers industry.

The organization employs approximately 537 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing Protective Insurance Corp.'s revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Protective Insurance Corp.: With $518M in annual revenue and 7.6% net margin, the company demonstrates solid profitability.

Annual Revenue: $518 million generating a 7.6% net profit margin .

Market Capitalization: $326 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 11.8% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for Protective Insurance Corp. stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For Protective Insurance Corp.: Unlock premium access to view detailed AI predictions and price targets.

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Understanding Market Position

What this analysis covers: Protective Insurance Corp.'s competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For Protective Insurance Corp.: Strong free cash flow generation demonstrates developing operational efficiency.

Protective Insurance Corp. strategically competes in the highly dynamic Direct Property and Casualty Insurance Carriers marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $95 million annually, complemented by impressive -13.6% year-over-year cash flow growth.

Protective Insurance Corp. (PTVCB) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for Protective Insurance Corp. stock analysis.

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Deep dive into Protective Insurance Corp.'s financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if Protective Insurance Corp. stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For Protective Insurance Corp.: With a P/E ratio of 8.41, the market sees the stock as potentially undervalued.

P/E Ratio 8.41x
P/B Ratio 0.90x
Market Cap $326M
Dividend Yield 1.72%
EPS $2.77
Book Value/Share $25.90
Revenue/Share $37.00
FCF/Share $4.67
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently Protective Insurance Corp. converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For Protective Insurance Corp.: An ROE of 11.8% shows good shareholder value creation.

ROE 11.8%
ROA 2.4%
Net Margin 7.6%
EBT Margin 9.2%
Tax Rate 17.3%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess Protective Insurance Corp.'s ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For Protective Insurance Corp.:

Financial Leverage 4.81x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal Protective Insurance Corp.'s ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For Protective Insurance Corp.: Free cash flow of $95M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $97M
Free Cash Flow $95M
Capital Spending $-2M
OCF Growth YoY -13.6%
FCF Growth YoY -13.4%
FCF/Sales 18.3%
CapEx/Sales 0.4%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively Protective Insurance Corp. uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For Protective Insurance Corp.: An asset turnover of 0.31x suggests room for improvement in asset utilization.

Asset Turnover 0.31x
Fixed Assets Turnover 11.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from Protective Insurance Corp.'s income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For Protective Insurance Corp.: With annual revenue of $518M, Protective Insurance Corp. demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $518M
Net Income $40M
SG&A Expense $6M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 57%
Total Liabilities 79%
Short-term Debt 1%
Accounts Receivable 31%
Dividend & Shareholder Information
Dividends Per Share $0.40
Payout Ratio 14.4%
Shares Outstanding 14M

Latest Protective Insurance Corp. Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting Protective Insurance Corp. (PTVCB) stock price and investment outlook.

, source: Insurancenewsnet.com

Birmingham, Ala. – Protective Life Corporation announced today that its principal subsidiary, Protective Life Insurance Company, has entered into an agreement to acquire automotive finance and ...

, source: Insurancenewsnet.com

USWC, whose primary operating subsidiary is United States Warranty Corp. currently markets vehicle service contracts, GAP coverage and a suite of ancillary automotive maintenance and protection ...

, source: Wall Street Journal

See Protective’s coverage options, costs, riders and underwriting insights Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy Side. She has ...

, source: Forbes

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Protective Insurance Corp. Competitors & Peer Analysis - Finance and Insurance Sector

Comparative analysis of Protective Insurance Corp. against industry peers and competitors in the Finance and Insurance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - Protective Insurance Corp. Stock Forecast

How accurate are Protective Insurance Corp. stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for PTVCB predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence Protective Insurance Corp. stock price forecasts?

Our analysis considers Protective Insurance Corp.'s financial metrics, Finance and Insurance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is Protective Insurance Corp. a good investment in 2025?

Based on our AI analysis, Protective Insurance Corp. shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are Protective Insurance Corp. forecasts updated?

Protective Insurance Corp. stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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