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People's Utah Bancorp (PUB) Stock Forecast 2025 - AI Price Prediction & Analysis


People's Utah Bancorp (PUB) AI Stock Price Forecast & Investment Analysis

People's Utah Bancorp Stock Price Chart and Technical Analysis

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People's Utah Bancorp (PUB) - Comprehensive Stock Analysis & Investment Research

Deep dive into People's Utah Bancorp's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about People's Utah Bancorp, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For People's Utah Bancorp: People's Utah Bancorp operates in the Finance sector, making it an emerging small-cap investment.

People's Utah Bancorp (Stock Symbol: PUB) is a leading company in the Finance sector , specifically operating within the Regional Banks industry.

and operates under the strategic leadership of CEO Len E. Williams.

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing People's Utah Bancorp's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For People's Utah Bancorp: With $126M in annual revenue and 35.4% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $126 million generating a 35.4% net profit margin .

Market Capitalization: $374 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 13.9% - Above-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for People's Utah Bancorp stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For People's Utah Bancorp: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for People's Utah Bancorp stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: People's Utah Bancorp's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For People's Utah Bancorp: Strong free cash flow generation demonstrates developing operational efficiency.

People's Utah Bancorp strategically competes in the highly dynamic Regional Banks marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $36 million annually, complemented by impressive -6.1% year-over-year cash flow growth.

People's Utah Bancorp (PUB) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for People's Utah Bancorp stock analysis.

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Deep dive into People's Utah Bancorp's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if People's Utah Bancorp stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For People's Utah Bancorp: With a P/E ratio of 8.37, the market sees the stock as potentially undervalued.

P/E Ratio 8.37x
P/B Ratio 1.09x
Market Cap $374M
Dividend Yield 2.64%
EPS $2.35
Book Value/Share $18.10
Revenue/Share $6.63
FCF/Share $2.58
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently People's Utah Bancorp converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For People's Utah Bancorp: An ROE of 13.9% shows good shareholder value creation.

ROE 13.9%
ROA 1.9%
Net Margin 35.4%
EBT Margin 46.3%
Tax Rate 23.4%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess People's Utah Bancorp's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For People's Utah Bancorp:

Financial Leverage 7.28x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal People's Utah Bancorp's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For People's Utah Bancorp: Free cash flow of $36M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $42M
Free Cash Flow $36M
Capital Spending $-6M
OCF Growth YoY -6.1%
FCF Growth YoY -2.0%
FCF/Sales 28.8%
CapEx/Sales 4.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively People's Utah Bancorp uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For People's Utah Bancorp: An asset turnover of 0.05x suggests room for improvement in asset utilization.

Asset Turnover 0.05x
Fixed Assets Turnover 3.3x
Understanding Financial Statement Data

What these metrics mean: Key figures from People's Utah Bancorp's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For People's Utah Bancorp: With annual revenue of $126M, People's Utah Bancorp demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $126M
Net Income $45M
SG&A Expense $36M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 30%
Total Liabilities 86%
Short-term Debt 2%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.52
Payout Ratio 22.1%
Shares Outstanding 19M

Latest People's Utah Bancorp Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting People's Utah Bancorp (PUB) stock price and investment outlook.

People's Utah Bancorp Competitors & Peer Analysis - Finance Sector

Comparative analysis of People's Utah Bancorp against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio

Frequently Asked Questions - People's Utah Bancorp Stock Forecast

How accurate are People's Utah Bancorp stock predictions?

Our AI model shows a 8500% Spearman correlation coefficient for PUB predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence People's Utah Bancorp stock price forecasts?

Our analysis considers People's Utah Bancorp's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is People's Utah Bancorp a good investment in 2025?

Based on our AI analysis, People's Utah Bancorp shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are People's Utah Bancorp forecasts updated?

People's Utah Bancorp stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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